For sale · Costa del Sol · Marbella
Available€339,900€340,000
2 beds · 2 baths · 90 m² built
Price reduced
Ref HT5514667Updated daily · Last sync 23 October 2026



About this property
Two-bedroom apartment with sea views in Reserva de Marbella, Costa del Sol. The property has remained owner-occupied since purchase, never rented, which shows in its excellent condition throughout. The 40sqm terrace frames uninterrupted views across the Mediterranean, providing a natural extension to the 90sqm interior space.
Inside, two bedrooms share two bathrooms across a layout that separates the sleeping quarters from the main living area. The 90sqm built space includes a fully equipped kitchen, though furniture remains optional depending on buyer preference. A private underground garage space and dedicated storeroom solve the practical storage needs that often challenge coastal apartment living. The complex maintains gated access with subtropical gardens surrounding multiple swimming pools, all positioned to take advantage of the elevated hillside setting.
Reserva de Marbella sits five minutes by car from Cabopino Marina, where a working harbour meets a protected beach accessed through dunes. The same journey time reaches Elviria in the opposite direction, placing a selection of established restaurants within easy reach. The complex occupies one of the quieter stretches between Marbella and Fuengirola, where development density drops and the coastline opens up between built clusters.
Features
Property details
Location
Map shows the approximate Reserva de Marbella, Marbella area. Exact address provided upon request. This property is in Reserva de MarbellaMarbellaCosta del Sol.
9 questions answered
Yes. Spain places no restrictions on foreign buyers, EU and non-EU citizens can purchase freely in Reserva De Marbella. You will need a Spanish NIE (foreigner tax number) before signing the title deed, plus a Spanish bank account for the transfer. The full purchase typically completes 6 to 10 weeks from signing the reservation contract.
The NIE (Número de Identificación de Extranjero) is your Spanish tax ID and is mandatory for buying property, opening a bank account or paying taxes. You can apply at a Spanish consulate in your home country or in person in Spain. Your lawyer can also obtain it on your behalf with a power of attorney, typically 2 to 4 weeks.
Strongly recommended. An independent lawyer (abogado), separate from the agent and seller, verifies title, checks for debts and planning issues, drafts contracts and represents you at the notary. Typical fee is 1% of the purchase price plus VAT, with a minimum around €1,500.
From accepted offer to keys: 6 to 10 weeks for a resale, 30 to 45 days from reservation if no mortgage is needed. New-build off-plan completes when the development is delivered, often 18 to 36 months after reservation, with staged payments along the way.
Resale property in Andalucía: ITP (transfer tax) at 7%. New-build: 10% IVA + 1.2% AJD (stamp duty). Plus notary, land registry and legal fees of roughly 1 to 2%. Budget 10 to 13% on top of the asking price for total acquisition costs.
Annual IBI (council tax) is typically 0.4 to 1.1% of cadastral value. Community fees on apartments and gated villas range €100 to €600/month depending on amenities. Non-resident owners pay an annual income tax based on cadastral value, plus utilities and home insurance.
In Spain the seller pays the agent commission (typically 3 to 6% + VAT), already baked into the asking price. Buyers do not pay agent fees on resale or new-build.
Yes. Spanish banks lend to non-residents at typical LTVs of 60 to 70% of the lower of purchase price or valuation (vs 80% for residents). Rates are competitive with the rest of the eurozone. You will need 6 months of bank statements, tax returns and proof of income, pre-approval takes 2 to 4 weeks.
Recommended for serious buyers. A mortgage in principle confirms your budget, signals credibility to sellers and shortens completion. We can introduce you to specialist non-resident mortgage brokers familiar with the local market.
Market context
Live €/m² comparisons from current inventory of similar apartments in the same city.
This Apartment
€3,777 / m²
€3,777 × 90 m² = €339,900 asking
Comparable averages
Marbella apartments
933 active listings
Similar properties
Market average €6,542/sqm across 933 active marbella apartments.