For sale · Costa del Sol · Estepona
Available€531,000
2 beds · 2 baths · 98 m² built · 34 m² plot
Ref HT5495068Updated daily · Last sync 31 October 2026



About this property
Two-bedroom apartment with private pool in Atalaya, Costa del Sol. This ground-floor property delivers 98 square metres of living space plus direct garden access from the terrace, meaning you step straight onto 34 square metres of private outdoor ground without stairs or shared pathways.
Inside, the layout separates the two bedrooms across 98 square metres of built area, with two full bathrooms and a kitchen that includes a dedicated utility room. The living room opens onto a 31-square-metre terrace that connects to the private garden, creating a combined outdoor area of 65 square metres. One parking space is included, and the apartment is unfurnished. Built in 2005 and maintained in excellent condition, the property sits within a secure gated community that provides 24-hour security, outdoor swimming pools, an indoor pool, a spa area, and a gym.
Atalaya sits between San Pedro de Alcántara and Estepona, three kilometres from San Pedro town centre and its beachfront promenade. The location places you within walking distance of Atalaya International School and surrounded by four golf courses: Atalaya Golf Club borders the area to the north, with Guadalmina Golf, Los Arqueros, and El Paraíso all within a five-minute drive. Supermarkets and restaurants line the main road through Atalaya, and the AP-7 motorway connects you to Marbella in 12 minutes or Estepona in eight.
Features
Property details
Location
Map shows the approximate Atalaya, Estepona area. The exact position of atalaya golf is not published. This property is in AtalayaEsteponaCosta del Sol.
9 questions answered
Yes. Spain places no restrictions on foreign buyers, EU and non-EU citizens can purchase freely in Atalaya. You will need a Spanish NIE (foreigner tax number) before signing the title deed, plus a Spanish bank account for the transfer. The full purchase typically completes 6 to 10 weeks from signing the reservation contract.
The NIE (Número de Identificación de Extranjero) is your Spanish tax ID and is mandatory for buying property, opening a bank account or paying taxes. You can apply at a Spanish consulate in your home country or in person in Spain. Your lawyer can also obtain it on your behalf with a power of attorney, typically 2 to 4 weeks.
Strongly recommended. An independent lawyer (abogado), separate from the agent and seller, verifies title, checks for debts and planning issues, drafts contracts and represents you at the notary. Typical fee is 1% of the purchase price plus VAT, with a minimum around €1,500.
From accepted offer to keys: 6 to 10 weeks for a resale, 30 to 45 days from reservation if no mortgage is needed. New-build off-plan completes when the development is delivered, often 18 to 36 months after reservation, with staged payments along the way.
Resale property in Andalucía: ITP (transfer tax) at 7%. New-build: 10% IVA + 1.2% AJD (stamp duty). Plus notary, land registry and legal fees of roughly 1 to 2%. Budget 10 to 13% on top of the asking price for total acquisition costs.
Annual IBI (council tax) is typically 0.4 to 1.1% of cadastral value. Community fees on apartments and gated villas range €100 to €600/month depending on amenities. Non-resident owners pay an annual income tax based on cadastral value, plus utilities and home insurance.
In Spain the seller pays the agent commission (typically 3 to 6% + VAT), already baked into the asking price. Buyers do not pay agent fees on resale or new-build.
Yes. Spanish banks lend to non-residents at typical LTVs of 60 to 70% of the lower of purchase price or valuation (vs 80% for residents). Rates are competitive with the rest of the eurozone. You will need 6 months of bank statements, tax returns and proof of income, pre-approval takes 2 to 4 weeks.
Recommended for serious buyers. A mortgage in principle confirms your budget, signals credibility to sellers and shortens completion. We can introduce you to specialist non-resident mortgage brokers familiar with the local market.
Market context
Live €/m² comparisons from current inventory of similar apartments in the same city.
This Apartment
€5,418 / m²
€5,418 × 98 m² = €531,000 asking
Comparable averages
Estepona apartments
653 active listings
Similar properties
Market average €5,308/sqm across 653 active estepona apartments.