For sale · Costa del Sol · Fuengirola
Available€699,000
3 beds · 2 baths · 141 m² built
Ref HT5347834Updated daily · Last sync 31 October 2026



About this property
Three-bedroom apartment with private pool in Fuengirola, Costa del Sol. The 35sqm west-facing terrace includes a jacuzzi and mountain views, creating an outdoor space that functions as an extension of the 141sqm interior. Floor-to-ceiling windows throughout the open-plan living area draw natural light across contemporary finishes, whilst the separate kitchen provides defined preparation space without sacrificing the sense of openness that characterises the layout.
The apartment delivers three bedrooms and two bathrooms across a single-storey ground-floor plan. The master suite benefits from direct terrace access, and all bedrooms feature built-in wardrobes. The property includes one parking space and a storage room within the building. Completion is scheduled for 2025, with units delivered unfurnished to allow personalised interior choices. Underfloor heating and pre-installation for air conditioning are included across all rooms.
Reserva del Higuerón is a gated community with 24-hour security, communal pools, spa facilities, gymnasium, landscaped gardens, and both tennis and padel courts. The complex sits 400 metres from Fuengirola's beaches, a five-minute walk to the shoreline. Fuengirola town centre lies 2 kilometres east, accessible via the coastal promenade, whilst Málaga airport is a 20-minute drive along the A-7. The development occupies an elevated position above the Carvajal area, with the Higuerón shopping centre and train station within 800 metres.
Features
Property details
Location
Map shows the Reserva del Higuerón complex location. Exact unit address provided upon request. This property is in FuengirolaCosta del Sol.
9 questions answered
Yes. Spain places no restrictions on foreign buyers, EU and non-EU citizens can purchase freely in Fuengirola. You will need a Spanish NIE (foreigner tax number) before signing the title deed, plus a Spanish bank account for the transfer. The full purchase typically completes 6 to 10 weeks from signing the reservation contract.
The NIE (Número de Identificación de Extranjero) is your Spanish tax ID and is mandatory for buying property, opening a bank account or paying taxes. You can apply at a Spanish consulate in your home country or in person in Spain. Your lawyer can also obtain it on your behalf with a power of attorney, typically 2 to 4 weeks.
Strongly recommended. An independent lawyer (abogado), separate from the agent and seller, verifies title, checks for debts and planning issues, drafts contracts and represents you at the notary. Typical fee is 1% of the purchase price plus VAT, with a minimum around €1,500.
From accepted offer to keys: 6 to 10 weeks for a resale, 30 to 45 days from reservation if no mortgage is needed. New-build off-plan completes when the development is delivered, often 18 to 36 months after reservation, with staged payments along the way.
Resale property in Andalucía: ITP (transfer tax) at 7%. New-build: 10% IVA + 1.2% AJD (stamp duty). Plus notary, land registry and legal fees of roughly 1 to 2%. Budget 10 to 13% on top of the asking price for total acquisition costs.
Annual IBI (council tax) is typically 0.4 to 1.1% of cadastral value. Community fees on apartments and gated villas range €100 to €600/month depending on amenities. Non-resident owners pay an annual income tax based on cadastral value, plus utilities and home insurance.
In Spain the seller pays the agent commission (typically 3 to 6% + VAT), already baked into the asking price. Buyers do not pay agent fees on resale or new-build.
Yes. Spanish banks lend to non-residents at typical LTVs of 60 to 70% of the lower of purchase price or valuation (vs 80% for residents). Rates are competitive with the rest of the eurozone. You will need 6 months of bank statements, tax returns and proof of income, pre-approval takes 2 to 4 weeks.
Recommended for serious buyers. A mortgage in principle confirms your budget, signals credibility to sellers and shortens completion. We can introduce you to specialist non-resident mortgage brokers familiar with the local market.
Market context
Live €/m² comparisons from current inventory of similar apartments in the same city.
This Apartment
€4,957 / m²
€4,957 × 141 m² = €699,000 asking
Comparable averages
Fuengirola apartments
413 active listings
Similar properties
Market average €5,463/sqm across 413 active fuengirola apartments.