For sale · Costa del Sol · Benalmádena
Available3-Bed Apartment in San Carlos Gardens, Benalmádena
Residential complexSan Carlos Gardens
€559,213
3 beds · 2 baths · 119 m² built
Ref HT5517673Updated daily · Last sync 21 October 2026
About this property
Overview
Three-bedroom apartment with private pool in Benalmádena Costa, Costa del Sol. This new-build residence in San Carlos Gardens delivers 119 square metres of contemporary living space completed in 2025, with east-facing orientation that fills the interiors with natural morning light. The unfurnished layout gives you complete freedom to design each room to your exact specification, whilst central air conditioning and heating maintain year-round comfort across all three bedrooms and two bathrooms.
The apartment includes a dedicated office space ideal for remote working, plus 14 square metres of private terrace extending the living area outdoors. A private parking space and separate storage room solve practical needs often missing in coastal developments. The kitchen arrives with modern fittings ready for your appliance choices, and the two bathrooms feature quality fixtures throughout. Floor-to-ceiling windows maximise the eastern light, and the internal layout separates the master suite from the two additional bedrooms for privacy.
San Carlos Gardens sits in the Gamonal district of Benalmádena Costa, with communal facilities including a swimming pool, fully equipped gym, and landscaped gardens with children's play areas. The complex stands 1.2 kilometres from Bil Bil Beach, reachable in under fifteen minutes on foot, and the same distance from the coastal promenade linking Benalmádena to Fuengirola. Málaga Airport lies 15 kilometres east via the A-7 motorway, and the Arroyo de la Miel train station provides direct connections to central Málaga and Fuengirola within a ten-minute drive.
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Features
What this home includes
- Pool
- Terrace
Property details
Specifications
- Property type
- Apartment
- Subtype
- Middle floor apartment
- Bedrooms
- 3
- Bathrooms
- 2
- Built area
- 119 m²
- Terrace
- 14 m²
- Parking spaces
- 1
- Pool
- Yes
- Orientation
- east
- Complex
- San Carlos Gardens
- Area
- Benalmádena Costa
- City
- Benalmádena
- Province
- Málaga
- Coast
- Costa del Sol
Location
Benalmádena Costa, Benalmádena
Residential complexSan Carlos GardensMap shows the San Carlos Gardens complex location. Exact unit address provided upon request. This property is in Benalmádena CostaBenalmádenaCosta del Sol.
9 questions answered
Buying this apartment in Benalmádena Costa
Can foreigners buy property in Benalmádena Costa?
Yes. Spain places no restrictions on foreign buyers, EU and non-EU citizens can purchase freely in Benalmádena Costa. You will need a Spanish NIE (foreigner tax number) before signing the title deed, plus a Spanish bank account for the transfer. The full purchase typically completes 6 to 10 weeks from signing the reservation contract.
What is an NIE and how do I get one?
The NIE (Número de Identificación de Extranjero) is your Spanish tax ID and is mandatory for buying property, opening a bank account or paying taxes. You can apply at a Spanish consulate in your home country or in person in Spain. Your lawyer can also obtain it on your behalf with a power of attorney, typically 2 to 4 weeks.
Do I need a Spanish lawyer?
Strongly recommended. An independent lawyer (abogado), separate from the agent and seller, verifies title, checks for debts and planning issues, drafts contracts and represents you at the notary. Typical fee is 1% of the purchase price plus VAT, with a minimum around €1,500.
How long does completion take?
From accepted offer to keys: 6 to 10 weeks for a resale, 30 to 45 days from reservation if no mortgage is needed. New-build off-plan completes when the development is delivered, often 18 to 36 months after reservation, with staged payments along the way.
What taxes will I pay buying a property in Benalmádena Costa?
Resale property in Andalucía: ITP (transfer tax) at 7%. New-build: 10% IVA + 1.2% AJD (stamp duty). Plus notary, land registry and legal fees of roughly 1 to 2%. Budget 10 to 13% on top of the asking price for total acquisition costs.
What ongoing costs should I expect?
Annual IBI (council tax) is typically 0.4 to 1.1% of cadastral value. Community fees on apartments and gated villas range €100 to €600/month depending on amenities. Non-resident owners pay an annual income tax based on cadastral value, plus utilities and home insurance.
Are agent fees paid by the buyer or seller?
In Spain the seller pays the agent commission (typically 3 to 6% + VAT), already baked into the asking price. Buyers do not pay agent fees on resale or new-build.
Can non-residents get a Spanish mortgage?
Yes. Spanish banks lend to non-residents at typical LTVs of 60 to 70% of the lower of purchase price or valuation (vs 80% for residents). Rates are competitive with the rest of the eurozone. You will need 6 months of bank statements, tax returns and proof of income, pre-approval takes 2 to 4 weeks.
Should I get pre-approval before viewing?
Recommended for serious buyers. A mortgage in principle confirms your budget, signals credibility to sellers and shortens completion. We can introduce you to specialist non-resident mortgage brokers familiar with the local market.
