For sale · Costa del Sol · Estepona
Available2-Bed Apartment in Terrazas del Sol, Estepona
Residential complexTerrazas del SolGated community
€305,000
2 beds · 2 baths · 75 m² built
Ref HT5498851Updated daily · Last sync 27 October 2026
About this property
Overview
Two-bedroom apartment with private pool in Selwo, Costa del Sol. This south-facing residence commands panoramic views across the Mediterranean to Gibraltar and the African coastline beyond. The 19-square-metre terrace extends the full width of the living space, providing an outdoor room where the morning sun arrives early and lingers through the afternoon.
Inside, the 75-square-metre layout separates the two bedrooms to opposite ends of the apartment, each generously proportioned with fitted wardrobes. The master bedroom includes an en-suite bathroom, while a second full bathroom serves the guest bedroom and communal areas. The living-dining room opens directly onto the terrace through floor-to-ceiling glass doors, flooding the space with natural light. A semi-open kitchen sits adjacent to the dining area, fully equipped and finished with modern units. The apartment comes part-furnished and has been maintained in good condition since its construction in 2001.
Terrazas del Sol is a gated residential community in Selwo, secured with 24-hour surveillance and surrounded by mature Mediterranean gardens. Residents share access to a communal swimming pool set within landscaped grounds. The property includes a private underground parking space, a notable feature as most units in the complex rely on outdoor parking. Selwo sits 8 kilometres west of Estepona's marina and old town, a 10-minute drive along the coastal road, with direct access to the A-7 motorway connecting Marbella to the east and Sotogrande to the west.
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Features
What this home includes
- Panoramic view
- Sea view
- Air conditioning
- Fitted kitchen
- Fitted wardrobes
- Covered parking
- Urbanisation
- Terrace
Property details
Specifications
- Property type
- Apartment
- Subtype
- Middle floor apartment
- Bedrooms
- 2
- Bathrooms
- 2
- Built area
- 75 m²
- Terrace
- 19 m²
- Pool
- Yes
- Gated community
- Yes
- Sea view
- Yes
- Orientation
- South
- Complex
- Terrazas del Sol
- Area
- Selwo
- City
- Estepona
- Province
- Málaga
- Coast
- Costa del Sol
Location
Selwo, Estepona
Residential complexTerrazas del SolMap shows the Terrazas del Sol complex location. Exact unit address provided upon request. This property is in SelwoEsteponaCosta del Sol.
9 questions answered
Buying this apartment in Selwo
Can foreigners buy property in Selwo?
Yes. Spain places no restrictions on foreign buyers, EU and non-EU citizens can purchase freely in Selwo. You will need a Spanish NIE (foreigner tax number) before signing the title deed, plus a Spanish bank account for the transfer. The full purchase typically completes 6 to 10 weeks from signing the reservation contract.
What is an NIE and how do I get one?
The NIE (Número de Identificación de Extranjero) is your Spanish tax ID and is mandatory for buying property, opening a bank account or paying taxes. You can apply at a Spanish consulate in your home country or in person in Spain. Your lawyer can also obtain it on your behalf with a power of attorney, typically 2 to 4 weeks.
Do I need a Spanish lawyer?
Strongly recommended. An independent lawyer (abogado), separate from the agent and seller, verifies title, checks for debts and planning issues, drafts contracts and represents you at the notary. Typical fee is 1% of the purchase price plus VAT, with a minimum around €1,500.
How long does completion take?
From accepted offer to keys: 6 to 10 weeks for a resale, 30 to 45 days from reservation if no mortgage is needed. New-build off-plan completes when the development is delivered, often 18 to 36 months after reservation, with staged payments along the way.
What taxes will I pay buying a property in Selwo?
Resale property in Andalucía: ITP (transfer tax) at 7%. New-build: 10% IVA + 1.2% AJD (stamp duty). Plus notary, land registry and legal fees of roughly 1 to 2%. Budget 10 to 13% on top of the asking price for total acquisition costs.
What ongoing costs should I expect?
Annual IBI (council tax) is typically 0.4 to 1.1% of cadastral value. Community fees on apartments and gated villas range €100 to €600/month depending on amenities. Non-resident owners pay an annual income tax based on cadastral value, plus utilities and home insurance.
Are agent fees paid by the buyer or seller?
In Spain the seller pays the agent commission (typically 3 to 6% + VAT), already baked into the asking price. Buyers do not pay agent fees on resale or new-build.
Can non-residents get a Spanish mortgage?
Yes. Spanish banks lend to non-residents at typical LTVs of 60 to 70% of the lower of purchase price or valuation (vs 80% for residents). Rates are competitive with the rest of the eurozone. You will need 6 months of bank statements, tax returns and proof of income, pre-approval takes 2 to 4 weeks.
Should I get pre-approval before viewing?
Recommended for serious buyers. A mortgage in principle confirms your budget, signals credibility to sellers and shortens completion. We can introduce you to specialist non-resident mortgage brokers familiar with the local market.
