For sale · Costa del Sol · Estepona
Available3-Bed Apartment in Belaire, Estepona
Residential complexBelaireGated community
€495,000
3 beds · 2 baths · 106 m² built
Ref HT5371747Updated daily · Last sync 26 October 2026
About this property
Overview
Three-bedroom apartment with private pool in Bel Air, Costa del Sol. This ground-floor residence in the Belaire complex delivers direct garden access from its 21-square-metre terrace, creating an extended outdoor living area where east-facing morning light reaches both the covered and open sections. Built in 2017, the apartment maintains excellent condition with a layout that prioritises natural brightness and practical flow between indoor and outdoor spaces.
The 106-square-metre interior features an open-plan living area with a fully fitted kitchen, three bedrooms, and two bathrooms. The master suite includes an en-suite bathroom, whilst the two additional bedrooms share the second bathroom. Floor-to-ceiling windows in the living space open directly onto the terrace, which steps down to the private garden section. One allocated parking space is included, and the property comes with optional furniture if required.
Belaire is a gated community on Estepona's New Golden Mile, offering residents access to a large communal swimming pool, landscaped gardens, 24-hour security, tennis courts, and padel facilities. The beach lies 500 metres from the complex entrance, reachable on foot in under seven minutes. Supermarkets, banks, pharmacies, and cafés are within walking distance along the surrounding streets, whilst the complex backs onto the terrain leading towards the Sierra Bermeja foothills.
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Features
What this home includes
- Pool view
- Private garden
- Air conditioning
- Ensuite bathroom
- Fitted kitchen
- Fitted wardrobes
- Storage room
- Garage
- Close to the sea
- Near public transport
- Urbanisation
- Terrace
Property details
Specifications
- Property type
- Apartment
- Subtype
- Ground floor apartment
- Bedrooms
- 3
- Bathrooms
- 2
- Built area
- 106 m²
- Terrace
- 21 m²
- Parking spaces
- 1
- Pool
- Yes
- Gated community
- Yes
- Orientation
- East
- Energy rating
- E
- Complex
- Belaire
- Area
- Bel Air
- City
- Estepona
- Province
- Málaga
- Coast
- Costa del Sol
Location
Bel Air, Estepona
Residential complexBelaireMap shows the Belaire complex location. Exact unit address provided upon request. This property is in Bel AirEsteponaCosta del Sol.
Playa del Saladillo
5 mindrive
Tramores Golf
7 mindrive
Puerto Deportivo José Banus
14 mindrive
The International School of Estepona
10 mindrive
spanish school
5 mindrive
Mercadona
10 minwalk
Hospital Hospiten de Estepona
8 mindrive
Farmacia BEL AIR
11 minwalk
Mustang
10 mindrive
San Pedro Alcántara
12 mindrive
Gibraltar Airport (GIB)
54 mindrive
Mountain side, north of the coastal road (A-7), hillside setting.
9 questions answered
Buying this apartment in Bel Air
Can foreigners buy property in Bel Air?
Yes. Spain places no restrictions on foreign buyers, EU and non-EU citizens can purchase freely in Bel Air. You will need a Spanish NIE (foreigner tax number) before signing the title deed, plus a Spanish bank account for the transfer. The full purchase typically completes 6 to 10 weeks from signing the reservation contract.
What is an NIE and how do I get one?
The NIE (Número de Identificación de Extranjero) is your Spanish tax ID and is mandatory for buying property, opening a bank account or paying taxes. You can apply at a Spanish consulate in your home country or in person in Spain. Your lawyer can also obtain it on your behalf with a power of attorney, typically 2 to 4 weeks.
Do I need a Spanish lawyer?
Strongly recommended. An independent lawyer (abogado), separate from the agent and seller, verifies title, checks for debts and planning issues, drafts contracts and represents you at the notary. Typical fee is 1% of the purchase price plus VAT, with a minimum around €1,500.
How long does completion take?
From accepted offer to keys: 6 to 10 weeks for a resale, 30 to 45 days from reservation if no mortgage is needed. New-build off-plan completes when the development is delivered, often 18 to 36 months after reservation, with staged payments along the way.
What taxes will I pay buying a property in Bel Air?
Resale property in Andalucía: ITP (transfer tax) at 7%. New-build: 10% IVA + 1.2% AJD (stamp duty). Plus notary, land registry and legal fees of roughly 1 to 2%. Budget 10 to 13% on top of the asking price for total acquisition costs.
What ongoing costs should I expect?
Annual IBI (council tax) is typically 0.4 to 1.1% of cadastral value. Community fees on apartments and gated villas range €100 to €600/month depending on amenities. Non-resident owners pay an annual income tax based on cadastral value, plus utilities and home insurance.
Are agent fees paid by the buyer or seller?
In Spain the seller pays the agent commission (typically 3 to 6% + VAT), already baked into the asking price. Buyers do not pay agent fees on resale or new-build.
Can non-residents get a Spanish mortgage?
Yes. Spanish banks lend to non-residents at typical LTVs of 60 to 70% of the lower of purchase price or valuation (vs 80% for residents). Rates are competitive with the rest of the eurozone. You will need 6 months of bank statements, tax returns and proof of income, pre-approval takes 2 to 4 weeks.
Should I get pre-approval before viewing?
Recommended for serious buyers. A mortgage in principle confirms your budget, signals credibility to sellers and shortens completion. We can introduce you to specialist non-resident mortgage brokers familiar with the local market.
