For sale · Costa del Sol · Estepona
Available2-Bed Apartment in Apartagolf, Estepona
Residential complexApartagolf
€395,000
2 beds · 2 baths · 114 m² built · 114 m² plot
Ref HT5528047Updated daily · Last sync 30 October 2026
About this property
Overview
Two-bedroom apartment with private sauna in Estepona, Costa del Sol. This 114-square-metre residence in the Apartagolf complex delivers an unusual wellness feature rarely found in coastal apartments: your own in-home sauna for year-round relaxation after beach days or golf rounds. The apartment comes fully furnished and sits on a middle floor with lift access, removing the usual climb with shopping bags or suitcases.
Inside, two double bedrooms share two bathrooms across a step-free layout that flows from the fully fitted kitchen through to the living area. Two separate balconies extend the living space outdoors, each offering a different aspect for morning coffee or evening drinks. The 1977 building maintains good condition throughout, with practical touches like designated parking for one vehicle included in the sale. Storage runs through built-in wardrobes in both bedrooms, while the kitchen arrives equipped with integrated appliances.
The Apartagolf complex sits adjacent to Estepona Golf, with the first tee a three-minute walk from the front door. Estepona's old town centre lies 2.5 kilometres east, reachable in five minutes by car, where the weekly market fills Plaza de las Flores every Sunday morning. The beach at Playa del Cristo is 3 kilometres south, and the complex benefits from a quiet residential position while remaining connected to coastal amenities along the A7.
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Features
What this home includes
- Pool
Property details
Specifications
- Property type
- Apartment
- Subtype
- Middle floor apartment
- Bedrooms
- 2
- Bathrooms
- 2
- Built area
- 114 m²
- Plot size
- 114 m²
- Parking spaces
- 1
- Levels
- 1
- Year built
- 1977
- Condition
- Good
- Furniture
- Fully Furnished
- Pool
- Yes
- Complex
- Apartagolf
- City
- Estepona
- Postcode
- 29688
- Province
- Málaga
- Coast
- Costa del Sol
Location
Estepona
Map shows the approximate Estepona area. The exact position of Apartagolf is not published. This property is in EsteponaCosta del Sol.
La Rada
4 mindrive
Azata Golf
14 mindrive
Puerto Estepona
4 mindrive
Hospital de Alta Resolución de Estepona
11 mindrive
Málaga Airport (AGP)
70 mindrive
9 questions answered
Buying this apartment in Estepona
Can foreigners buy property in Estepona?
Yes. Spain places no restrictions on foreign buyers, EU and non-EU citizens can purchase freely in Estepona. You will need a Spanish NIE (foreigner tax number) before signing the title deed, plus a Spanish bank account for the transfer. The full purchase typically completes 6 to 10 weeks from signing the reservation contract.
What is an NIE and how do I get one?
The NIE (Número de Identificación de Extranjero) is your Spanish tax ID and is mandatory for buying property, opening a bank account or paying taxes. You can apply at a Spanish consulate in your home country or in person in Spain. Your lawyer can also obtain it on your behalf with a power of attorney, typically 2 to 4 weeks.
Do I need a Spanish lawyer?
Strongly recommended. An independent lawyer (abogado), separate from the agent and seller, verifies title, checks for debts and planning issues, drafts contracts and represents you at the notary. Typical fee is 1% of the purchase price plus VAT, with a minimum around €1,500.
How long does completion take?
From accepted offer to keys: 6 to 10 weeks for a resale, 30 to 45 days from reservation if no mortgage is needed. New-build off-plan completes when the development is delivered, often 18 to 36 months after reservation, with staged payments along the way.
What taxes will I pay buying a property in Estepona?
Resale property in Andalucía: ITP (transfer tax) at 7%. New-build: 10% IVA + 1.2% AJD (stamp duty). Plus notary, land registry and legal fees of roughly 1 to 2%. Budget 10 to 13% on top of the asking price for total acquisition costs.
What ongoing costs should I expect?
Annual IBI (council tax) is typically 0.4 to 1.1% of cadastral value. Community fees on apartments and gated villas range €100 to €600/month depending on amenities. Non-resident owners pay an annual income tax based on cadastral value, plus utilities and home insurance.
Are agent fees paid by the buyer or seller?
In Spain the seller pays the agent commission (typically 3 to 6% + VAT), already baked into the asking price. Buyers do not pay agent fees on resale or new-build.
Can non-residents get a Spanish mortgage?
Yes. Spanish banks lend to non-residents at typical LTVs of 60 to 70% of the lower of purchase price or valuation (vs 80% for residents). Rates are competitive with the rest of the eurozone. You will need 6 months of bank statements, tax returns and proof of income, pre-approval takes 2 to 4 weeks.
Should I get pre-approval before viewing?
Recommended for serious buyers. A mortgage in principle confirms your budget, signals credibility to sellers and shortens completion. We can introduce you to specialist non-resident mortgage brokers familiar with the local market.
