For sale · Costa del Sol · Fuengirola
Available€629,000€669,000
3 beds · 2 baths · 119 m² built
Price reduced
Ref HT5411281Updated daily · Last sync 27 October 2026



About this property
Three-bedroom apartment with private pool in Fuengirola, Costa del Sol. This fully furnished residence delivers something increasingly rare: genuine privacy, with no direct neighbour on one side and uninterrupted panoramic views across both sea and mountains. Completed in 2024, the 119sqm layout centres on an open-plan living area where a contemporary American-style kitchen flows into a bright lounge and dining space, all opening through full-height glass doors onto a 25sqm private terrace.
Inside, three bedrooms and two bathrooms occupy a layout designed for natural light and separation of spaces. The kitchen arrives fully equipped with integrated appliances, while the terrace extends the living area outdoors with room for dining and lounging. One allocated parking space is included, and the apartment comes move-in ready with all furniture and fittings already in place. The position on an upper floor captures the dual aspect views without requiring top-floor exposure, and the configuration ensures the main living spaces benefit from the mountain backdrop.
Higuerón Lomas sits within walking distance of the Higuerón Resort complex, which provides residents with access to a beachfront spa, tennis and padel courts, multiple pools, landscaped gardens, and a fully equipped gym. Fuengirola's town centre lies 3 kilometres to the south, reachable in under ten minutes by car, while the resort's own beach club offers direct Mediterranean access. The complex occupies elevated ground above the coast, placing shops, restaurants, and the commuter train line within a short drive.
Features
Property details
Location
Map shows the Higuerón Lomas complex location. Exact unit address provided upon request. This property is in FuengirolaCosta del Sol.
9 questions answered
Yes. Spain places no restrictions on foreign buyers, EU and non-EU citizens can purchase freely in Fuengirola. You will need a Spanish NIE (foreigner tax number) before signing the title deed, plus a Spanish bank account for the transfer. The full purchase typically completes 6 to 10 weeks from signing the reservation contract.
The NIE (Número de Identificación de Extranjero) is your Spanish tax ID and is mandatory for buying property, opening a bank account or paying taxes. You can apply at a Spanish consulate in your home country or in person in Spain. Your lawyer can also obtain it on your behalf with a power of attorney, typically 2 to 4 weeks.
Strongly recommended. An independent lawyer (abogado), separate from the agent and seller, verifies title, checks for debts and planning issues, drafts contracts and represents you at the notary. Typical fee is 1% of the purchase price plus VAT, with a minimum around €1,500.
From accepted offer to keys: 6 to 10 weeks for a resale, 30 to 45 days from reservation if no mortgage is needed. New-build off-plan completes when the development is delivered, often 18 to 36 months after reservation, with staged payments along the way.
Resale property in Andalucía: ITP (transfer tax) at 7%. New-build: 10% IVA + 1.2% AJD (stamp duty). Plus notary, land registry and legal fees of roughly 1 to 2%. Budget 10 to 13% on top of the asking price for total acquisition costs.
Annual IBI (council tax) is typically 0.4 to 1.1% of cadastral value. Community fees on apartments and gated villas range €100 to €600/month depending on amenities. Non-resident owners pay an annual income tax based on cadastral value, plus utilities and home insurance.
In Spain the seller pays the agent commission (typically 3 to 6% + VAT), already baked into the asking price. Buyers do not pay agent fees on resale or new-build.
Yes. Spanish banks lend to non-residents at typical LTVs of 60 to 70% of the lower of purchase price or valuation (vs 80% for residents). Rates are competitive with the rest of the eurozone. You will need 6 months of bank statements, tax returns and proof of income, pre-approval takes 2 to 4 weeks.
Recommended for serious buyers. A mortgage in principle confirms your budget, signals credibility to sellers and shortens completion. We can introduce you to specialist non-resident mortgage brokers familiar with the local market.
Market context
Live €/m² comparisons from current inventory of similar apartments in the same city.
This Apartment
€5,286 / m²
€5,286 × 119 m² = €629,000 asking
Comparable averages
Fuengirola apartments
409 active listings
Similar properties
Market average €5,519/sqm across 409 active fuengirola apartments.