For sale · Costa del Sol · Estepona
Available3-Bed Apartment in Luna Blanca Golf Residential Complex, Estepona
Residential complexLuna Blanca Golf Residential ComplexGated community
€252,000€288,000
3 beds · 1 bath · 115 m² built
Price reduced
Ref HT4882333Updated daily · Last sync 31 October 2026
About this property
Overview
Three-bedroom apartment with private pool in Atalaya, Costa del Sol. This ground-floor property in the Luna Blanca Golf Residential Complex offers direct access to outdoor space without stairs, including a 14-square-metre terrace for morning coffee or evening meals in the open air. The south-facing orientation brings natural light throughout the day.
The apartment spans 115 square metres and includes three bedrooms, one bathroom, and a layout designed for practical daily living. The ground-floor position means no lift dependency and immediate access to the surrounding gardens. The property comes with 15 square metres of exclusive-use common area, extending the usable outdoor space beyond the private terrace. Built in 2004, the apartment is in good condition and ready for occupation or rental use.
Luna Blanca Golf Residential Complex is a gated development with shared swimming pools, maintained gardens, and 24-hour security. The complex sits within the Monte Biarritz area, adjacent to Atalaya Golf & Country Club, where two 18-hole courses are accessible within a three-minute walk. Estepona town centre lies 8 kilometres west along the A-7, reachable in 10 minutes by car, while Puerto Banús marina is 12 kilometres east. The property is currently tenanted under a rental agreement.
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Features
What this home includes
- Panoramic view
- Close to golf
- Close to the sea
- Close to town
- Urbanisation
Property details
Specifications
- Property type
- Apartment
- Subtype
- Ground floor apartment
- Bedrooms
- 3
- Bathrooms
- 1
- Built area
- 115 m²
- Levels
- 1
- Year built
- 2004
- Condition
- Good
- Pool
- Yes
- Gated community
- Yes
- Orientation
- South
- Complex
- Luna Blanca Golf Residential Complex
- Area
- Atalaya
- City
- Estepona
- Postcode
- 29688
- Province
- Málaga
- Coast
- Costa del Sol
Location
Atalaya, Estepona
Map shows the approximate Atalaya, Estepona area. The exact position of Luna Blanca Golf Residential Complex is not published. This property is in AtalayaEsteponaCosta del Sol.
Playa Isdabe
5 mindrive
El Campanario Golf Course
5 mindrive
Puerto Deportivo José Banus
9 mindrive
HC Marbella International Hospital
7 mindrive
San Pedro Alcántara
7 mindrive
Málaga Airport (AGP)
60 mindrive
9 questions answered
Buying this apartment in Atalaya
Can foreigners buy property in Atalaya?
Yes. Spain places no restrictions on foreign buyers, EU and non-EU citizens can purchase freely in Atalaya. You will need a Spanish NIE (foreigner tax number) before signing the title deed, plus a Spanish bank account for the transfer. The full purchase typically completes 6 to 10 weeks from signing the reservation contract.
What is an NIE and how do I get one?
The NIE (Número de Identificación de Extranjero) is your Spanish tax ID and is mandatory for buying property, opening a bank account or paying taxes. You can apply at a Spanish consulate in your home country or in person in Spain. Your lawyer can also obtain it on your behalf with a power of attorney, typically 2 to 4 weeks.
Do I need a Spanish lawyer?
Strongly recommended. An independent lawyer (abogado), separate from the agent and seller, verifies title, checks for debts and planning issues, drafts contracts and represents you at the notary. Typical fee is 1% of the purchase price plus VAT, with a minimum around €1,500.
How long does completion take?
From accepted offer to keys: 6 to 10 weeks for a resale, 30 to 45 days from reservation if no mortgage is needed. New-build off-plan completes when the development is delivered, often 18 to 36 months after reservation, with staged payments along the way.
What taxes will I pay buying a property in Atalaya?
Resale property in Andalucía: ITP (transfer tax) at 7%. New-build: 10% IVA + 1.2% AJD (stamp duty). Plus notary, land registry and legal fees of roughly 1 to 2%. Budget 10 to 13% on top of the asking price for total acquisition costs.
What ongoing costs should I expect?
Annual IBI (council tax) is typically 0.4 to 1.1% of cadastral value. Community fees on apartments and gated villas range €100 to €600/month depending on amenities. Non-resident owners pay an annual income tax based on cadastral value, plus utilities and home insurance.
Are agent fees paid by the buyer or seller?
In Spain the seller pays the agent commission (typically 3 to 6% + VAT), already baked into the asking price. Buyers do not pay agent fees on resale or new-build.
Can non-residents get a Spanish mortgage?
Yes. Spanish banks lend to non-residents at typical LTVs of 60 to 70% of the lower of purchase price or valuation (vs 80% for residents). Rates are competitive with the rest of the eurozone. You will need 6 months of bank statements, tax returns and proof of income, pre-approval takes 2 to 4 weeks.
Should I get pre-approval before viewing?
Recommended for serious buyers. A mortgage in principle confirms your budget, signals credibility to sellers and shortens completion. We can introduce you to specialist non-resident mortgage brokers familiar with the local market.
