For sale · Costa del Sol · Marbella
Available€440,000€464,000
3 beds · 2 baths · 155 m² built
Price reduced
Ref HT5499373Updated daily · Last sync 24 October 2026



About this property
Three-bedroom apartment with private pool in Elviria, Costa del Sol. This corner position delivers dual-aspect light from east and west orientations, flooding 155 square metres of living space throughout the day. The west-facing living-dining room spans over 30 square metres and opens directly onto a 25-square-metre terrace overlooking quiet, tree-lined surroundings and mountain terrain.
The layout separates living and sleeping areas through a large entrance hall that acts as a natural buffer between public and private zones. The kitchen connects to the main living space, whilst three bedrooms and two bathrooms occupy their own wing. Built in 2005, the apartment includes one parking space and offers optional furniture. High ceilings and the corner configuration create sight lines through multiple rooms, making the built area feel larger than its footprint suggests.
Santa María Green Hills is a gated complex with six swimming pools, one heated year-round, set within maintained gardens and walking paths. The development provides lift access to all floors and 24-hour security. A dedicated walking path from the property reaches the beach in 25 minutes, covering approximately 2 kilometres through residential streets. Elviria's commercial centre, with supermarkets, restaurants and services, sits 5 minutes away by car along the A-7 coastal road.
Features
Property details
Location
Map shows the approximate Elviria, Marbella area. The exact position of Santa María Green Hills is not published. This property is in ElviriaMarbellaCosta del Sol.
9 questions answered
Yes. Spain places no restrictions on foreign buyers, EU and non-EU citizens can purchase freely in Elviria. You will need a Spanish NIE (foreigner tax number) before signing the title deed, plus a Spanish bank account for the transfer. The full purchase typically completes 6 to 10 weeks from signing the reservation contract.
The NIE (Número de Identificación de Extranjero) is your Spanish tax ID and is mandatory for buying property, opening a bank account or paying taxes. You can apply at a Spanish consulate in your home country or in person in Spain. Your lawyer can also obtain it on your behalf with a power of attorney, typically 2 to 4 weeks.
Strongly recommended. An independent lawyer (abogado), separate from the agent and seller, verifies title, checks for debts and planning issues, drafts contracts and represents you at the notary. Typical fee is 1% of the purchase price plus VAT, with a minimum around €1,500.
From accepted offer to keys: 6 to 10 weeks for a resale, 30 to 45 days from reservation if no mortgage is needed. New-build off-plan completes when the development is delivered, often 18 to 36 months after reservation, with staged payments along the way.
Resale property in Andalucía: ITP (transfer tax) at 7%. New-build: 10% IVA + 1.2% AJD (stamp duty). Plus notary, land registry and legal fees of roughly 1 to 2%. Budget 10 to 13% on top of the asking price for total acquisition costs.
Annual IBI (council tax) is typically 0.4 to 1.1% of cadastral value. Community fees on apartments and gated villas range €100 to €600/month depending on amenities. Non-resident owners pay an annual income tax based on cadastral value, plus utilities and home insurance.
In Spain the seller pays the agent commission (typically 3 to 6% + VAT), already baked into the asking price. Buyers do not pay agent fees on resale or new-build.
Yes. Spanish banks lend to non-residents at typical LTVs of 60 to 70% of the lower of purchase price or valuation (vs 80% for residents). Rates are competitive with the rest of the eurozone. You will need 6 months of bank statements, tax returns and proof of income, pre-approval takes 2 to 4 weeks.
Recommended for serious buyers. A mortgage in principle confirms your budget, signals credibility to sellers and shortens completion. We can introduce you to specialist non-resident mortgage brokers familiar with the local market.
Market context
Live €/m² comparisons from current inventory of similar apartments in the same city.
This Apartment
€2,839 / m²
€2,839 × 155 m² = €440,000 asking
Comparable averages
Marbella apartments
929 active listings
Similar properties
Market average €6,539/sqm across 929 active marbella apartments.