For sale · Costa del Sol · Estepona
Available€499,000
2 beds · 2 baths · 96 m² built
Ref HT5481823Updated daily · Last sync 27 October 2026



About this property
Two-bedroom penthouse with private pool in Estepona, Costa del Sol. This top-floor residence at Sunset Golf delivers 96 square metres of living space with a 74-square-metre terrace that extends the usable area by more than three-quarters. The terrace alone provides enough room for separate dining and lounging zones, with views stretching across the Mediterranean to Gibraltar and the Rif Mountains beyond.
Inside, the open-plan layout connects the kitchen, dining area, and living room in a single 40-square-metre space lit by floor-to-ceiling glass doors. Both bedrooms include fitted wardrobes, and the two bathrooms serve the property with one en suite to the main bedroom. The apartment comes fully furnished and maintained in excellent condition since its 2006 construction, requiring no immediate work. One underground parking space is included.
Sunset Golf sits within a gated residential complex built around an 18-hole championship course designed by Pepe Gancedo. The community pool and gardens occupy landscaped grounds, and the complex lies 4 kilometres from Estepona's marina and old town centre. Estepona beach is a seven-minute drive, while the AP-7 motorway provides access to Marbella in 20 minutes and Gibraltar Airport in 40 minutes. The property is sold with all furnishings and fittings in place.
Features
Property details
Location
Map shows the Sunset Golf complex location. Exact unit address provided upon request. This property is in EsteponaCosta del Sol.
9 questions answered
Yes. Spain places no restrictions on foreign buyers, EU and non-EU citizens can purchase freely in Estepona. You will need a Spanish NIE (foreigner tax number) before signing the title deed, plus a Spanish bank account for the transfer. The full purchase typically completes 6 to 10 weeks from signing the reservation contract.
The NIE (Número de Identificación de Extranjero) is your Spanish tax ID and is mandatory for buying property, opening a bank account or paying taxes. You can apply at a Spanish consulate in your home country or in person in Spain. Your lawyer can also obtain it on your behalf with a power of attorney, typically 2 to 4 weeks.
Strongly recommended. An independent lawyer (abogado), separate from the agent and seller, verifies title, checks for debts and planning issues, drafts contracts and represents you at the notary. Typical fee is 1% of the purchase price plus VAT, with a minimum around €1,500.
From accepted offer to keys: 6 to 10 weeks for a resale, 30 to 45 days from reservation if no mortgage is needed. New-build off-plan completes when the development is delivered, often 18 to 36 months after reservation, with staged payments along the way.
Resale property in Andalucía: ITP (transfer tax) at 7%. New-build: 10% IVA + 1.2% AJD (stamp duty). Plus notary, land registry and legal fees of roughly 1 to 2%. Budget 10 to 13% on top of the asking price for total acquisition costs.
Annual IBI (council tax) is typically 0.4 to 1.1% of cadastral value. Community fees on apartments and gated villas range €100 to €600/month depending on amenities. Non-resident owners pay an annual income tax based on cadastral value, plus utilities and home insurance.
In Spain the seller pays the agent commission (typically 3 to 6% + VAT), already baked into the asking price. Buyers do not pay agent fees on resale or new-build.
Yes. Spanish banks lend to non-residents at typical LTVs of 60 to 70% of the lower of purchase price or valuation (vs 80% for residents). Rates are competitive with the rest of the eurozone. You will need 6 months of bank statements, tax returns and proof of income, pre-approval takes 2 to 4 weeks.
Recommended for serious buyers. A mortgage in principle confirms your budget, signals credibility to sellers and shortens completion. We can introduce you to specialist non-resident mortgage brokers familiar with the local market.
Market context
Live €/m² comparisons from current inventory of similar penthouses in the same city.
This Penthouse
€5,198 / m²
€5,198 × 96 m² = €499,000 asking
Comparable averages
Estepona penthouses
224 active listings
Similar properties
Market average €6,216/sqm across 224 active estepona penthouses.