For sale · Costa del Sol · Estepona
Available3-Bed Apartment in Huerta Nueva, Estepona
Residential complexHuerta Nueva
€299,000€350,000
3 beds · 1 bath · 101 m² built
Price reduced
Ref HT5021248Updated daily · Last sync 29 October 2026
About this property
Overview
Three-bedroom apartment in Estepona, Costa del Sol. This ground-floor property spans 101 square metres and benefits from dual east-west orientation, delivering natural light from sunrise through to evening across all living spaces.
The layout accommodates three bedrooms and one bathroom within a practical floor plan that maximises the built area. East-facing windows capture morning sun whilst west-facing aspects extend daylight well into the afternoon, maintaining comfortable temperatures year-round without excessive reliance on climate control. The ground-floor position provides level access throughout, eliminating internal steps. Built in 1986, the apartment remains in good condition and is sold unfurnished, allowing incoming owners to configure the interior to their own requirements.
Huerta Nueva sits in central Estepona, five minutes on foot from the beachfront and promenade. The complex enjoys direct access to the Boulevard, which connects through to the old town's narrow streets and plaza restaurants. Estepona's town hall, municipal car park, and primary medical centre all lie within a short walk, whilst the surrounding streets contain the town's established shopping and dining quarter. The apartment's central position places daily amenities, coastal access, and transport links within immediate reach.
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Features
What this home includes
- Close to schools
- Close to the sea
- Near public transport
Property details
Specifications
- Property type
- Apartment
- Subtype
- Middle floor apartment
- Bedrooms
- 3
- Bathrooms
- 1
- Built area
- 101 m²
- Orientation
- East, West
- Energy rating
- E
- Complex
- Huerta Nueva
- Area
- Huerta Nueva
- City
- Estepona
- Province
- Málaga
- Coast
- Costa del Sol
Location
Huerta Nueva, Estepona
Residential complexHuerta NuevaMap shows the Huerta Nueva complex location. Exact unit address provided upon request. This property is in Huerta NuevaEsteponaCosta del Sol.
La Rada
11 minwalk
Azata Golf
11 mindrive
Puerto Estepona
2 mindrive
Colegio de Educación Infantil y Primaría Ramón García
1 mindrive
Dia
2 minwalk
Hospital de Alta Resolución de Estepona
8 mindrive
Farmacia Cano
1 minwalk
Carrefour
5 mindrive
Estepona
5 mindrive
Gibraltar Airport (GIB)
43 mindrive
Beachside, south of the coastal road (A-7), close to the Mediterranean.
9 questions answered
Buying this apartment in Huerta Nueva
Can foreigners buy property in Huerta Nueva?
Yes. Spain places no restrictions on foreign buyers, EU and non-EU citizens can purchase freely in Huerta Nueva. You will need a Spanish NIE (foreigner tax number) before signing the title deed, plus a Spanish bank account for the transfer. The full purchase typically completes 6 to 10 weeks from signing the reservation contract.
What is an NIE and how do I get one?
The NIE (Número de Identificación de Extranjero) is your Spanish tax ID and is mandatory for buying property, opening a bank account or paying taxes. You can apply at a Spanish consulate in your home country or in person in Spain. Your lawyer can also obtain it on your behalf with a power of attorney, typically 2 to 4 weeks.
Do I need a Spanish lawyer?
Strongly recommended. An independent lawyer (abogado), separate from the agent and seller, verifies title, checks for debts and planning issues, drafts contracts and represents you at the notary. Typical fee is 1% of the purchase price plus VAT, with a minimum around €1,500.
How long does completion take?
From accepted offer to keys: 6 to 10 weeks for a resale, 30 to 45 days from reservation if no mortgage is needed. New-build off-plan completes when the development is delivered, often 18 to 36 months after reservation, with staged payments along the way.
What taxes will I pay buying a property in Huerta Nueva?
Resale property in Andalucía: ITP (transfer tax) at 7%. New-build: 10% IVA + 1.2% AJD (stamp duty). Plus notary, land registry and legal fees of roughly 1 to 2%. Budget 10 to 13% on top of the asking price for total acquisition costs.
What ongoing costs should I expect?
Annual IBI (council tax) is typically 0.4 to 1.1% of cadastral value. Community fees on apartments and gated villas range €100 to €600/month depending on amenities. Non-resident owners pay an annual income tax based on cadastral value, plus utilities and home insurance.
Are agent fees paid by the buyer or seller?
In Spain the seller pays the agent commission (typically 3 to 6% + VAT), already baked into the asking price. Buyers do not pay agent fees on resale or new-build.
Can non-residents get a Spanish mortgage?
Yes. Spanish banks lend to non-residents at typical LTVs of 60 to 70% of the lower of purchase price or valuation (vs 80% for residents). Rates are competitive with the rest of the eurozone. You will need 6 months of bank statements, tax returns and proof of income, pre-approval takes 2 to 4 weeks.
Should I get pre-approval before viewing?
Recommended for serious buyers. A mortgage in principle confirms your budget, signals credibility to sellers and shortens completion. We can introduce you to specialist non-resident mortgage brokers familiar with the local market.
