For sale · Costa del Sol · Málaga
Available3-Bed Apartment for Sale in Málaga Centro, Málaga
€2,065,000
3 beds · 3.5 baths · 226 m² built
Ref HT5511898Updated daily · Last sync 22 October 2026
About this property
Overview
Three-bedroom apartment in Málaga Centro, Costa del Sol, with direct views of Málaga Cathedral from its first-floor position. This 226-square-metre residence occupies a privileged location in the city's historic heart, where the Gothic-Renaissance facade of the cathedral becomes part of daily life through the living room windows. Built in 2010, the apartment delivers contemporary comfort within one of Andalusia's most culturally significant settings.
Inside, the layout provides three double bedrooms, each with its own en-suite bathroom, plus a separate guest toilet bringing the total to 3.5 bathrooms. The generous 226-square-metre floor plan allows for distinct living and dining areas that take full advantage of the cathedral views, while the kitchen maintains separation from the main reception rooms. One parking space is included, a practical asset in this densely built part of the city. The apartment is sold unfurnished, offering a blank canvas for personalisation within the already excellent condition of the 2010 construction.
The property sits within immediate walking distance of Plaza de la Constitución, Málaga's main square, which lies approximately 200 metres away. Calle Larios, the pedestrianised shopping street, runs parallel to the building, whilst the Picasso Museum occupies a converted palace three minutes on foot from the entrance. The Muelle Uno waterfront development and its restaurants can be reached in a 10-minute walk south through the old town's network of lanes. The cathedral itself, consecrated in 1588 and known locally as La Manquita, dominates the view from the main reception rooms.
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Features
What this home includes
- Air conditioning
- Central heating
- Double glazing
- Ensuite bathroom
- Fitted wardrobes
- Open-plan kitchen
- Private parking
- Fibre internet
- Close to schools
- Close to the sea
- Close to town
Property details
Specifications
- Property type
- Apartment
- Subtype
- Middle floor apartment
- Bedrooms
- 3
- Bathrooms
- 3.5
- Built area
- 226 m²
- Parking spaces
- 1
- New build
- Yes
- Orientation
- South
- Energy rating
- E
- Area
- Málaga Centro
- City
- Málaga
- Province
- Málaga
- Coast
- Costa del Sol
Location
Málaga Centro, Málaga
Map shows the approximate Málaga Centro, Málaga area. Exact address provided upon request. This property is in Málaga CentroMálagaCosta del Sol.
Playa de San Andrés
3 mindrive
Club de Golf Málaga Parador
14 mindrive
IGY Málaga Marina
7 mindrive
Hospital Doctor Gálvez
5 mindrive
Málaga
5 mindrive
Málaga Airport (AGP)
27 mindrive
9 questions answered
Buying this apartment in Málaga Centro
Can foreigners buy property in Málaga Centro?
Yes. Spain places no restrictions on foreign buyers, EU and non-EU citizens can purchase freely in Málaga Centro. You will need a Spanish NIE (foreigner tax number) before signing the title deed, plus a Spanish bank account for the transfer. The full purchase typically completes 6 to 10 weeks from signing the reservation contract.
What is an NIE and how do I get one?
The NIE (Número de Identificación de Extranjero) is your Spanish tax ID and is mandatory for buying property, opening a bank account or paying taxes. You can apply at a Spanish consulate in your home country or in person in Spain. Your lawyer can also obtain it on your behalf with a power of attorney, typically 2 to 4 weeks.
Do I need a Spanish lawyer?
Strongly recommended. An independent lawyer (abogado), separate from the agent and seller, verifies title, checks for debts and planning issues, drafts contracts and represents you at the notary. Typical fee is 1% of the purchase price plus VAT, with a minimum around €1,500.
How long does completion take?
From accepted offer to keys: 6 to 10 weeks for a resale, 30 to 45 days from reservation if no mortgage is needed. New-build off-plan completes when the development is delivered, often 18 to 36 months after reservation, with staged payments along the way.
What taxes will I pay buying a property in Málaga Centro?
Resale property in Andalucía: ITP (transfer tax) at 7%. New-build: 10% IVA + 1.2% AJD (stamp duty). Plus notary, land registry and legal fees of roughly 1 to 2%. Budget 10 to 13% on top of the asking price for total acquisition costs.
What ongoing costs should I expect?
Annual IBI (council tax) is typically 0.4 to 1.1% of cadastral value. Community fees on apartments and gated villas range €100 to €600/month depending on amenities. Non-resident owners pay an annual income tax based on cadastral value, plus utilities and home insurance.
Are agent fees paid by the buyer or seller?
In Spain the seller pays the agent commission (typically 3 to 6% + VAT), already baked into the asking price. Buyers do not pay agent fees on resale or new-build.
Can non-residents get a Spanish mortgage?
Yes. Spanish banks lend to non-residents at typical LTVs of 60 to 70% of the lower of purchase price or valuation (vs 80% for residents). Rates are competitive with the rest of the eurozone. You will need 6 months of bank statements, tax returns and proof of income, pre-approval takes 2 to 4 weeks.
Should I get pre-approval before viewing?
Recommended for serious buyers. A mortgage in principle confirms your budget, signals credibility to sellers and shortens completion. We can introduce you to specialist non-resident mortgage brokers familiar with the local market.
