For sale · Costa del Sol · Estepona
Available3-Bed Apartment for Sale in El Presidente, Estepona
€895,000
3 beds · 3 baths · 164 m² built
Ref HT5517706Updated daily · Last sync 26 October 2026
About this property
Overview
Three-bedroom apartment with private pool in El Presidente, Costa del Sol. Fully renovated in 2026, this middle-floor residence delivers a completely refreshed interior where every surface, fixture and fitting has been replaced. The transformation extends across 164 square metres of living space, creating a contemporary home that balances modern design with the ease of coastal living.
The open-plan layout connects a redesigned kitchen directly to the living room, which opens onto a 24-square-metre terrace suited to outdoor dining and morning coffee. Three bedrooms occupy a separate wing, each with its own en-suite bathroom, offering privacy for family members or guests. The apartment comes fully furnished, ready to move into without the need for additional purchases or lengthy preparation. All three bathrooms have been fitted with new sanitaryware and tiling as part of the 2026 refurbishment.
El Presidente sits on the New Golden Mile between Estepona and Marbella, positioned within walking distance of the beach. The complex provides residents with a private pool, surrounded by mature gardens that offer shade during the summer months. Puerto Banús marina lies 10 minutes away by car, placing its restaurants, boutiques and waterfront promenade within easy reach for evening outings.
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Features
What this home includes
- Pool
- Terrace
Property details
Specifications
- Property type
- Apartment
- Subtype
- Middle floor apartment
- Bedrooms
- 3
- Bathrooms
- 3
- Built area
- 164 m²
- Terrace
- 24 m²
- Pool
- Yes
- Area
- El Presidente
- City
- Estepona
- Province
- Málaga
- Coast
- Costa del Sol
Location
El Presidente, Estepona
Map shows the approximate El Presidente, Estepona area. Exact address provided upon request. This property is in El PresidenteEsteponaCosta del Sol.
9 questions answered
Buying this apartment in El Presidente
Can foreigners buy property in El Presidente?
Yes. Spain places no restrictions on foreign buyers, EU and non-EU citizens can purchase freely in El Presidente. You will need a Spanish NIE (foreigner tax number) before signing the title deed, plus a Spanish bank account for the transfer. The full purchase typically completes 6 to 10 weeks from signing the reservation contract.
What is an NIE and how do I get one?
The NIE (Número de Identificación de Extranjero) is your Spanish tax ID and is mandatory for buying property, opening a bank account or paying taxes. You can apply at a Spanish consulate in your home country or in person in Spain. Your lawyer can also obtain it on your behalf with a power of attorney, typically 2 to 4 weeks.
Do I need a Spanish lawyer?
Strongly recommended. An independent lawyer (abogado), separate from the agent and seller, verifies title, checks for debts and planning issues, drafts contracts and represents you at the notary. Typical fee is 1% of the purchase price plus VAT, with a minimum around €1,500.
How long does completion take?
From accepted offer to keys: 6 to 10 weeks for a resale, 30 to 45 days from reservation if no mortgage is needed. New-build off-plan completes when the development is delivered, often 18 to 36 months after reservation, with staged payments along the way.
What taxes will I pay buying a property in El Presidente?
Resale property in Andalucía: ITP (transfer tax) at 7%. New-build: 10% IVA + 1.2% AJD (stamp duty). Plus notary, land registry and legal fees of roughly 1 to 2%. Budget 10 to 13% on top of the asking price for total acquisition costs.
What ongoing costs should I expect?
Annual IBI (council tax) is typically 0.4 to 1.1% of cadastral value. Community fees on apartments and gated villas range €100 to €600/month depending on amenities. Non-resident owners pay an annual income tax based on cadastral value, plus utilities and home insurance.
Are agent fees paid by the buyer or seller?
In Spain the seller pays the agent commission (typically 3 to 6% + VAT), already baked into the asking price. Buyers do not pay agent fees on resale or new-build.
Can non-residents get a Spanish mortgage?
Yes. Spanish banks lend to non-residents at typical LTVs of 60 to 70% of the lower of purchase price or valuation (vs 80% for residents). Rates are competitive with the rest of the eurozone. You will need 6 months of bank statements, tax returns and proof of income, pre-approval takes 2 to 4 weeks.
Should I get pre-approval before viewing?
Recommended for serious buyers. A mortgage in principle confirms your budget, signals credibility to sellers and shortens completion. We can introduce you to specialist non-resident mortgage brokers familiar with the local market.
