For sale · Costa del Sol · Estepona
Available3-Bed Apartment in Isidora Living, Estepona
Residential complexIsidora LivingGated community
€650,000
3 beds · 2 baths · 91 m² built
Ref HT5499481Updated daily · Last sync 29 October 2026
About this property
Overview
Three-bedroom apartment with private pool in Estepona, Costa del Sol. This ground-floor residence at Isidora Living offers 91 square metres of contemporary living space with a 15-square-metre terrace, scheduled for completion in 2026. The private pool provides a secluded outdoor retreat within the gated complex.
Inside, the apartment delivers three bedrooms and two bathrooms across a thoughtfully planned layout. The open-plan kitchen connects to the living areas, creating flexible space for daily life and entertaining. Floor-to-ceiling windows bring natural light into the principal rooms, whilst the unfurnished specification allows incoming owners to personalise each space. The terrace extends the living area outdoors, with the private pool accessible directly from the ground-floor position. One parking space comes included with the property.
Isidora Living sits within walking distance of Estepona's Old Town, placing the apartment minutes from the town's markets, restaurants and cultural offerings. La Rada Beach lies 800 metres from the complex, reachable on foot in under ten minutes. The development includes a communal pool, gymnasium, landscaped gardens and 24-hour security. Estepona Marina sits 1.2 kilometres east, whilst the coastal promenade connects the town centre to neighbouring beaches along the western Costa del Sol. The gated complex provides secure access and maintained communal areas throughout the year.
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Features
What this home includes
- Countryside view
- Panoramic view
- Pool view
- Air conditioning
- Double glazing
- Garage
- Fibre internet
- Close to marina
- Close to schools
- Close to the sea
- Close to town
- Near public transport
- Urbanisation
- Terrace
Property details
Specifications
- Property type
- Apartment
- Subtype
- Middle floor apartment
- Bedrooms
- 3
- Bathrooms
- 2
- Built area
- 91 m²
- Terrace
- 15 m²
- Parking spaces
- 1
- Pool
- Yes
- Gated community
- Yes
- Orientation
- South West
- Complex
- Isidora Living
- City
- Estepona
- Province
- Málaga
- Coast
- Costa del Sol
Location
Estepona
Residential complexIsidora LivingMap shows the Isidora Living complex location. Exact unit address provided upon request. This property is in EsteponaCosta del Sol.
La Rada
12 minwalk
Azata Golf
10 mindrive
Puerto Estepona
1 mindrive
Instituto Mediterráneo
2 mindrive
Dia
3 minwalk
Vithas Xanit Estepona
4 mindrive
Farmacia Cano
3 minwalk
Carrefour
6 mindrive
Estepona
6 mindrive
Gibraltar Airport (GIB)
44 mindrive
Beachside, south of the coastal road (A-7), close to the Mediterranean.
9 questions answered
Buying this apartment in Estepona
Can foreigners buy property in Estepona?
Yes. Spain places no restrictions on foreign buyers, EU and non-EU citizens can purchase freely in Estepona. You will need a Spanish NIE (foreigner tax number) before signing the title deed, plus a Spanish bank account for the transfer. The full purchase typically completes 6 to 10 weeks from signing the reservation contract.
What is an NIE and how do I get one?
The NIE (Número de Identificación de Extranjero) is your Spanish tax ID and is mandatory for buying property, opening a bank account or paying taxes. You can apply at a Spanish consulate in your home country or in person in Spain. Your lawyer can also obtain it on your behalf with a power of attorney, typically 2 to 4 weeks.
Do I need a Spanish lawyer?
Strongly recommended. An independent lawyer (abogado), separate from the agent and seller, verifies title, checks for debts and planning issues, drafts contracts and represents you at the notary. Typical fee is 1% of the purchase price plus VAT, with a minimum around €1,500.
How long does completion take?
From accepted offer to keys: 6 to 10 weeks for a resale, 30 to 45 days from reservation if no mortgage is needed. New-build off-plan completes when the development is delivered, often 18 to 36 months after reservation, with staged payments along the way.
What taxes will I pay buying a property in Estepona?
Resale property in Andalucía: ITP (transfer tax) at 7%. New-build: 10% IVA + 1.2% AJD (stamp duty). Plus notary, land registry and legal fees of roughly 1 to 2%. Budget 10 to 13% on top of the asking price for total acquisition costs.
What ongoing costs should I expect?
Annual IBI (council tax) is typically 0.4 to 1.1% of cadastral value. Community fees on apartments and gated villas range €100 to €600/month depending on amenities. Non-resident owners pay an annual income tax based on cadastral value, plus utilities and home insurance.
Are agent fees paid by the buyer or seller?
In Spain the seller pays the agent commission (typically 3 to 6% + VAT), already baked into the asking price. Buyers do not pay agent fees on resale or new-build.
Can non-residents get a Spanish mortgage?
Yes. Spanish banks lend to non-residents at typical LTVs of 60 to 70% of the lower of purchase price or valuation (vs 80% for residents). Rates are competitive with the rest of the eurozone. You will need 6 months of bank statements, tax returns and proof of income, pre-approval takes 2 to 4 weeks.
Should I get pre-approval before viewing?
Recommended for serious buyers. A mortgage in principle confirms your budget, signals credibility to sellers and shortens completion. We can introduce you to specialist non-resident mortgage brokers familiar with the local market.
