For sale · Costa del Sol · Benalmádena
Available€660,000€695,000
3 beds · 2 baths · 105 m² built
Price reduced
Ref HT5368258Updated daily · Last sync 14 November 2026



About this property
Three-bedroom apartment with beachfront position in Carvajal, Costa del Sol. Direct beach access from the community means morning swims take seconds rather than minutes, while 180-degree panoramic sea views stretch across the Mediterranean from the second-floor position. Renovated in 2019, the property includes a fully equipped kitchen within an open-plan living area that connects directly to a 10-square-metre terrace where the horizon meets uninterrupted coastal views.
Inside, 105 square metres of living space accommodates three bedrooms and two bathrooms, all finished to contemporary standards. The master bedroom opens onto a private terrace with lateral sea views. The main terrace features retractable glass panels that adapt the outdoor space to weather conditions. The apartment comes fully furnished and includes one parking space. A communal pool serves residents during warmer months.
Carvajal sits between Fuengirola town centre, 2 kilometres east, and Benalmádena to the west. The beachfront building provides immediate access to a sandy shoreline that extends along this quieter stretch of the Costa del Sol. Local amenities including supermarkets, restaurants and the Carvajal train station lie within a five-minute walk, connecting residents to Málaga Airport in 20 minutes and Málaga city centre in 30 minutes by rail.
Features
Property details
Location
Map shows the approximate Carvajal, Benalmádena area. Exact address provided upon request. This property is in CarvajalBenalmádenaCosta del Sol.
9 questions answered
Yes. Spain places no restrictions on foreign buyers, EU and non-EU citizens can purchase freely in Carvajal. You will need a Spanish NIE (foreigner tax number) before signing the title deed, plus a Spanish bank account for the transfer. The full purchase typically completes 6 to 10 weeks from signing the reservation contract.
The NIE (Número de Identificación de Extranjero) is your Spanish tax ID and is mandatory for buying property, opening a bank account or paying taxes. You can apply at a Spanish consulate in your home country or in person in Spain. Your lawyer can also obtain it on your behalf with a power of attorney, typically 2 to 4 weeks.
Strongly recommended. An independent lawyer (abogado), separate from the agent and seller, verifies title, checks for debts and planning issues, drafts contracts and represents you at the notary. Typical fee is 1% of the purchase price plus VAT, with a minimum around €1,500.
From accepted offer to keys: 6 to 10 weeks for a resale, 30 to 45 days from reservation if no mortgage is needed. New-build off-plan completes when the development is delivered, often 18 to 36 months after reservation, with staged payments along the way.
Resale property in Andalucía: ITP (transfer tax) at 7%. New-build: 10% IVA + 1.2% AJD (stamp duty). Plus notary, land registry and legal fees of roughly 1 to 2%. Budget 10 to 13% on top of the asking price for total acquisition costs.
Annual IBI (council tax) is typically 0.4 to 1.1% of cadastral value. Community fees on apartments and gated villas range €100 to €600/month depending on amenities. Non-resident owners pay an annual income tax based on cadastral value, plus utilities and home insurance.
In Spain the seller pays the agent commission (typically 3 to 6% + VAT), already baked into the asking price. Buyers do not pay agent fees on resale or new-build.
Yes. Spanish banks lend to non-residents at typical LTVs of 60 to 70% of the lower of purchase price or valuation (vs 80% for residents). Rates are competitive with the rest of the eurozone. You will need 6 months of bank statements, tax returns and proof of income, pre-approval takes 2 to 4 weeks.
Recommended for serious buyers. A mortgage in principle confirms your budget, signals credibility to sellers and shortens completion. We can introduce you to specialist non-resident mortgage brokers familiar with the local market.
Market context
Live €/m² comparisons from current inventory of similar apartments in the same city.
This Apartment
€6,286 / m²
€6,286 × 105 m² = €660,000 asking
Comparable averages
Benalmádena apartments
231 active listings
Similar properties
Market average €5,232/sqm across 231 active benalmádena apartments.