For sale · Costa del Sol · Estepona
Available2-Bed Apartment in Agora, Estepona
Residential complexAgoraGated community
€489,000€550,000
2 beds · 2 baths · 95 m² built
Price reduced
Ref HT5378629Updated daily · Last sync 27 October 2026
About this property
Overview
Two-bedroom apartment with private pool in Selwo, Costa del Sol. This ground-floor residence in the Ágora complex delivers 95 square metres of open-plan living space behind a 44-square-metre west-facing terrace, where mountain and forest views extend across the New Golden Mile. Built in 2021, the apartment features porcelain floors throughout and a kitchen fitted with Bosch and Siemens appliances.
The layout separates two double bedrooms with two bathrooms across a single level, while the living and kitchen areas occupy a continuous footprint that opens directly onto the terrace. Air conditioning provides heating and cooling in all rooms. Natural light reaches the interior through floor-to-ceiling glazing on the western elevation. Fine carpentry and stone detailing appear in the kitchen and bathroom finishes. Underground parking includes one allocated space and a storage room.
Ágora comprises 34 apartments within a gated perimeter in Selwo, where the complex sits 3 kilometres inland from the Mediterranean shoreline. Residents access a communal outdoor pool, gym, and 24-hour security. The development lies 8 minutes by car from Estepona's marina and old quarter, with direct road links to the AP-7 motorway for Marbella and Sotogrande. The apartment is available with optional furniture included in the sale.
Read moreRead less
Features
What this home includes
- Countryside view
- Mountain view
- Pool view
- Air conditioning
- Double glazing
- Fitted kitchen
- Fitted wardrobes
- Storage room
- Utility room
- Private parking
- Fibre internet
- Urbanisation
- Terrace
Property details
Specifications
- Property type
- Apartment
- Subtype
- Middle floor apartment
- Bedrooms
- 2
- Bathrooms
- 2
- Built area
- 95 m²
- Terrace
- 44 m²
- Parking spaces
- 1
- Pool
- Yes
- Gated community
- Yes
- Orientation
- West
- Complex
- Agora
- Area
- Selwo
- City
- Estepona
- Province
- Málaga
- Coast
- Costa del Sol
Location
Selwo, Estepona
Residential complexAgoraMap shows the Agora complex location. Exact unit address provided upon request. This property is in SelwoEsteponaCosta del Sol.
Playa del Padron
6 mindrive
Club de Golf El Coto de la Serena
8 mindrive
Puerto Estepona
12 mindrive
The International School of Estepona
12 mindrive
spanish school
9 mindrive
Aldi
5 mindrive
Hospital Hospiten de Estepona
4 mindrive
Pharmacy
4 mindrive
Mustang
12 mindrive
Estepona
12 mindrive
Gibraltar Airport (GIB)
50 mindrive
Mountain side, north of the coastal road (A-7), hillside setting.
9 questions answered
Buying this apartment in Selwo
Can foreigners buy property in Selwo?
Yes. Spain places no restrictions on foreign buyers, EU and non-EU citizens can purchase freely in Selwo. You will need a Spanish NIE (foreigner tax number) before signing the title deed, plus a Spanish bank account for the transfer. The full purchase typically completes 6 to 10 weeks from signing the reservation contract.
What is an NIE and how do I get one?
The NIE (Número de Identificación de Extranjero) is your Spanish tax ID and is mandatory for buying property, opening a bank account or paying taxes. You can apply at a Spanish consulate in your home country or in person in Spain. Your lawyer can also obtain it on your behalf with a power of attorney, typically 2 to 4 weeks.
Do I need a Spanish lawyer?
Strongly recommended. An independent lawyer (abogado), separate from the agent and seller, verifies title, checks for debts and planning issues, drafts contracts and represents you at the notary. Typical fee is 1% of the purchase price plus VAT, with a minimum around €1,500.
How long does completion take?
From accepted offer to keys: 6 to 10 weeks for a resale, 30 to 45 days from reservation if no mortgage is needed. New-build off-plan completes when the development is delivered, often 18 to 36 months after reservation, with staged payments along the way.
What taxes will I pay buying a property in Selwo?
Resale property in Andalucía: ITP (transfer tax) at 7%. New-build: 10% IVA + 1.2% AJD (stamp duty). Plus notary, land registry and legal fees of roughly 1 to 2%. Budget 10 to 13% on top of the asking price for total acquisition costs.
What ongoing costs should I expect?
Annual IBI (council tax) is typically 0.4 to 1.1% of cadastral value. Community fees on apartments and gated villas range €100 to €600/month depending on amenities. Non-resident owners pay an annual income tax based on cadastral value, plus utilities and home insurance.
Are agent fees paid by the buyer or seller?
In Spain the seller pays the agent commission (typically 3 to 6% + VAT), already baked into the asking price. Buyers do not pay agent fees on resale or new-build.
Can non-residents get a Spanish mortgage?
Yes. Spanish banks lend to non-residents at typical LTVs of 60 to 70% of the lower of purchase price or valuation (vs 80% for residents). Rates are competitive with the rest of the eurozone. You will need 6 months of bank statements, tax returns and proof of income, pre-approval takes 2 to 4 weeks.
Should I get pre-approval before viewing?
Recommended for serious buyers. A mortgage in principle confirms your budget, signals credibility to sellers and shortens completion. We can introduce you to specialist non-resident mortgage brokers familiar with the local market.
