For sale · Costa del Sol · Estepona
Available€318,000
2 beds · 2 baths · 90 m² built
Ref HT5378338Updated daily · Last sync 29 October 2026



About this property
Two-bedroom townhouse with private pool in Estepona, Costa del Sol. This single-storey property offers immediate outdoor access from the living spaces to a 25sqm private terrace and garden, where the pool sits under full southern exposure. The layout eliminates stairs entirely, with both bedrooms and bathrooms on the same level as the kitchen and living areas.
Inside, 90sqm of built space divides into two double bedrooms with fitted wardrobes, two bathrooms, and an open-plan kitchen and living room that extends directly onto the terrace. Air conditioning runs throughout, supplemented by electric heating for winter months. The kitchen comes fully equipped, and the property includes all furniture as part of the sale. A private parking space sits within the complex grounds, and the exterior entrance features adapted access.
Arroyo las Cañas sits within the La Concha-Resina Golf residential area, a quiet urbanisation established in 2006 with communal pool facilities shared among residents. Selwo Adventure Park lies a short drive away, whilst Estepona's town centre and beaches sit 10 minutes by car. The property holds a valid tourist licence, making it immediately viable for short-term rental income alongside personal use.
Features
Property details
Location
Map shows the Arroyo las Cañas complex location. Exact unit address provided upon request. This property is in Arroyo las CañasEsteponaCosta del Sol.
9 questions answered
Yes. Spain places no restrictions on foreign buyers, EU and non-EU citizens can purchase freely in Arroyo Las Canas. You will need a Spanish NIE (foreigner tax number) before signing the title deed, plus a Spanish bank account for the transfer. The full purchase typically completes 6 to 10 weeks from signing the reservation contract.
The NIE (Número de Identificación de Extranjero) is your Spanish tax ID and is mandatory for buying property, opening a bank account or paying taxes. You can apply at a Spanish consulate in your home country or in person in Spain. Your lawyer can also obtain it on your behalf with a power of attorney, typically 2 to 4 weeks.
Strongly recommended. An independent lawyer (abogado), separate from the agent and seller, verifies title, checks for debts and planning issues, drafts contracts and represents you at the notary. Typical fee is 1% of the purchase price plus VAT, with a minimum around €1,500.
From accepted offer to keys: 6 to 10 weeks for a resale, 30 to 45 days from reservation if no mortgage is needed. New-build off-plan completes when the development is delivered, often 18 to 36 months after reservation, with staged payments along the way.
Resale property in Andalucía: ITP (transfer tax) at 7%. New-build: 10% IVA + 1.2% AJD (stamp duty). Plus notary, land registry and legal fees of roughly 1 to 2%. Budget 10 to 13% on top of the asking price for total acquisition costs.
Annual IBI (council tax) is typically 0.4 to 1.1% of cadastral value. Community fees on apartments and gated villas range €100 to €600/month depending on amenities. Non-resident owners pay an annual income tax based on cadastral value, plus utilities and home insurance.
In Spain the seller pays the agent commission (typically 3 to 6% + VAT), already baked into the asking price. Buyers do not pay agent fees on resale or new-build.
Yes. Spanish banks lend to non-residents at typical LTVs of 60 to 70% of the lower of purchase price or valuation (vs 80% for residents). Rates are competitive with the rest of the eurozone. You will need 6 months of bank statements, tax returns and proof of income, pre-approval takes 2 to 4 weeks.
Recommended for serious buyers. A mortgage in principle confirms your budget, signals credibility to sellers and shortens completion. We can introduce you to specialist non-resident mortgage brokers familiar with the local market.
Market context
Live €/m² comparisons from current inventory of similar apartments in the same city.
This Apartment
€3,533 / m²
€3,533 × 90 m² = €318,000 asking
Comparable averages
Estepona apartments
651 active listings
Similar properties
Market average €5,320/sqm across 651 active estepona apartments.