For sale · Costa del Sol · Fuengirola
Available€795,000€895,000
3 beds · 2 baths · 125 m² built
Price reduced
Ref HT5333089Updated daily · Last sync 31 October 2026



About this property
Three-bedroom apartment with sea views in Fuengirola, Costa del Sol. This ground-floor residence spans 125 square metres of interior space plus a 49-square-metre terrace, oriented south to west to capture sunlight from morning through late afternoon. Built in 2023, the apartment delivers modern coastal living within the gated Reserva del Higuerón complex, where extensive on-site amenities eliminate the need to venture far for leisure or fitness.
Inside, the layout accommodates three bedrooms and two bathrooms across a single level with direct terrace access. The open-plan living area extends onto the south-facing outdoor space, where the elevated position frames views across the Mediterranean. The kitchen comes part-furnished with integrated appliances, and floor-to-ceiling windows in the main rooms draw natural light deep into the interior. One underground parking space is included, along with access to communal gardens, two swimming pools, a spa, gym, tennis courts, and padel facilities within the complex grounds.
Reserva del Higuerón sits on the hillside between Fuengirola and Benalmádena, with the Higuerón Resort hotel, spa, and sports centre a five-minute walk from the apartment. Carvajal train station is 10 minutes on foot, providing direct connections to Fuengirola town centre, Málaga city, and the airport. The beach and coastal promenade lie 15 minutes downhill, while the complex's 24-hour security and controlled entry maintain privacy across the development. The terrace overlooks mature gardens and the sea beyond, with western exposure that holds afternoon sun until dusk.
Features
Property details
Location
Map shows the Reserva del Higueron complex location. Exact unit address provided upon request. This property is in FuengirolaCosta del Sol.
9 questions answered
Yes. Spain places no restrictions on foreign buyers, EU and non-EU citizens can purchase freely in Fuengirola. You will need a Spanish NIE (foreigner tax number) before signing the title deed, plus a Spanish bank account for the transfer. The full purchase typically completes 6 to 10 weeks from signing the reservation contract.
The NIE (Número de Identificación de Extranjero) is your Spanish tax ID and is mandatory for buying property, opening a bank account or paying taxes. You can apply at a Spanish consulate in your home country or in person in Spain. Your lawyer can also obtain it on your behalf with a power of attorney, typically 2 to 4 weeks.
Strongly recommended. An independent lawyer (abogado), separate from the agent and seller, verifies title, checks for debts and planning issues, drafts contracts and represents you at the notary. Typical fee is 1% of the purchase price plus VAT, with a minimum around €1,500.
From accepted offer to keys: 6 to 10 weeks for a resale, 30 to 45 days from reservation if no mortgage is needed. New-build off-plan completes when the development is delivered, often 18 to 36 months after reservation, with staged payments along the way.
Resale property in Andalucía: ITP (transfer tax) at 7%. New-build: 10% IVA + 1.2% AJD (stamp duty). Plus notary, land registry and legal fees of roughly 1 to 2%. Budget 10 to 13% on top of the asking price for total acquisition costs.
Annual IBI (council tax) is typically 0.4 to 1.1% of cadastral value. Community fees on apartments and gated villas range €100 to €600/month depending on amenities. Non-resident owners pay an annual income tax based on cadastral value, plus utilities and home insurance.
In Spain the seller pays the agent commission (typically 3 to 6% + VAT), already baked into the asking price. Buyers do not pay agent fees on resale or new-build.
Yes. Spanish banks lend to non-residents at typical LTVs of 60 to 70% of the lower of purchase price or valuation (vs 80% for residents). Rates are competitive with the rest of the eurozone. You will need 6 months of bank statements, tax returns and proof of income, pre-approval takes 2 to 4 weeks.
Recommended for serious buyers. A mortgage in principle confirms your budget, signals credibility to sellers and shortens completion. We can introduce you to specialist non-resident mortgage brokers familiar with the local market.
Market context
Live €/m² comparisons from current inventory of similar apartments in the same city.
This Apartment
€6,360 / m²
€6,360 × 125 m² = €795,000 asking
Comparable averages
Fuengirola apartments
413 active listings
Similar properties
Market average €5,459/sqm across 413 active fuengirola apartments.