For sale · Costa del Sol · Fuengirola
Available2-Bed Apartment in Lomas 5, Fuengirola
Residential complexLomas 5
€695,000
2 beds · 2 baths · 80 m² built · 56 m² plot
Ref HT5465440Updated daily · Last sync 31 October 2026
About this property
Overview
Two-bedroom apartment with private pool in Fuengirola, Costa del Sol. This ground-level home in the Lomas 5 development includes a 56-square-metre private garden extending directly from the 33-square-metre terrace, creating an unusual 89 square metres of outdoor space for a coastal apartment. The garden accommodates a private pool, and the property comes fully furnished with cashmere-toned interiors and natural wood finishes throughout its 80 square metres of living space.
Inside, both bedrooms are doubles, each served by its own bathroom. The open-plan living area connects to the terrace through floor-to-ceiling glass, and the kitchen arrives fitted with integrated appliances. Storage extends beyond the apartment itself: a dedicated storage room and two parking spaces are included in the sale. The development completes in 2026, and this unit has never been occupied. Air conditioning runs throughout, and the terrace offers views across the Mediterranean and inland towards the mountains.
Lomas 5 sits within the El Higuerón resort area in the hills above Fuengirola, where the development shares access to the resort's sports club, spa facilities, and restaurants. Fuengirola's marina lies 3 kilometres south, reachable in under ten minutes by car, whilst Málaga airport is 20 kilometres northeast along the A7. The Carvajal train station connects to central Fuengirola in four minutes and to Málaga city in 35 minutes. The complex itself includes landscaped communal gardens and a residents' pool separate from the private pool in this apartment's garden.
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Features
What this home includes
- Pool
- Terrace
Property details
Specifications
- Property type
- Apartment
- Subtype
- Ground floor apartment
- Bedrooms
- 2
- Bathrooms
- 2
- Built area
- 80 m²
- Terrace
- 33 m²
- Plot size
- 56 m²
- Parking spaces
- 1
- Levels
- 3
- Year built
- 2026
- Condition
- Excellent
- Furniture
- Fully Furnished
- Pool
- Yes
- Complex
- Lomas 5
- City
- Fuengirola
- Postcode
- 29693
- Province
- Málaga
- Coast
- Costa del Sol
Location
Fuengirola
Residential complexLomas 5Map shows the Lomas 5 complex location. Exact unit address provided upon request. This property is in FuengirolaCosta del Sol.
Málaga Airport (AGP)
31 mindrive
9 questions answered
Buying this apartment in Fuengirola
Can foreigners buy property in Fuengirola?
Yes. Spain places no restrictions on foreign buyers, EU and non-EU citizens can purchase freely in Fuengirola. You will need a Spanish NIE (foreigner tax number) before signing the title deed, plus a Spanish bank account for the transfer. The full purchase typically completes 6 to 10 weeks from signing the reservation contract.
What is an NIE and how do I get one?
The NIE (Número de Identificación de Extranjero) is your Spanish tax ID and is mandatory for buying property, opening a bank account or paying taxes. You can apply at a Spanish consulate in your home country or in person in Spain. Your lawyer can also obtain it on your behalf with a power of attorney, typically 2 to 4 weeks.
Do I need a Spanish lawyer?
Strongly recommended. An independent lawyer (abogado), separate from the agent and seller, verifies title, checks for debts and planning issues, drafts contracts and represents you at the notary. Typical fee is 1% of the purchase price plus VAT, with a minimum around €1,500.
How long does completion take?
From accepted offer to keys: 6 to 10 weeks for a resale, 30 to 45 days from reservation if no mortgage is needed. New-build off-plan completes when the development is delivered, often 18 to 36 months after reservation, with staged payments along the way.
What taxes will I pay buying a property in Fuengirola?
Resale property in Andalucía: ITP (transfer tax) at 7%. New-build: 10% IVA + 1.2% AJD (stamp duty). Plus notary, land registry and legal fees of roughly 1 to 2%. Budget 10 to 13% on top of the asking price for total acquisition costs.
What ongoing costs should I expect?
Annual IBI (council tax) is typically 0.4 to 1.1% of cadastral value. Community fees on apartments and gated villas range €100 to €600/month depending on amenities. Non-resident owners pay an annual income tax based on cadastral value, plus utilities and home insurance.
Are agent fees paid by the buyer or seller?
In Spain the seller pays the agent commission (typically 3 to 6% + VAT), already baked into the asking price. Buyers do not pay agent fees on resale or new-build.
Can non-residents get a Spanish mortgage?
Yes. Spanish banks lend to non-residents at typical LTVs of 60 to 70% of the lower of purchase price or valuation (vs 80% for residents). Rates are competitive with the rest of the eurozone. You will need 6 months of bank statements, tax returns and proof of income, pre-approval takes 2 to 4 weeks.
Should I get pre-approval before viewing?
Recommended for serious buyers. A mortgage in principle confirms your budget, signals credibility to sellers and shortens completion. We can introduce you to specialist non-resident mortgage brokers familiar with the local market.
