For sale · Costa del Sol · Marbella
Available2-Bed Apartment in River Garden, Marbella
Residential complexRiver GardenGated community
€525,000
2 beds · 2 baths · 150 m² built
Ref HT5513482Updated daily · Last sync 13 October 2026
About this property
Overview
Two-bedroom apartment with private pool in Nueva Andalucía, Costa del Sol. This 150-square-metre residence in the Golf Valley offers a covered terrace overlooking the river, where outdoor dining extends across all seasons. The master bedroom includes an en-suite bathroom, whilst the second bedroom benefits from its own separate bathroom and both rooms provide generous proportions throughout.
Inside, the independent kitchen arrives fully equipped and the living spaces connect to the terrace through large windows that frame the water views. The property comes fully furnished and includes one parking space within the gated development. Two bathrooms serve the accommodation, with the en-suite featuring direct access from the principal bedroom. The 150 square metres of living space, built in 2003 and maintained in excellent condition, provide comfortable year-round living without requiring renovation.
River Garden sits in Nueva Andalucía's Golf Valley, a gated community with landscaped gardens, a communal pool and 24-hour security. Los Naranjos Golf Club lies within a five-minute drive, placing three championship courses within immediate reach of the apartment. The complex borders a river that runs through the valley, creating a green corridor between the property and the surrounding golf terrain. Puerto Banús marina sits 3.5 kilometres south, accessible in under ten minutes by car, whilst Marbella town centre lies eight kilometres east along the coastal road.
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Features
What this home includes
- Pool
Property details
Specifications
- Property type
- Apartment
- Subtype
- Ground floor apartment
- Bedrooms
- 2
- Bathrooms
- 2
- Built area
- 150 m²
- Parking spaces
- 1
- Pool
- Yes
- Gated community
- Yes
- Complex
- River Garden
- Area
- Nueva Andalucía
- City
- Marbella
- Province
- Málaga
- Coast
- Costa del Sol
Location
Nueva Andalucía, Marbella
Map shows the approximate Nueva Andalucía, Marbella area. The exact position of River Garden is not published. This property is in Nueva AndalucíaMarbellaCosta del Sol.
Playa Canina Ventura del Mar
11 mindrive
Real Club de Golf Las Brisas
5 mindrive
Puerto Deportivo José Banus
8 mindrive
Ambulatorio de Nueva Andalucia.
7 mindrive
San Pedro Alcántara
10 mindrive
Málaga Airport (AGP)
59 mindrive
9 questions answered
Buying this apartment in Nueva Andalucía
Can foreigners buy property in Nueva Andalucía?
Yes. Spain places no restrictions on foreign buyers, EU and non-EU citizens can purchase freely in Nueva Andalucía. You will need a Spanish NIE (foreigner tax number) before signing the title deed, plus a Spanish bank account for the transfer. The full purchase typically completes 6 to 10 weeks from signing the reservation contract.
What is an NIE and how do I get one?
The NIE (Número de Identificación de Extranjero) is your Spanish tax ID and is mandatory for buying property, opening a bank account or paying taxes. You can apply at a Spanish consulate in your home country or in person in Spain. Your lawyer can also obtain it on your behalf with a power of attorney, typically 2 to 4 weeks.
Do I need a Spanish lawyer?
Strongly recommended. An independent lawyer (abogado), separate from the agent and seller, verifies title, checks for debts and planning issues, drafts contracts and represents you at the notary. Typical fee is 1% of the purchase price plus VAT, with a minimum around €1,500.
How long does completion take?
From accepted offer to keys: 6 to 10 weeks for a resale, 30 to 45 days from reservation if no mortgage is needed. New-build off-plan completes when the development is delivered, often 18 to 36 months after reservation, with staged payments along the way.
What taxes will I pay buying a property in Nueva Andalucía?
Resale property in Andalucía: ITP (transfer tax) at 7%. New-build: 10% IVA + 1.2% AJD (stamp duty). Plus notary, land registry and legal fees of roughly 1 to 2%. Budget 10 to 13% on top of the asking price for total acquisition costs.
What ongoing costs should I expect?
Annual IBI (council tax) is typically 0.4 to 1.1% of cadastral value. Community fees on apartments and gated villas range €100 to €600/month depending on amenities. Non-resident owners pay an annual income tax based on cadastral value, plus utilities and home insurance.
Are agent fees paid by the buyer or seller?
In Spain the seller pays the agent commission (typically 3 to 6% + VAT), already baked into the asking price. Buyers do not pay agent fees on resale or new-build.
Can non-residents get a Spanish mortgage?
Yes. Spanish banks lend to non-residents at typical LTVs of 60 to 70% of the lower of purchase price or valuation (vs 80% for residents). Rates are competitive with the rest of the eurozone. You will need 6 months of bank statements, tax returns and proof of income, pre-approval takes 2 to 4 weeks.
Should I get pre-approval before viewing?
Recommended for serious buyers. A mortgage in principle confirms your budget, signals credibility to sellers and shortens completion. We can introduce you to specialist non-resident mortgage brokers familiar with the local market.
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