For sale · Costa del Sol · Estepona
Available3-Bed Apartment for Sale in Estepona
€649,000
3 beds · 2 baths · 125 m² built
Ref HT5532019Updated daily · Last sync 31 October 2026
About this property
Overview
Three-bedroom apartment with beachfront position in Estepona, Costa del Sol. This first-floor residence sits directly on Avenida de España, the town's celebrated seafront promenade, with uninterrupted views across the Mediterranean from its south-facing aspect. The location delivers immediate beach access whilst placing you in the centre of Estepona's working town, where tapas bars, markets and services operate year-round.
Inside, 125 square metres of living space divides into three bedrooms and two bathrooms, with a large reception room that opens the apartment to natural light throughout the day. The kitchen comes fully equipped with integrated appliances and worktop space for daily use. Recent renovation work has updated the interior whilst preserving the building's 1973 structure, and the south orientation ensures consistent daylight across all principal rooms. Both bathrooms feature modern fittings, and bedroom dimensions accommodate double beds with storage furniture.
The property stands on Avenida de España itself, meaning Estepona's main beach lies immediately opposite the building entrance. The Paseo Marítimo stretches along the waterfront in both directions, connecting to the old town quarter within a five-minute walk westward. Estepona port and its surrounding restaurants sit 800 metres east along the promenade, accessible on foot without crossing traffic. The building occupies a section of the avenue where local shops, pharmacies and supermarkets operate at street level, removing the need for car journeys for routine errands.
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Features
What this home includes
- Sea view
- Beachfront
Property details
Specifications
- Property type
- Apartment
- Subtype
- Middle floor apartment
- Bedrooms
- 3
- Bathrooms
- 2
- Built area
- 125 m²
- Levels
- 2
- Year built
- 1973
- Condition
- Recently Renovated
- Furniture
- Not Furnished
- Beachfront
- Yes
- Sea view
- Yes
- Orientation
- south
- City
- Estepona
- Postcode
- 29680
- Province
- Málaga
- Coast
- Costa del Sol
Location
Estepona
Map shows the approximate Estepona area. Exact address provided upon request. This property is in EsteponaCosta del Sol.
La Rada
4 mindrive
Azata Golf
14 mindrive
Puerto Estepona
4 mindrive
Hospital de Alta Resolución de Estepona
11 mindrive
Málaga Airport (AGP)
70 mindrive
9 questions answered
Buying this apartment in Estepona
Can foreigners buy property in Estepona?
Yes. Spain places no restrictions on foreign buyers, EU and non-EU citizens can purchase freely in Estepona. You will need a Spanish NIE (foreigner tax number) before signing the title deed, plus a Spanish bank account for the transfer. The full purchase typically completes 6 to 10 weeks from signing the reservation contract.
What is an NIE and how do I get one?
The NIE (Número de Identificación de Extranjero) is your Spanish tax ID and is mandatory for buying property, opening a bank account or paying taxes. You can apply at a Spanish consulate in your home country or in person in Spain. Your lawyer can also obtain it on your behalf with a power of attorney, typically 2 to 4 weeks.
Do I need a Spanish lawyer?
Strongly recommended. An independent lawyer (abogado), separate from the agent and seller, verifies title, checks for debts and planning issues, drafts contracts and represents you at the notary. Typical fee is 1% of the purchase price plus VAT, with a minimum around €1,500.
How long does completion take?
From accepted offer to keys: 6 to 10 weeks for a resale, 30 to 45 days from reservation if no mortgage is needed. New-build off-plan completes when the development is delivered, often 18 to 36 months after reservation, with staged payments along the way.
What taxes will I pay buying a property in Estepona?
Resale property in Andalucía: ITP (transfer tax) at 7%. New-build: 10% IVA + 1.2% AJD (stamp duty). Plus notary, land registry and legal fees of roughly 1 to 2%. Budget 10 to 13% on top of the asking price for total acquisition costs.
What ongoing costs should I expect?
Annual IBI (council tax) is typically 0.4 to 1.1% of cadastral value. Community fees on apartments and gated villas range €100 to €600/month depending on amenities. Non-resident owners pay an annual income tax based on cadastral value, plus utilities and home insurance.
Are agent fees paid by the buyer or seller?
In Spain the seller pays the agent commission (typically 3 to 6% + VAT), already baked into the asking price. Buyers do not pay agent fees on resale or new-build.
Can non-residents get a Spanish mortgage?
Yes. Spanish banks lend to non-residents at typical LTVs of 60 to 70% of the lower of purchase price or valuation (vs 80% for residents). Rates are competitive with the rest of the eurozone. You will need 6 months of bank statements, tax returns and proof of income, pre-approval takes 2 to 4 weeks.
Should I get pre-approval before viewing?
Recommended for serious buyers. A mortgage in principle confirms your budget, signals credibility to sellers and shortens completion. We can introduce you to specialist non-resident mortgage brokers familiar with the local market.
