For sale · Costa del Sol · Estepona
Available3-Bed Apartment in Libella, Estepona
Residential complexLibellaGated community
€960,000
3 beds · 2 baths · 162 m² built
Ref HT5534992Updated daily · Last sync 4 November 2026
About this property
Overview
Three-bedroom apartment with sea views in Estepona, Costa del Sol. Floor-to-ceiling windows frame uninterrupted Mediterranean panoramas from the 34sqm terrace, where the horizon stretches across open water rather than rooftops or distant glimpses. The 162sqm interior follows an open-plan design that channels natural light through the living spaces from morning through to evening, with the terrace accessible directly from the main reception room.
Three double bedrooms include a principal suite with en-suite bathroom, whilst a second full bathroom serves the remaining bedrooms and guests. The kitchen integrates into the living area without visual barriers, finished with worktops and cabinetry selected for the 2026 completion. High ceilings amplify the sense of space throughout, and one underground parking space is allocated to the apartment. Furniture can be included or excluded depending on preference, allowing immediate occupation or a blank canvas for personal specification.
Libella is a gated development in Estepona's expanding western corridor, with controlled access, communal swimming pool, landscaped gardens, a residents' gym and spa facilities. The complex sits 1.2 kilometres from Estepona's marina, where the waterfront promenade connects a working fishing harbour with beach clubs and year-round dining. Security operates around the clock within the development perimeter.
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Features
What this home includes
- Pool
- Sea view
- Terrace
Property details
Specifications
- Property type
- Apartment
- Subtype
- Middle floor apartment
- Bedrooms
- 3
- Bathrooms
- 2
- Built area
- 162 m²
- Terrace
- 34 m²
- Parking spaces
- 1
- Levels
- 2
- Year built
- 2026
- Condition
- Excellent
- Furniture
- Optional
- Pool
- Yes
- Gated community
- Yes
- Sea view
- Yes
- Complex
- Libella
- City
- Estepona
- Postcode
- 29680
- Province
- Málaga
- Coast
- Costa del Sol
Location
Estepona
Residential complexLibellaMap shows the Libella complex location. Exact unit address provided upon request. This property is in EsteponaCosta del Sol.
9 questions answered
Buying this apartment in Estepona
Can foreigners buy property in Estepona?
Yes. Spain places no restrictions on foreign buyers, EU and non-EU citizens can purchase freely in Estepona. You will need a Spanish NIE (foreigner tax number) before signing the title deed, plus a Spanish bank account for the transfer. The full purchase typically completes 6 to 10 weeks from signing the reservation contract.
What is an NIE and how do I get one?
The NIE (Número de Identificación de Extranjero) is your Spanish tax ID and is mandatory for buying property, opening a bank account or paying taxes. You can apply at a Spanish consulate in your home country or in person in Spain. Your lawyer can also obtain it on your behalf with a power of attorney, typically 2 to 4 weeks.
Do I need a Spanish lawyer?
Strongly recommended. An independent lawyer (abogado), separate from the agent and seller, verifies title, checks for debts and planning issues, drafts contracts and represents you at the notary. Typical fee is 1% of the purchase price plus VAT, with a minimum around €1,500.
How long does completion take?
From accepted offer to keys: 6 to 10 weeks for a resale, 30 to 45 days from reservation if no mortgage is needed. New-build off-plan completes when the development is delivered, often 18 to 36 months after reservation, with staged payments along the way.
What taxes will I pay buying a property in Estepona?
Resale property in Andalucía: ITP (transfer tax) at 7%. New-build: 10% IVA + 1.2% AJD (stamp duty). Plus notary, land registry and legal fees of roughly 1 to 2%. Budget 10 to 13% on top of the asking price for total acquisition costs.
What ongoing costs should I expect?
Annual IBI (council tax) is typically 0.4 to 1.1% of cadastral value. Community fees on apartments and gated villas range €100 to €600/month depending on amenities. Non-resident owners pay an annual income tax based on cadastral value, plus utilities and home insurance.
Are agent fees paid by the buyer or seller?
In Spain the seller pays the agent commission (typically 3 to 6% + VAT), already baked into the asking price. Buyers do not pay agent fees on resale or new-build.
Can non-residents get a Spanish mortgage?
Yes. Spanish banks lend to non-residents at typical LTVs of 60 to 70% of the lower of purchase price or valuation (vs 80% for residents). Rates are competitive with the rest of the eurozone. You will need 6 months of bank statements, tax returns and proof of income, pre-approval takes 2 to 4 weeks.
Should I get pre-approval before viewing?
Recommended for serious buyers. A mortgage in principle confirms your budget, signals credibility to sellers and shortens completion. We can introduce you to specialist non-resident mortgage brokers familiar with the local market.
