For sale · Costa del Sol · Fuengirola
Available3-Bed Apartment in Sol Playa, Fuengirola
Residential complexSol Playa
€550,000
3 beds · 2 baths · 99 m² built
Ref HT5520841Updated daily · Last sync 22 October 2026
About this property
Overview
Three-bedroom apartment with top-floor position in Fuengirola, Costa del Sol. This elevated vantage point brings natural light into the 99-square-metre interior throughout the day, whilst the included parking space and storage room add practical value to the layout.
The floor plan accommodates three bedrooms and two full bathrooms across a functional configuration. The open-plan living area connects to the kitchen, creating a unified space for daily living. All rooms benefit from the apartment's upper-storey placement, which minimises street noise and maximises privacy. The property comes fully furnished, allowing immediate occupation without the delays of sourcing and shipping household items. Built in 1985, the structure maintains good condition with original features intact, presenting an opportunity for personalisation according to individual taste.
Sol Playa sits 200 metres from San Francisco Beach, placing the Mediterranean shoreline within a three-minute walk. The Rey de España Boardwalk runs 50 metres from the building's entrance, providing direct pedestrian access to Fuengirola Marina and the succession of beachfront restaurants that line the promenade. The central Fuengirola position means supermarkets, pharmacies and the town's principal shopping streets all fall within 500 metres. The included garage space occupies the building's lower level, accessible by internal lift.
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Property details
Specifications
- Property type
- Apartment
- Subtype
- Top floor apartment
- Bedrooms
- 3
- Bathrooms
- 2
- Built area
- 99 m²
- Parking spaces
- 1
- Energy rating
- E
- Complex
- Sol Playa
- City
- Fuengirola
- Province
- Málaga
- Coast
- Costa del Sol
Location
Fuengirola
Map shows the approximate Fuengirola area. The exact position of Sol Playa is not published. This property is in FuengirolaCosta del Sol.
Playa de Santa Amalia
2 mindrive
Cerrado del Aguila Golf
12 mindrive
Puerto Deportivo de Fuengirola
3 mindrive
Hospital Vithas Xanit International
14 mindrive
Málaga Airport (AGP)
34 mindrive
9 questions answered
Buying this apartment in Fuengirola
Can foreigners buy property in Fuengirola?
Yes. Spain places no restrictions on foreign buyers, EU and non-EU citizens can purchase freely in Fuengirola. You will need a Spanish NIE (foreigner tax number) before signing the title deed, plus a Spanish bank account for the transfer. The full purchase typically completes 6 to 10 weeks from signing the reservation contract.
What is an NIE and how do I get one?
The NIE (Número de Identificación de Extranjero) is your Spanish tax ID and is mandatory for buying property, opening a bank account or paying taxes. You can apply at a Spanish consulate in your home country or in person in Spain. Your lawyer can also obtain it on your behalf with a power of attorney, typically 2 to 4 weeks.
Do I need a Spanish lawyer?
Strongly recommended. An independent lawyer (abogado), separate from the agent and seller, verifies title, checks for debts and planning issues, drafts contracts and represents you at the notary. Typical fee is 1% of the purchase price plus VAT, with a minimum around €1,500.
How long does completion take?
From accepted offer to keys: 6 to 10 weeks for a resale, 30 to 45 days from reservation if no mortgage is needed. New-build off-plan completes when the development is delivered, often 18 to 36 months after reservation, with staged payments along the way.
What taxes will I pay buying a property in Fuengirola?
Resale property in Andalucía: ITP (transfer tax) at 7%. New-build: 10% IVA + 1.2% AJD (stamp duty). Plus notary, land registry and legal fees of roughly 1 to 2%. Budget 10 to 13% on top of the asking price for total acquisition costs.
What ongoing costs should I expect?
Annual IBI (council tax) is typically 0.4 to 1.1% of cadastral value. Community fees on apartments and gated villas range €100 to €600/month depending on amenities. Non-resident owners pay an annual income tax based on cadastral value, plus utilities and home insurance.
Are agent fees paid by the buyer or seller?
In Spain the seller pays the agent commission (typically 3 to 6% + VAT), already baked into the asking price. Buyers do not pay agent fees on resale or new-build.
Can non-residents get a Spanish mortgage?
Yes. Spanish banks lend to non-residents at typical LTVs of 60 to 70% of the lower of purchase price or valuation (vs 80% for residents). Rates are competitive with the rest of the eurozone. You will need 6 months of bank statements, tax returns and proof of income, pre-approval takes 2 to 4 weeks.
Should I get pre-approval before viewing?
Recommended for serious buyers. A mortgage in principle confirms your budget, signals credibility to sellers and shortens completion. We can introduce you to specialist non-resident mortgage brokers familiar with the local market.
