For sale · Costa del Sol · Estepona
Available€449,000€450,000
2 beds · 2 baths · 99 m² built · 30 m² plot
Price reduced
Ref HT5173609Updated daily · Last sync 31 October 2026



About this property
Two-bedroom apartment with private pool in Atalaya, Costa del Sol. The 30sqm private terrace hosts your own plunge pool, oriented south-west to hold afternoon light across the water. This is a ground-level setup in a gated complex where the pool sits steps from the living space, no shared schedule required.
Inside, 99sqm of living area includes two double bedrooms, each with an en-suite bathroom, and an open-plan kitchen that flows into the lounge without partition walls. The apartment comes fully furnished with contemporary pieces selected to complement the neutral stone floors and floor-to-ceiling windows. A single underground parking space is included. The terrace extends the full width of the property at 25sqm, large enough for a dining table, sun loungers, and the private pool without crowding the layout.
Benatalaya is a gated development set among golf fairways on the Atalaya strip, with 24-hour security, tropical gardens, a residents' spa with heated indoor pool, sauna, and a gym. The complex sits 3 kilometres from San Pedro de Alcántara, where the boulevard runs parallel to the beach and holds weekly markets. Mountain views frame the northern edge of the terrace, looking towards the Sierra Bermeja range.
Features
Property details
Location
Map shows the Benatalaya complex location. Exact unit address provided upon request. This property is in AtalayaEsteponaCosta del Sol.
9 questions answered
Yes. Spain places no restrictions on foreign buyers, EU and non-EU citizens can purchase freely in Atalaya. You will need a Spanish NIE (foreigner tax number) before signing the title deed, plus a Spanish bank account for the transfer. The full purchase typically completes 6 to 10 weeks from signing the reservation contract.
The NIE (Número de Identificación de Extranjero) is your Spanish tax ID and is mandatory for buying property, opening a bank account or paying taxes. You can apply at a Spanish consulate in your home country or in person in Spain. Your lawyer can also obtain it on your behalf with a power of attorney, typically 2 to 4 weeks.
Strongly recommended. An independent lawyer (abogado), separate from the agent and seller, verifies title, checks for debts and planning issues, drafts contracts and represents you at the notary. Typical fee is 1% of the purchase price plus VAT, with a minimum around €1,500.
From accepted offer to keys: 6 to 10 weeks for a resale, 30 to 45 days from reservation if no mortgage is needed. New-build off-plan completes when the development is delivered, often 18 to 36 months after reservation, with staged payments along the way.
Resale property in Andalucía: ITP (transfer tax) at 7%. New-build: 10% IVA + 1.2% AJD (stamp duty). Plus notary, land registry and legal fees of roughly 1 to 2%. Budget 10 to 13% on top of the asking price for total acquisition costs.
Annual IBI (council tax) is typically 0.4 to 1.1% of cadastral value. Community fees on apartments and gated villas range €100 to €600/month depending on amenities. Non-resident owners pay an annual income tax based on cadastral value, plus utilities and home insurance.
In Spain the seller pays the agent commission (typically 3 to 6% + VAT), already baked into the asking price. Buyers do not pay agent fees on resale or new-build.
Yes. Spanish banks lend to non-residents at typical LTVs of 60 to 70% of the lower of purchase price or valuation (vs 80% for residents). Rates are competitive with the rest of the eurozone. You will need 6 months of bank statements, tax returns and proof of income, pre-approval takes 2 to 4 weeks.
Recommended for serious buyers. A mortgage in principle confirms your budget, signals credibility to sellers and shortens completion. We can introduce you to specialist non-resident mortgage brokers familiar with the local market.
Market context
Live €/m² comparisons from current inventory of similar apartments in the same city.
This Apartment
€4,535 / m²
€4,535 × 99 m² = €449,000 asking
Comparable averages
Estepona apartments
661 active listings
Similar properties
Market average €5,294/sqm across 661 active estepona apartments.