For sale · Costa del Sol · Estepona
Available3-Bed Apartment in Vista Africa, Estepona
Residential complexVista Africa
€535,000
3 beds · 2 baths · 169 m² built
Ref HT5514643Updated daily · Last sync 21 October 2026
About this property
Overview
Three-bedroom apartment with sea views in Estepona, Costa del Sol. The 27sqm southeast-facing terrace captures morning light and partial views across to the Mediterranean, with sliding glass doors that open the full width of the lounge to connect indoor and outdoor space. The kitchen integrates into the living area without visual barriers, and the apartment has been fully reformed with contemporary finishes throughout its 169sqm of built space.
All three bedrooms are doubles, with the principal bedroom opening directly onto the terrace. Two full bathrooms serve the apartment, both renovated to current standards. The kitchen includes integrated appliances and extends into a dining zone that seats six comfortably. Underfoot, the flooring runs consistently through the main living areas, and the southeast and south orientation means natural light reaches most rooms for the majority of the day. The property comes fully furnished and includes one allocated parking space.
Vista Africa sits directly opposite Estepona's Plaza de Toros, with the marina and port a two-minute walk down the hill. The complex provides a pool, gym, spa facilities and maintained gardens for residents. Estepona's Old Town, with its whitewashed streets and plaza restaurants, is 15 minutes on foot from the apartment entrance. The building dates from 2005 and maintains excellent common areas, with lift access to all floors.
Read moreRead less
Features
What this home includes
- Pool
- Sea view
- Terrace
Property details
Specifications
- Property type
- Apartment
- Subtype
- Middle floor apartment
- Bedrooms
- 3
- Bathrooms
- 2
- Built area
- 169 m²
- Terrace
- 27 m²
- Parking spaces
- 1
- Pool
- Yes
- Sea view
- Yes
- Orientation
- southeast, south
- Complex
- Vista Africa
- City
- Estepona
- Province
- Málaga
- Coast
- Costa del Sol
Location
Estepona
Residential complexVista AfricaMap shows the Vista Africa complex location. Exact unit address provided upon request. This property is in EsteponaCosta del Sol.
9 questions answered
Buying this apartment in Estepona
Can foreigners buy property in Estepona?
Yes. Spain places no restrictions on foreign buyers, EU and non-EU citizens can purchase freely in Estepona. You will need a Spanish NIE (foreigner tax number) before signing the title deed, plus a Spanish bank account for the transfer. The full purchase typically completes 6 to 10 weeks from signing the reservation contract.
What is an NIE and how do I get one?
The NIE (Número de Identificación de Extranjero) is your Spanish tax ID and is mandatory for buying property, opening a bank account or paying taxes. You can apply at a Spanish consulate in your home country or in person in Spain. Your lawyer can also obtain it on your behalf with a power of attorney, typically 2 to 4 weeks.
Do I need a Spanish lawyer?
Strongly recommended. An independent lawyer (abogado), separate from the agent and seller, verifies title, checks for debts and planning issues, drafts contracts and represents you at the notary. Typical fee is 1% of the purchase price plus VAT, with a minimum around €1,500.
How long does completion take?
From accepted offer to keys: 6 to 10 weeks for a resale, 30 to 45 days from reservation if no mortgage is needed. New-build off-plan completes when the development is delivered, often 18 to 36 months after reservation, with staged payments along the way.
What taxes will I pay buying a property in Estepona?
Resale property in Andalucía: ITP (transfer tax) at 7%. New-build: 10% IVA + 1.2% AJD (stamp duty). Plus notary, land registry and legal fees of roughly 1 to 2%. Budget 10 to 13% on top of the asking price for total acquisition costs.
What ongoing costs should I expect?
Annual IBI (council tax) is typically 0.4 to 1.1% of cadastral value. Community fees on apartments and gated villas range €100 to €600/month depending on amenities. Non-resident owners pay an annual income tax based on cadastral value, plus utilities and home insurance.
Are agent fees paid by the buyer or seller?
In Spain the seller pays the agent commission (typically 3 to 6% + VAT), already baked into the asking price. Buyers do not pay agent fees on resale or new-build.
Can non-residents get a Spanish mortgage?
Yes. Spanish banks lend to non-residents at typical LTVs of 60 to 70% of the lower of purchase price or valuation (vs 80% for residents). Rates are competitive with the rest of the eurozone. You will need 6 months of bank statements, tax returns and proof of income, pre-approval takes 2 to 4 weeks.
Should I get pre-approval before viewing?
Recommended for serious buyers. A mortgage in principle confirms your budget, signals credibility to sellers and shortens completion. We can introduce you to specialist non-resident mortgage brokers familiar with the local market.
