For sale · Costa del Sol · Estepona
Available2-Bed Penthouse in Golf Hills, Estepona
Residential complexGolf HillsGated community
€435,000
2 beds · 2 baths · 110 m² built
Ref HT5505736Updated daily · Last sync 27 October 2026
About this property
Overview
Two-bedroom penthouse with private pool in Estepona, Costa del Sol. The 55-square-metre solarium terrace gives you open mountain views and space enough for a full outdoor dining setup, sun loungers, and the private plunge pool that sets this property apart from standard penthouses in the area.
The duplex layout spreads 110 square metres of interior space across two levels. The living area opens directly onto the terraces, with the master bedroom featuring an en-suite bathroom. The second bedroom and second bathroom complete the accommodation. You get 55 square metres of outdoor terrace space in total, including the private solarium on the upper level. The property comes fully furnished and benefits from one allocated parking space. Built in 2015, the penthouse remains in excellent condition throughout.
Golf Hills is a gated community in the Selwo district of Estepona, with communal swimming pools and padel courts within the complex. The development sits 3 kilometres from Estepona's beaches and marina, accessible in under 10 minutes by car. The A-7 coastal road runs nearby, connecting you to Puerto Banús in 15 minutes and Marbella's centre in 20 minutes.
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Features
What this home includes
- Pool
- Terrace
Property details
Specifications
- Property type
- Penthouse
- Subtype
- Penthouse duplex
- Bedrooms
- 2
- Bathrooms
- 2
- Built area
- 110 m²
- Terrace
- 55 m²
- Parking spaces
- 1
- Pool
- Yes
- Gated community
- Yes
- Energy rating
- D
- Complex
- Golf Hills
- City
- Estepona
- Province
- Málaga
- Coast
- Costa del Sol
Location
Estepona
Residential complexGolf HillsMap shows the Golf Hills complex location. Exact unit address provided upon request. This property is in EsteponaCosta del Sol.
9 questions answered
Buying this penthouse in Estepona
Can foreigners buy property in Estepona?
Yes. Spain places no restrictions on foreign buyers, EU and non-EU citizens can purchase freely in Estepona. You will need a Spanish NIE (foreigner tax number) before signing the title deed, plus a Spanish bank account for the transfer. The full purchase typically completes 6 to 10 weeks from signing the reservation contract.
What is an NIE and how do I get one?
The NIE (Número de Identificación de Extranjero) is your Spanish tax ID and is mandatory for buying property, opening a bank account or paying taxes. You can apply at a Spanish consulate in your home country or in person in Spain. Your lawyer can also obtain it on your behalf with a power of attorney, typically 2 to 4 weeks.
Do I need a Spanish lawyer?
Strongly recommended. An independent lawyer (abogado), separate from the agent and seller, verifies title, checks for debts and planning issues, drafts contracts and represents you at the notary. Typical fee is 1% of the purchase price plus VAT, with a minimum around €1,500.
How long does completion take?
From accepted offer to keys: 6 to 10 weeks for a resale, 30 to 45 days from reservation if no mortgage is needed. New-build off-plan completes when the development is delivered, often 18 to 36 months after reservation, with staged payments along the way.
What taxes will I pay buying a property in Estepona?
Resale property in Andalucía: ITP (transfer tax) at 7%. New-build: 10% IVA + 1.2% AJD (stamp duty). Plus notary, land registry and legal fees of roughly 1 to 2%. Budget 10 to 13% on top of the asking price for total acquisition costs.
What ongoing costs should I expect?
Annual IBI (council tax) is typically 0.4 to 1.1% of cadastral value. Community fees on apartments and gated villas range €100 to €600/month depending on amenities. Non-resident owners pay an annual income tax based on cadastral value, plus utilities and home insurance.
Are agent fees paid by the buyer or seller?
In Spain the seller pays the agent commission (typically 3 to 6% + VAT), already baked into the asking price. Buyers do not pay agent fees on resale or new-build.
Can non-residents get a Spanish mortgage?
Yes. Spanish banks lend to non-residents at typical LTVs of 60 to 70% of the lower of purchase price or valuation (vs 80% for residents). Rates are competitive with the rest of the eurozone. You will need 6 months of bank statements, tax returns and proof of income, pre-approval takes 2 to 4 weeks.
Should I get pre-approval before viewing?
Recommended for serious buyers. A mortgage in principle confirms your budget, signals credibility to sellers and shortens completion. We can introduce you to specialist non-resident mortgage brokers familiar with the local market.
