For sale · Costa del Sol · Fuengirola
Available€625,000
3 beds · 3 baths · 152 m² built
Ref HT5346436Updated daily · Last sync 31 October 2026



About this property
Three-bedroom apartment with sea views in Fuengirola, Costa del Sol. The 45sqm south-facing terrace includes a private jacuzzi where you can watch the Mediterranean horizon shift through the day. Floor-to-ceiling windows frame the view from inside, pulling natural light deep into the open-plan living areas.
The apartment measures 152sqm across three bedrooms and three bathrooms, all finished to a contemporary specification with clean lines and neutral tones. The kitchen opens directly onto the living space, creating a single fluid zone that extends to the terrace. Each bedroom is designed as a self-contained suite with its own bathroom. The property includes one parking space and a separate storage room. Completion is scheduled for 2025, so finishes and layouts can still be tailored during construction.
Reserva del Higuerón is a gated complex with 24-hour security, communal pools, spa facilities, a gym, landscaped gardens, and tennis and padel courts. The development sits 400 metres from Fuengirola beach, a five-minute walk on foot. Fuengirola town centre, with its market, restaurants, and transport links, is less than two kilometres away. The complex occupies elevated ground, which accounts for the dual aspect of sea and mountain views from the south-facing terrace.
Features
Property details
Location
Map shows the Reserva del Higuerón complex location. Exact unit address provided upon request. This property is in FuengirolaCosta del Sol.
9 questions answered
Yes. Spain places no restrictions on foreign buyers, EU and non-EU citizens can purchase freely in Fuengirola. You will need a Spanish NIE (foreigner tax number) before signing the title deed, plus a Spanish bank account for the transfer. The full purchase typically completes 6 to 10 weeks from signing the reservation contract.
The NIE (Número de Identificación de Extranjero) is your Spanish tax ID and is mandatory for buying property, opening a bank account or paying taxes. You can apply at a Spanish consulate in your home country or in person in Spain. Your lawyer can also obtain it on your behalf with a power of attorney, typically 2 to 4 weeks.
Strongly recommended. An independent lawyer (abogado), separate from the agent and seller, verifies title, checks for debts and planning issues, drafts contracts and represents you at the notary. Typical fee is 1% of the purchase price plus VAT, with a minimum around €1,500.
From accepted offer to keys: 6 to 10 weeks for a resale, 30 to 45 days from reservation if no mortgage is needed. New-build off-plan completes when the development is delivered, often 18 to 36 months after reservation, with staged payments along the way.
Resale property in Andalucía: ITP (transfer tax) at 7%. New-build: 10% IVA + 1.2% AJD (stamp duty). Plus notary, land registry and legal fees of roughly 1 to 2%. Budget 10 to 13% on top of the asking price for total acquisition costs.
Annual IBI (council tax) is typically 0.4 to 1.1% of cadastral value. Community fees on apartments and gated villas range €100 to €600/month depending on amenities. Non-resident owners pay an annual income tax based on cadastral value, plus utilities and home insurance.
In Spain the seller pays the agent commission (typically 3 to 6% + VAT), already baked into the asking price. Buyers do not pay agent fees on resale or new-build.
Yes. Spanish banks lend to non-residents at typical LTVs of 60 to 70% of the lower of purchase price or valuation (vs 80% for residents). Rates are competitive with the rest of the eurozone. You will need 6 months of bank statements, tax returns and proof of income, pre-approval takes 2 to 4 weeks.
Recommended for serious buyers. A mortgage in principle confirms your budget, signals credibility to sellers and shortens completion. We can introduce you to specialist non-resident mortgage brokers familiar with the local market.
Market context
Live €/m² comparisons from current inventory of similar apartments in the same city.
This Apartment
€4,112 / m²
€4,112 × 152 m² = €625,000 asking
Comparable averages
Fuengirola apartments
413 active listings
Similar properties
Market average €5,465/sqm across 413 active fuengirola apartments.