For sale · Costa del Sol · Marbella
Available3-Bed Apartment in santa maria, Marbella
Residential complexsanta mariaGated community
€655,000
3 beds · 2.5 baths · 143 m² built
Ref HT5484610Updated daily · Last sync 23 October 2026
About this property
Overview
Three-bedroom apartment with golf views in Elviria, Costa del Sol. This elevated ground-floor residence overlooks the Santa Maria Golf course with 180-degree open sightlines that extend to the sea beyond, a rare vantage point that captures both fairways and coastline from a 53sqm southeast-facing terrace.
Inside, 143sqm of living space includes three bedrooms, two full bathrooms plus a guest toilet, and an open-plan layout that connects the kitchen to the main reception area. The southeast orientation brings natural light through the morning and early afternoon, flooding the terrace and principal rooms. The apartment comes with one designated parking space and access to two communal swimming pools set within mature gardens. The elevated ground-floor position means no steps from garden level whilst maintaining privacy and unobstructed views over the golf course.
The property sits within a private gated community in Elviria, a residential enclave 12 kilometres east of Marbella's centre. Elviria's commercial centre, with its mix of restaurants, supermarkets and services, lies within a five-minute walk, whilst the sandy stretches of Playa de las Cañas and Playa de los Monteros are 800 metres on foot. The complex's two pools occupy landscaped grounds planted with established palms and Mediterranean shrubs that screen the perimeter and create quiet pockets between buildings. The apartment was built in 1999 and remains in excellent condition throughout.
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Features
What this home includes
- Countryside view
- Golf view
- Mountain view
- Panoramic view
- Sea view
- Air conditioning
- Double glazing
- Ensuite bathroom
- Fitted kitchen
- Fitted wardrobes
- Storage room
- Utility room
- Fibre internet
- Close to golf
- Close to schools
- Frontline golf
- Near public transport
- Terrace
Property details
Specifications
- Property type
- Apartment
- Subtype
- Middle floor apartment
- Bedrooms
- 3
- Bathrooms
- 2.5
- Built area
- 143 m²
- Terrace
- 53 m²
- Parking spaces
- 1
- Pool
- Yes
- Gated community
- Yes
- Sea view
- Yes
- Golf view
- Yes
- Orientation
- South East
- Energy rating
- F
- Complex
- santa maria
- Area
- Elviria
- City
- Marbella
- Province
- Málaga
- Coast
- Costa del Sol
Location
Elviria, Marbella
Map shows the approximate Elviria, Marbella area. The exact position of santa maria is not published. This property is in ElviriaMarbellaCosta del Sol.
Playa de Artola
7 mindrive
Greenlife Golf Marbella
2 mindrive
Puerto Cabopino
9 mindrive
Urgencias Hospital Costa del Sol
7 mindrive
Marbella
14 mindrive
Málaga Airport (AGP)
50 mindrive
9 questions answered
Buying this apartment in Elviria
Can foreigners buy property in Elviria?
Yes. Spain places no restrictions on foreign buyers, EU and non-EU citizens can purchase freely in Elviria. You will need a Spanish NIE (foreigner tax number) before signing the title deed, plus a Spanish bank account for the transfer. The full purchase typically completes 6 to 10 weeks from signing the reservation contract.
What is an NIE and how do I get one?
The NIE (Número de Identificación de Extranjero) is your Spanish tax ID and is mandatory for buying property, opening a bank account or paying taxes. You can apply at a Spanish consulate in your home country or in person in Spain. Your lawyer can also obtain it on your behalf with a power of attorney, typically 2 to 4 weeks.
Do I need a Spanish lawyer?
Strongly recommended. An independent lawyer (abogado), separate from the agent and seller, verifies title, checks for debts and planning issues, drafts contracts and represents you at the notary. Typical fee is 1% of the purchase price plus VAT, with a minimum around €1,500.
How long does completion take?
From accepted offer to keys: 6 to 10 weeks for a resale, 30 to 45 days from reservation if no mortgage is needed. New-build off-plan completes when the development is delivered, often 18 to 36 months after reservation, with staged payments along the way.
What taxes will I pay buying a property in Elviria?
Resale property in Andalucía: ITP (transfer tax) at 7%. New-build: 10% IVA + 1.2% AJD (stamp duty). Plus notary, land registry and legal fees of roughly 1 to 2%. Budget 10 to 13% on top of the asking price for total acquisition costs.
What ongoing costs should I expect?
Annual IBI (council tax) is typically 0.4 to 1.1% of cadastral value. Community fees on apartments and gated villas range €100 to €600/month depending on amenities. Non-resident owners pay an annual income tax based on cadastral value, plus utilities and home insurance.
Are agent fees paid by the buyer or seller?
In Spain the seller pays the agent commission (typically 3 to 6% + VAT), already baked into the asking price. Buyers do not pay agent fees on resale or new-build.
Can non-residents get a Spanish mortgage?
Yes. Spanish banks lend to non-residents at typical LTVs of 60 to 70% of the lower of purchase price or valuation (vs 80% for residents). Rates are competitive with the rest of the eurozone. You will need 6 months of bank statements, tax returns and proof of income, pre-approval takes 2 to 4 weeks.
Should I get pre-approval before viewing?
Recommended for serious buyers. A mortgage in principle confirms your budget, signals credibility to sellers and shortens completion. We can introduce you to specialist non-resident mortgage brokers familiar with the local market.
