For sale · Costa del Sol · Marbella
Available€446,000
3 beds · 2 baths · 100 m² built
Ref HT5111278Updated daily · Last sync 27 October 2026



About this property
Three-bedroom apartment with private pool in Elviria, Costa del Sol. This ground-floor residence in Hacienda San Manuel offers 100 square metres of living space with direct access to communal gardens, a rare convenience that eliminates the need for stairs while maintaining privacy and security through its gated position.
Inside, the south-west orientation floods the open-plan living and dining area with afternoon light, extending through glass doors onto a 20-square-metre terrace that overlooks the pool and landscaped grounds. The principal bedroom includes fitted wardrobes and an en-suite bathroom, while two further double bedrooms share a second full bathroom with bathtub. The independent kitchen comes fully equipped with integrated appliances, and there's a separate utility area for laundry. Marble floors run throughout, and the apartment is sold fully furnished with air conditioning in all rooms. One underground parking space and a storage room are included in the sale.
Hacienda San Manuel is a low-density development of just 24 apartments in Elviria, positioned 400 metres from both Mercadona and Lidl supermarkets on the main road. The complex sits within walking distance of Elviria's commercial centre, where you'll find restaurants, a medical centre, and international schools. Santa María Golf Club lies 1.2 kilometres inland, while the nearest beaches at Playa de las Chapas are a five-minute drive east. Two lifts service the building, and the communal areas include mature gardens with palm trees and a central swimming pool shared among residents.
Features
Property details
Location
Map shows the Hacienda San Manuel complex location. Exact unit address provided upon request. This property is in ElviriaMarbellaCosta del Sol.
9 questions answered
Yes. Spain places no restrictions on foreign buyers, EU and non-EU citizens can purchase freely in Elviria. You will need a Spanish NIE (foreigner tax number) before signing the title deed, plus a Spanish bank account for the transfer. The full purchase typically completes 6 to 10 weeks from signing the reservation contract.
The NIE (Número de Identificación de Extranjero) is your Spanish tax ID and is mandatory for buying property, opening a bank account or paying taxes. You can apply at a Spanish consulate in your home country or in person in Spain. Your lawyer can also obtain it on your behalf with a power of attorney, typically 2 to 4 weeks.
Strongly recommended. An independent lawyer (abogado), separate from the agent and seller, verifies title, checks for debts and planning issues, drafts contracts and represents you at the notary. Typical fee is 1% of the purchase price plus VAT, with a minimum around €1,500.
From accepted offer to keys: 6 to 10 weeks for a resale, 30 to 45 days from reservation if no mortgage is needed. New-build off-plan completes when the development is delivered, often 18 to 36 months after reservation, with staged payments along the way.
Resale property in Andalucía: ITP (transfer tax) at 7%. New-build: 10% IVA + 1.2% AJD (stamp duty). Plus notary, land registry and legal fees of roughly 1 to 2%. Budget 10 to 13% on top of the asking price for total acquisition costs.
Annual IBI (council tax) is typically 0.4 to 1.1% of cadastral value. Community fees on apartments and gated villas range €100 to €600/month depending on amenities. Non-resident owners pay an annual income tax based on cadastral value, plus utilities and home insurance.
In Spain the seller pays the agent commission (typically 3 to 6% + VAT), already baked into the asking price. Buyers do not pay agent fees on resale or new-build.
Yes. Spanish banks lend to non-residents at typical LTVs of 60 to 70% of the lower of purchase price or valuation (vs 80% for residents). Rates are competitive with the rest of the eurozone. You will need 6 months of bank statements, tax returns and proof of income, pre-approval takes 2 to 4 weeks.
Recommended for serious buyers. A mortgage in principle confirms your budget, signals credibility to sellers and shortens completion. We can introduce you to specialist non-resident mortgage brokers familiar with the local market.
Market context
Live €/m² comparisons from current inventory of similar apartments in the same city.
This Apartment
€4,460 / m²
€4,460 × 100 m² = €446,000 asking
Comparable averages
Marbella apartments
941 active listings
Similar properties
Market average €6,520/sqm across 941 active marbella apartments.