For sale · Costa del Sol · Estepona
Available€530,000€545,000
2 beds · 2 baths · 144 m² built · 35 m² plot
Price reduced
Ref HT5499517Updated daily · Last sync 31 October 2026



About this property
Two-bedroom apartment with private pool in Estepona, Costa del Sol. This ground-floor residence in the gated Benatalaya complex has undergone a complete renovation, introducing underfloor heating in both bathrooms, centralised air conditioning and stucco finishes that bring texture and warmth to every room.
Inside, 144 square metres of living space unfolds across two bedrooms and two bathrooms, anchored by a brand-new kitchen fitted with contemporary units and appliances. The living area opens directly onto a 30-square-metre terrace and 35-square-metre private garden, creating an extended outdoor room for year-round use. Both bathrooms feature the underfloor heating system, and the property includes a dedicated storage room for seasonal items and equipment. Two private parking spaces come with the apartment, eliminating the usual coastal parking concerns.
Benatalaya sits within secure, maintained grounds that include a spa, gymnasium and landscaped gardens patrolled by 24-hour security. The complex lies 2 kilometres from Estepona's marina, where waterfront restaurants and the town's historic centre draw residents and visitors alike. The development's position on the western edge of Estepona places it 15 minutes by car from Puerto Banús and within walking distance of several beaches along this quieter stretch of coastline. Furniture can be included in the sale by separate negotiation.
Features
Property details
Location
Map shows the Benatalaya complex location. Exact unit address provided upon request. This property is in EsteponaCosta del Sol.
9 questions answered
Yes. Spain places no restrictions on foreign buyers, EU and non-EU citizens can purchase freely in Estepona. You will need a Spanish NIE (foreigner tax number) before signing the title deed, plus a Spanish bank account for the transfer. The full purchase typically completes 6 to 10 weeks from signing the reservation contract.
The NIE (Número de Identificación de Extranjero) is your Spanish tax ID and is mandatory for buying property, opening a bank account or paying taxes. You can apply at a Spanish consulate in your home country or in person in Spain. Your lawyer can also obtain it on your behalf with a power of attorney, typically 2 to 4 weeks.
Strongly recommended. An independent lawyer (abogado), separate from the agent and seller, verifies title, checks for debts and planning issues, drafts contracts and represents you at the notary. Typical fee is 1% of the purchase price plus VAT, with a minimum around €1,500.
From accepted offer to keys: 6 to 10 weeks for a resale, 30 to 45 days from reservation if no mortgage is needed. New-build off-plan completes when the development is delivered, often 18 to 36 months after reservation, with staged payments along the way.
Resale property in Andalucía: ITP (transfer tax) at 7%. New-build: 10% IVA + 1.2% AJD (stamp duty). Plus notary, land registry and legal fees of roughly 1 to 2%. Budget 10 to 13% on top of the asking price for total acquisition costs.
Annual IBI (council tax) is typically 0.4 to 1.1% of cadastral value. Community fees on apartments and gated villas range €100 to €600/month depending on amenities. Non-resident owners pay an annual income tax based on cadastral value, plus utilities and home insurance.
In Spain the seller pays the agent commission (typically 3 to 6% + VAT), already baked into the asking price. Buyers do not pay agent fees on resale or new-build.
Yes. Spanish banks lend to non-residents at typical LTVs of 60 to 70% of the lower of purchase price or valuation (vs 80% for residents). Rates are competitive with the rest of the eurozone. You will need 6 months of bank statements, tax returns and proof of income, pre-approval takes 2 to 4 weeks.
Recommended for serious buyers. A mortgage in principle confirms your budget, signals credibility to sellers and shortens completion. We can introduce you to specialist non-resident mortgage brokers familiar with the local market.
Market context
Live €/m² comparisons from current inventory of similar apartments in the same city.
This Apartment
€3,681 / m²
€3,681 × 144 m² = €530,000 asking
Comparable averages
Estepona apartments
661 active listings
Similar properties
Market average €5,295/sqm across 661 active estepona apartments.