For sale · Costa del Sol · Fuengirola
Available3-Bed Apartment for Sale in Fuengirola
€475,000
3 beds · 2 baths · 92 m² built
Ref HT5530231Updated daily · Last sync 30 October 2026
About this property
Overview
Three-bedroom apartment in Fuengirola, Costa del Sol, positioned within a two-minute walk of the harbour and beach. This 92sqm residence has been completely renovated to create a modern living space across three bedrooms and two bathrooms, with every room fitted with air conditioning for year-round comfort. The apartment comes fully furnished and includes a 9sqm terrace, ready for immediate occupation as either a permanent home or coastal retreat.
Inside, the layout provides 92 square metres of well-planned accommodation with three separate bedrooms and two full bathrooms serving the space. Air conditioning units are installed in each room, maintaining comfortable temperatures regardless of season. The living areas flow into a functional kitchen, and the apartment opens onto a 9-metre terrace suitable for outdoor dining or morning coffee. One parking space is available in the communal area on a first-come, first-served basis, a practical advantage in this central location.
The building stands in central Fuengirola, where the sandy beaches and working harbour sit less than 200 metres from the front door. Fuengirola's main shopping street runs parallel to the coast here, placing Mercadona supermarket, independent boutiques, and dozens of restaurants within a five-minute walk. The train station connecting Málaga Airport to Torremolinos and Benalmádena lies 800 metres away, providing regular services along the coast.
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Features
What this home includes
- Terrace
Property details
Specifications
- Property type
- Apartment
- Subtype
- Middle floor apartment
- Bedrooms
- 3
- Bathrooms
- 2
- Built area
- 92 m²
- Terrace
- 9 m²
- Parking spaces
- 1
- Levels
- 1
- Year built
- 1973
- Condition
- Excellent
- Furniture
- Fully Furnished
- Energy rating
- E
- CO₂ rating
- E
- City
- Fuengirola
- Postcode
- 29640
- Province
- Málaga
- Coast
- Costa del Sol
Location
Fuengirola
Map shows the approximate Fuengirola area. Exact address provided upon request. This property is in FuengirolaCosta del Sol.
Playa de Santa Amalia
2 mindrive
Cerrado del Aguila Golf
12 mindrive
Puerto Deportivo de Fuengirola
3 mindrive
Hospital Vithas Xanit International
14 mindrive
Málaga Airport (AGP)
34 mindrive
9 questions answered
Buying this apartment in Fuengirola
Can foreigners buy property in Fuengirola?
Yes. Spain places no restrictions on foreign buyers, EU and non-EU citizens can purchase freely in Fuengirola. You will need a Spanish NIE (foreigner tax number) before signing the title deed, plus a Spanish bank account for the transfer. The full purchase typically completes 6 to 10 weeks from signing the reservation contract.
What is an NIE and how do I get one?
The NIE (Número de Identificación de Extranjero) is your Spanish tax ID and is mandatory for buying property, opening a bank account or paying taxes. You can apply at a Spanish consulate in your home country or in person in Spain. Your lawyer can also obtain it on your behalf with a power of attorney, typically 2 to 4 weeks.
Do I need a Spanish lawyer?
Strongly recommended. An independent lawyer (abogado), separate from the agent and seller, verifies title, checks for debts and planning issues, drafts contracts and represents you at the notary. Typical fee is 1% of the purchase price plus VAT, with a minimum around €1,500.
How long does completion take?
From accepted offer to keys: 6 to 10 weeks for a resale, 30 to 45 days from reservation if no mortgage is needed. New-build off-plan completes when the development is delivered, often 18 to 36 months after reservation, with staged payments along the way.
What taxes will I pay buying a property in Fuengirola?
Resale property in Andalucía: ITP (transfer tax) at 7%. New-build: 10% IVA + 1.2% AJD (stamp duty). Plus notary, land registry and legal fees of roughly 1 to 2%. Budget 10 to 13% on top of the asking price for total acquisition costs.
What ongoing costs should I expect?
Annual IBI (council tax) is typically 0.4 to 1.1% of cadastral value. Community fees on apartments and gated villas range €100 to €600/month depending on amenities. Non-resident owners pay an annual income tax based on cadastral value, plus utilities and home insurance.
Are agent fees paid by the buyer or seller?
In Spain the seller pays the agent commission (typically 3 to 6% + VAT), already baked into the asking price. Buyers do not pay agent fees on resale or new-build.
Can non-residents get a Spanish mortgage?
Yes. Spanish banks lend to non-residents at typical LTVs of 60 to 70% of the lower of purchase price or valuation (vs 80% for residents). Rates are competitive with the rest of the eurozone. You will need 6 months of bank statements, tax returns and proof of income, pre-approval takes 2 to 4 weeks.
Should I get pre-approval before viewing?
Recommended for serious buyers. A mortgage in principle confirms your budget, signals credibility to sellers and shortens completion. We can introduce you to specialist non-resident mortgage brokers familiar with the local market.
