For sale · Costa del Sol · Estepona
Available2-Bed Apartment in Mirador del Golf, Estepona
Residential complexMirador del GolfGated community
€529,000
2 beds · 2 baths · 205 m² built · 51 m² plot
Ref HT5523685Updated daily · Last sync 23 October 2026
About this property
Overview
Two-bedroom apartment with private pool in Estepona, Costa del Sol. This south-facing residence includes a 51-square-metre private garden with its own swimming pool, a rare feature in a gated community setting. Built in 2021 and maintained in excellent condition, the 205-square-metre layout delivers contemporary open-plan living with direct garden access from the main reception rooms.
Inside, the apartment provides two double bedrooms with fitted wardrobes, two bathrooms, and a kitchen integrated into the living space. Electric blinds control natural light throughout, while both air conditioning and central heating regulate temperature year-round. The private terrace extends the living area outdoors, and a dedicated garage space is included in the sale. Fully furnished interiors mean the property is ready for immediate occupation, with views over the communal gardens and surrounding mountains from the principal rooms.
Mirador del Golf is a gated community of 54 apartments with landscaped gardens, a communal pool, and 24-hour security. The complex sits adjacent to Estepona Golf, with the first tee less than 400 metres from the entrance. Estepona's old town centre lies four kilometres west, accessible in under eight minutes by car, while the beaches of Costa del Sol are a similar distance to the south. The property's ground-level garden opens directly onto the communal green spaces, creating an extended outdoor area beyond the private boundary.
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Features
What this home includes
- Pool
Property details
Specifications
- Property type
- Apartment
- Subtype
- Middle floor apartment
- Bedrooms
- 2
- Bathrooms
- 2
- Built area
- 205 m²
- Plot size
- 51 m²
- Parking spaces
- 1
- Levels
- 1
- Year built
- 2021
- Condition
- Excellent
- Furniture
- Fully Furnished
- Pool
- Yes
- Gated community
- Yes
- Orientation
- south
- Complex
- Mirador del Golf
- City
- Estepona
- Province
- Málaga
- Coast
- Costa del Sol
Location
Estepona
Residential complexMirador del GolfMap shows the Mirador del Golf complex location. Exact unit address provided upon request. This property is in EsteponaCosta del Sol.
9 questions answered
Buying this apartment in Estepona
Can foreigners buy property in Estepona?
Yes. Spain places no restrictions on foreign buyers, EU and non-EU citizens can purchase freely in Estepona. You will need a Spanish NIE (foreigner tax number) before signing the title deed, plus a Spanish bank account for the transfer. The full purchase typically completes 6 to 10 weeks from signing the reservation contract.
What is an NIE and how do I get one?
The NIE (Número de Identificación de Extranjero) is your Spanish tax ID and is mandatory for buying property, opening a bank account or paying taxes. You can apply at a Spanish consulate in your home country or in person in Spain. Your lawyer can also obtain it on your behalf with a power of attorney, typically 2 to 4 weeks.
Do I need a Spanish lawyer?
Strongly recommended. An independent lawyer (abogado), separate from the agent and seller, verifies title, checks for debts and planning issues, drafts contracts and represents you at the notary. Typical fee is 1% of the purchase price plus VAT, with a minimum around €1,500.
How long does completion take?
From accepted offer to keys: 6 to 10 weeks for a resale, 30 to 45 days from reservation if no mortgage is needed. New-build off-plan completes when the development is delivered, often 18 to 36 months after reservation, with staged payments along the way.
What taxes will I pay buying a property in Estepona?
Resale property in Andalucía: ITP (transfer tax) at 7%. New-build: 10% IVA + 1.2% AJD (stamp duty). Plus notary, land registry and legal fees of roughly 1 to 2%. Budget 10 to 13% on top of the asking price for total acquisition costs.
What ongoing costs should I expect?
Annual IBI (council tax) is typically 0.4 to 1.1% of cadastral value. Community fees on apartments and gated villas range €100 to €600/month depending on amenities. Non-resident owners pay an annual income tax based on cadastral value, plus utilities and home insurance.
Are agent fees paid by the buyer or seller?
In Spain the seller pays the agent commission (typically 3 to 6% + VAT), already baked into the asking price. Buyers do not pay agent fees on resale or new-build.
Can non-residents get a Spanish mortgage?
Yes. Spanish banks lend to non-residents at typical LTVs of 60 to 70% of the lower of purchase price or valuation (vs 80% for residents). Rates are competitive with the rest of the eurozone. You will need 6 months of bank statements, tax returns and proof of income, pre-approval takes 2 to 4 weeks.
Should I get pre-approval before viewing?
Recommended for serious buyers. A mortgage in principle confirms your budget, signals credibility to sellers and shortens completion. We can introduce you to specialist non-resident mortgage brokers familiar with the local market.
