For sale · Costa del Sol · Estepona
Available3-Bed Apartment in Benatalaya, Estepona
Residential complexBenatalayaGated community
€850,000
3 beds · 3 baths · 220 m² built
Ref HT5337394Updated daily · Last sync 31 October 2026
About this property
Overview
Three-bedroom apartment with private pool in Estepona, Costa del Sol. This ground-floor residence spans 220 square metres of built space with a 33-square-metre west-facing terrace, delivering single-level access and extended outdoor living. The brand-new kitchen features integrated high-end appliances and a layout designed for both daily use and entertaining, whilst a recently installed air conditioning system ensures year-round climate control across all rooms.
Inside, three double bedrooms each come with en-suite bathrooms, and the property includes two allocated parking spaces plus a 10-square-metre storage room adjacent to the garage. The open-plan living and dining area connects directly to the terrace, where the private pool sits within easy reach of the interior spaces. Sold fully furnished, the apartment is ready for immediate occupation or rental income, with neutral tones and contemporary fittings throughout.
Benatalaya is a gated community in Estepona offering 24-hour security, four swimming pools (including one heated indoor pool), a fully equipped gym, sauna, Turkish bath, spa facilities, manicured gardens, and concierge services. The complex sits 2.5 kilometres from Estepona's marina, where the town centre's restaurants, shops, and promenade are within a five-minute drive. The apartment's ground-floor position provides level access from the parking area to the front door, and the west orientation captures afternoon and evening sun across the terrace and pool area.
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Features
What this home includes
- Alarm system
- Private garden
- Double glazing
- Fitted kitchen
- Fitted wardrobes
- Furnished
- Storage room
- Garage
- Private parking
- Fibre internet
- Smart home
- Close to schools
- Close to town
- Urbanisation
- Terrace
Property details
Specifications
- Property type
- Apartment
- Subtype
- Ground floor apartment
- Bedrooms
- 3
- Bathrooms
- 3
- Built area
- 220 m²
- Terrace
- 33 m²
- Parking spaces
- 1
- Levels
- 1
- Year built
- 2005
- Condition
- Excellent
- Furniture
- Fully Furnished
- Pool
- Yes
- Gated community
- Yes
- Orientation
- West
- Complex
- Benatalaya
- City
- Estepona
- Postcode
- 29688
- Province
- Málaga
- Coast
- Costa del Sol
Location
Estepona
Residential complexBenatalayaMap shows the Benatalaya complex location. Exact unit address provided upon request. This property is in EsteponaCosta del Sol.
Playa Atalaya
7 mindrive
El Higueral Golf
5 mindrive
Puerto Deportivo José Banus
11 mindrive
The International School of Estepona
6 mindrive
spanish school
1 mindrive
Mercadona
3 minwalk
Ambulatorio de Nueva Andalucia.
13 mindrive
Farmacia Guadalmina
9 mindrive
C.C. La Colonia
9 mindrive
San Pedro Alcántara
9 mindrive
Gibraltar Airport (GIB)
57 mindrive
Mountain side, north of the coastal road (A-7), hillside setting.
9 questions answered
Buying this apartment in Estepona
Can foreigners buy property in Estepona?
Yes. Spain places no restrictions on foreign buyers, EU and non-EU citizens can purchase freely in Estepona. You will need a Spanish NIE (foreigner tax number) before signing the title deed, plus a Spanish bank account for the transfer. The full purchase typically completes 6 to 10 weeks from signing the reservation contract.
What is an NIE and how do I get one?
The NIE (Número de Identificación de Extranjero) is your Spanish tax ID and is mandatory for buying property, opening a bank account or paying taxes. You can apply at a Spanish consulate in your home country or in person in Spain. Your lawyer can also obtain it on your behalf with a power of attorney, typically 2 to 4 weeks.
Do I need a Spanish lawyer?
Strongly recommended. An independent lawyer (abogado), separate from the agent and seller, verifies title, checks for debts and planning issues, drafts contracts and represents you at the notary. Typical fee is 1% of the purchase price plus VAT, with a minimum around €1,500.
How long does completion take?
From accepted offer to keys: 6 to 10 weeks for a resale, 30 to 45 days from reservation if no mortgage is needed. New-build off-plan completes when the development is delivered, often 18 to 36 months after reservation, with staged payments along the way.
What taxes will I pay buying a property in Estepona?
Resale property in Andalucía: ITP (transfer tax) at 7%. New-build: 10% IVA + 1.2% AJD (stamp duty). Plus notary, land registry and legal fees of roughly 1 to 2%. Budget 10 to 13% on top of the asking price for total acquisition costs.
What ongoing costs should I expect?
Annual IBI (council tax) is typically 0.4 to 1.1% of cadastral value. Community fees on apartments and gated villas range €100 to €600/month depending on amenities. Non-resident owners pay an annual income tax based on cadastral value, plus utilities and home insurance.
Are agent fees paid by the buyer or seller?
In Spain the seller pays the agent commission (typically 3 to 6% + VAT), already baked into the asking price. Buyers do not pay agent fees on resale or new-build.
Can non-residents get a Spanish mortgage?
Yes. Spanish banks lend to non-residents at typical LTVs of 60 to 70% of the lower of purchase price or valuation (vs 80% for residents). Rates are competitive with the rest of the eurozone. You will need 6 months of bank statements, tax returns and proof of income, pre-approval takes 2 to 4 weeks.
Should I get pre-approval before viewing?
Recommended for serious buyers. A mortgage in principle confirms your budget, signals credibility to sellers and shortens completion. We can introduce you to specialist non-resident mortgage brokers familiar with the local market.
