For sale · Costa del Sol · Estepona
Available3-Bed Apartment in Cabo Bermejo, Estepona
Residential complexCabo BermejoGated community
€2,550,000
3 beds · 2 baths · 127 m² built
Ref HT5499238Updated daily · Last sync 27 October 2026
About this property
Overview
Three-bedroom apartment with beachfront position in Estepona, Costa del Sol. The terrace spans 49 square metres and opens directly onto unobstructed views of the Mediterranean, with the coastline stretching towards Estepona town centre and Gibraltar visible on clear days. The apartment was completed in September 2024 and occupies a middle-floor position within a gated development built by German developer Phoenix Costa.
Inside, the 127-square-metre floor plan accommodates three bedrooms and two bathrooms, all finished to specification with Miele appliances fitted throughout the kitchen and a Bang & Olufsen television installed in the living area. The apartment is sold fully furnished. A private parking space is included. The condition is excellent, with no work required, and the layout provides direct terrace access from the principal living spaces.
The property sits within Cabo Bermejo, a secure residential community on the New Golden Mile with 24-hour manned security and controlled gate access. Residents share two swimming pools, equipped gyms, and sauna facilities. The beach lies immediately in front of the complex, accessible on foot within seconds. Estepona's historic town centre is four kilometres east along the coastal road, reachable in under ten minutes by car.
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Features
What this home includes
- Alarm system
- Beach view
- Mountain view
- Panoramic view
- Sea view
- Barbecue
- Air conditioning
- Underfloor heating
- Fitted wardrobes
- Furnished
- Garage
- Private parking
- Fibre internet
- Beachfront
- Beachside
- Close to the sea
- Frontline beach
- Near public transport
- Urbanisation
- Terrace
Property details
Specifications
- Property type
- Apartment
- Subtype
- Middle floor apartment
- Bedrooms
- 3
- Bathrooms
- 2
- Built area
- 127 m²
- Terrace
- 49 m²
- Parking spaces
- 1
- Pool
- Yes
- Gated community
- Yes
- Beachfront
- Yes
- Sea view
- Yes
- Orientation
- South
- Complex
- Cabo Bermejo
- City
- Estepona
- Province
- Málaga
- Coast
- Costa del Sol
Location
Estepona
Residential complexCabo BermejoMap shows the Cabo Bermejo complex location. Exact unit address provided upon request. This property is in EsteponaCosta del Sol.
9 questions answered
Buying this apartment in Estepona
Can foreigners buy property in Estepona?
Yes. Spain places no restrictions on foreign buyers, EU and non-EU citizens can purchase freely in Estepona. You will need a Spanish NIE (foreigner tax number) before signing the title deed, plus a Spanish bank account for the transfer. The full purchase typically completes 6 to 10 weeks from signing the reservation contract.
What is an NIE and how do I get one?
The NIE (Número de Identificación de Extranjero) is your Spanish tax ID and is mandatory for buying property, opening a bank account or paying taxes. You can apply at a Spanish consulate in your home country or in person in Spain. Your lawyer can also obtain it on your behalf with a power of attorney, typically 2 to 4 weeks.
Do I need a Spanish lawyer?
Strongly recommended. An independent lawyer (abogado), separate from the agent and seller, verifies title, checks for debts and planning issues, drafts contracts and represents you at the notary. Typical fee is 1% of the purchase price plus VAT, with a minimum around €1,500.
How long does completion take?
From accepted offer to keys: 6 to 10 weeks for a resale, 30 to 45 days from reservation if no mortgage is needed. New-build off-plan completes when the development is delivered, often 18 to 36 months after reservation, with staged payments along the way.
What taxes will I pay buying a property in Estepona?
Resale property in Andalucía: ITP (transfer tax) at 7%. New-build: 10% IVA + 1.2% AJD (stamp duty). Plus notary, land registry and legal fees of roughly 1 to 2%. Budget 10 to 13% on top of the asking price for total acquisition costs.
What ongoing costs should I expect?
Annual IBI (council tax) is typically 0.4 to 1.1% of cadastral value. Community fees on apartments and gated villas range €100 to €600/month depending on amenities. Non-resident owners pay an annual income tax based on cadastral value, plus utilities and home insurance.
Are agent fees paid by the buyer or seller?
In Spain the seller pays the agent commission (typically 3 to 6% + VAT), already baked into the asking price. Buyers do not pay agent fees on resale or new-build.
Can non-residents get a Spanish mortgage?
Yes. Spanish banks lend to non-residents at typical LTVs of 60 to 70% of the lower of purchase price or valuation (vs 80% for residents). Rates are competitive with the rest of the eurozone. You will need 6 months of bank statements, tax returns and proof of income, pre-approval takes 2 to 4 weeks.
Should I get pre-approval before viewing?
Recommended for serious buyers. A mortgage in principle confirms your budget, signals credibility to sellers and shortens completion. We can introduce you to specialist non-resident mortgage brokers familiar with the local market.
