For sale · Costa del Sol · Estepona
Available2-Bed Townhouse for Sale in Estepona
€695,000€725,000
2 beds · 2 baths · 122 m² built
Price reduced
Ref HT5473921Updated daily · Last sync 14 November 2026
About this property
Overview
Two-bedroom townhouse with beachfront position in Estepona, Costa del Sol. The property sits just steps from the Mediterranean shoreline, with direct beach access that places the sand within a 30-second walk from your front door. A private rooftop terrace delivers unobstructed sea views across the water, whilst the south-facing orientation ensures natural light throughout the day.
The ground-floor living area spans an open-plan layout with a working fireplace and connects directly to a 50-square-metre terrace surrounded by mature tropical gardens. Inside, 122 square metres of built space accommodates two double bedrooms and two bathrooms across two levels. The kitchen is equipped for daily use, and the terrace offers enough room for a full dining set and lounge furniture beneath the shade of established bougainvillea. Upstairs, the private rooftop adds a second outdoor space with 180-degree views over the coastline.
The townhouse forms part of the El Pirata urbanisation on Estepona's New Golden Mile, a low-density residential area known for its beachside access and proximity to international schools. The complex maintains communal gardens with tropical planting, and the property includes a private entrance with its own gated access. Estepona town centre lies 8 kilometres east along the coastal road, reachable in under 10 minutes by car, whilst Puerto Banús sits 15 kilometres to the northeast. The nearest beach bar operates year-round at Playa del Saladillo, 400 metres west of the property.
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Features
What this home includes
- Mountain view
- Sea view
- Solarium
- Air conditioning
- Beachside
- Close to schools
- Close to the sea
- Terrace
Property details
Specifications
- Property type
- Townhouse
- Subtype
- Townhouse
- Bedrooms
- 2
- Bathrooms
- 2
- Built area
- 122 m²
- Terrace
- 50 m²
- Levels
- 1
- Condition
- Good
- Furniture
- Optional
- Sea view
- Yes
- Orientation
- South
- City
- Estepona
- Postcode
- 29680
- Province
- Málaga
- Coast
- Costa del Sol
Location
Estepona
Map shows the approximate Estepona area. Exact address provided upon request. This property is in EsteponaCosta del Sol.
La Rada
4 mindrive
Azata Golf
14 mindrive
Puerto Estepona
4 mindrive
Hospital de Alta Resolución de Estepona
11 mindrive
Málaga Airport (AGP)
70 mindrive
9 questions answered
Buying this townhouse in Estepona
Can foreigners buy property in Estepona?
Yes. Spain places no restrictions on foreign buyers, EU and non-EU citizens can purchase freely in Estepona. You will need a Spanish NIE (foreigner tax number) before signing the title deed, plus a Spanish bank account for the transfer. The full purchase typically completes 6 to 10 weeks from signing the reservation contract.
What is an NIE and how do I get one?
The NIE (Número de Identificación de Extranjero) is your Spanish tax ID and is mandatory for buying property, opening a bank account or paying taxes. You can apply at a Spanish consulate in your home country or in person in Spain. Your lawyer can also obtain it on your behalf with a power of attorney, typically 2 to 4 weeks.
Do I need a Spanish lawyer?
Strongly recommended. An independent lawyer (abogado), separate from the agent and seller, verifies title, checks for debts and planning issues, drafts contracts and represents you at the notary. Typical fee is 1% of the purchase price plus VAT, with a minimum around €1,500.
How long does completion take?
From accepted offer to keys: 6 to 10 weeks for a resale, 30 to 45 days from reservation if no mortgage is needed. New-build off-plan completes when the development is delivered, often 18 to 36 months after reservation, with staged payments along the way.
What taxes will I pay buying a property in Estepona?
Resale property in Andalucía: ITP (transfer tax) at 7%. New-build: 10% IVA + 1.2% AJD (stamp duty). Plus notary, land registry and legal fees of roughly 1 to 2%. Budget 10 to 13% on top of the asking price for total acquisition costs.
What ongoing costs should I expect?
Annual IBI (council tax) is typically 0.4 to 1.1% of cadastral value. Community fees on apartments and gated villas range €100 to €600/month depending on amenities. Non-resident owners pay an annual income tax based on cadastral value, plus utilities and home insurance.
Are agent fees paid by the buyer or seller?
In Spain the seller pays the agent commission (typically 3 to 6% + VAT), already baked into the asking price. Buyers do not pay agent fees on resale or new-build.
Can non-residents get a Spanish mortgage?
Yes. Spanish banks lend to non-residents at typical LTVs of 60 to 70% of the lower of purchase price or valuation (vs 80% for residents). Rates are competitive with the rest of the eurozone. You will need 6 months of bank statements, tax returns and proof of income, pre-approval takes 2 to 4 weeks.
Should I get pre-approval before viewing?
Recommended for serious buyers. A mortgage in principle confirms your budget, signals credibility to sellers and shortens completion. We can introduce you to specialist non-resident mortgage brokers familiar with the local market.
