For sale · Costa del Sol · Estepona
Available2-Bed Penthouse for Sale in Estepona
Gated community
€870,000€940,000
2 beds · 2 baths · 100 m² built
Price reduced
Ref HT5524285Updated daily · Last sync 4 November 2026
About this property
Overview
Two-bedroom penthouse with private pool in Estepona, Costa del Sol. This top-floor duplex delivers 114 square metres of terrace space wrapped around 100 square metres of living area, creating an outdoor zone larger than most ground-floor gardens. South-facing positioning floods both levels with natural light throughout the day.
The lower level houses an open-plan kitchen fitted with integrated appliances, flowing into a reception room that opens directly onto the main terrace. Both bedrooms occupy the upper floor, the principal suite featuring an ensuite bathroom and private terrace access. The second bedroom connects to a separate family bathroom with fitted fixtures. Air conditioning and central heating run throughout both floors. A covered section of terrace provides shade during peak summer months, whilst the uncovered areas offer uninterrupted views across the Mediterranean, surrounding mountains, and communal gardens below.
The development sits beachside in a gated setting with underground parking included for one vehicle. Communal pool and landscaped gardens serve the complex. Estepona's old town centre lies 2 kilometres inland, reachable in five minutes by car, where cobbled streets house independent restaurants and weekly markets. The beachfront promenade extends west from the port, connecting a series of chiringuitos and beach clubs along the shoreline. Completion occurred in 2024, with the property now available unfurnished and ready for immediate occupation.
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Features
What this home includes
- Pool
- Terrace
Property details
Specifications
- Property type
- Penthouse
- Subtype
- Penthouse duplex
- Bedrooms
- 2
- Bathrooms
- 2
- Built area
- 100 m²
- Terrace
- 114 m²
- Parking spaces
- 1
- Levels
- 2
- Year built
- 2024
- Condition
- New Construction
- Furniture
- Not Furnished
- Pool
- Yes
- Gated community
- Yes
- New build
- Yes
- City
- Estepona
- Province
- Málaga
- Coast
- Costa del Sol
Location
Estepona
Map shows the approximate Estepona area. Exact address provided upon request. This property is in EsteponaCosta del Sol.
La Rada
4 mindrive
Azata Golf
14 mindrive
Puerto Estepona
4 mindrive
Hospital de Alta Resolución de Estepona
11 mindrive
Málaga Airport (AGP)
70 mindrive
9 questions answered
Buying this penthouse in Estepona
Can foreigners buy property in Estepona?
Yes. Spain places no restrictions on foreign buyers, EU and non-EU citizens can purchase freely in Estepona. You will need a Spanish NIE (foreigner tax number) before signing the title deed, plus a Spanish bank account for the transfer. The full purchase typically completes 6 to 10 weeks from signing the reservation contract.
What is an NIE and how do I get one?
The NIE (Número de Identificación de Extranjero) is your Spanish tax ID and is mandatory for buying property, opening a bank account or paying taxes. You can apply at a Spanish consulate in your home country or in person in Spain. Your lawyer can also obtain it on your behalf with a power of attorney, typically 2 to 4 weeks.
Do I need a Spanish lawyer?
Strongly recommended. An independent lawyer (abogado), separate from the agent and seller, verifies title, checks for debts and planning issues, drafts contracts and represents you at the notary. Typical fee is 1% of the purchase price plus VAT, with a minimum around €1,500.
How long does completion take?
From accepted offer to keys: 6 to 10 weeks for a resale, 30 to 45 days from reservation if no mortgage is needed. New-build off-plan completes when the development is delivered, often 18 to 36 months after reservation, with staged payments along the way.
What taxes will I pay buying a property in Estepona?
Resale property in Andalucía: ITP (transfer tax) at 7%. New-build: 10% IVA + 1.2% AJD (stamp duty). Plus notary, land registry and legal fees of roughly 1 to 2%. Budget 10 to 13% on top of the asking price for total acquisition costs.
What ongoing costs should I expect?
Annual IBI (council tax) is typically 0.4 to 1.1% of cadastral value. Community fees on apartments and gated villas range €100 to €600/month depending on amenities. Non-resident owners pay an annual income tax based on cadastral value, plus utilities and home insurance.
Are agent fees paid by the buyer or seller?
In Spain the seller pays the agent commission (typically 3 to 6% + VAT), already baked into the asking price. Buyers do not pay agent fees on resale or new-build.
Can non-residents get a Spanish mortgage?
Yes. Spanish banks lend to non-residents at typical LTVs of 60 to 70% of the lower of purchase price or valuation (vs 80% for residents). Rates are competitive with the rest of the eurozone. You will need 6 months of bank statements, tax returns and proof of income, pre-approval takes 2 to 4 weeks.
Should I get pre-approval before viewing?
Recommended for serious buyers. A mortgage in principle confirms your budget, signals credibility to sellers and shortens completion. We can introduce you to specialist non-resident mortgage brokers familiar with the local market.
