For sale · Costa del Sol · Estepona
Available2-Bed Apartment in El Real del Campanario, Estepona
Residential complexEl Real del CampanarioGated community
€499,000
2 beds · 2 baths · 150 m² built
Ref HT5376910Updated daily · Last sync 27 October 2026
About this property
Overview
Two-bedroom apartment with sea views in New Golden Mile, Costa del Sol. This ground-floor residence spans 150 square metres and captures dual views across the golf course and Mediterranean from its south-facing terrace. The single-level layout eliminates internal stairs entirely, with the outdoor space extending the living area for year-round alfresco use.
Inside, the open-plan living and dining room connects to a fully fitted kitchen, whilst the two bedrooms sit at opposite ends of the floor plan for privacy. The master suite includes an en-suite bathroom, and a second full bathroom serves the guest bedroom and communal areas. Natural light fills each room through floor-to-ceiling windows, and the terrace runs the width of the apartment, accessible from both the living space and master bedroom. An underground parking space and dedicated storeroom accompany the property.
El Real del Campanario is a gated community with 24-hour security, two outdoor swimming pools set within tropical gardens, and on-site facilities including a luxury spa, tennis courts, and padel courts. The complex sits adjacent to Atalaya Golf & Country Club, where the fairways begin less than 100 metres from the entrance. Local shops, restaurants, and services lie within a five-minute walk, whilst the beaches of the New Golden Mile are a three-kilometre drive west towards Estepona. The property was completed in 2008 and remains in its original condition throughout.
Read moreRead less
Features
What this home includes
- Golf view
- Pool view
- Sea view
- Air conditioning
- Double glazing
- Fitted kitchen
- Fitted wardrobes
- Storage room
- Close to golf
- Close to schools
Property details
Specifications
- Property type
- Apartment
- Subtype
- Middle floor apartment
- Bedrooms
- 2
- Bathrooms
- 2
- Built area
- 150 m²
- Pool
- Yes
- Gated community
- Yes
- Sea view
- Yes
- Golf view
- Yes
- Orientation
- South
- Complex
- El Real del Campanario
- Area
- El Real del Campanario
- City
- Estepona
- Province
- Málaga
- Coast
- Costa del Sol
Location
El Real del Campanario, Estepona
Map shows the approximate El Real del Campanario, Estepona area. The exact position of El Real del Campanario is not published. This property is in El Real del CampanarioEsteponaCosta del Sol.
9 questions answered
Buying this apartment in El Real del Campanario
Can foreigners buy property in El Real Del Campanario?
Yes. Spain places no restrictions on foreign buyers, EU and non-EU citizens can purchase freely in El Real Del Campanario. You will need a Spanish NIE (foreigner tax number) before signing the title deed, plus a Spanish bank account for the transfer. The full purchase typically completes 6 to 10 weeks from signing the reservation contract.
What is an NIE and how do I get one?
The NIE (Número de Identificación de Extranjero) is your Spanish tax ID and is mandatory for buying property, opening a bank account or paying taxes. You can apply at a Spanish consulate in your home country or in person in Spain. Your lawyer can also obtain it on your behalf with a power of attorney, typically 2 to 4 weeks.
Do I need a Spanish lawyer?
Strongly recommended. An independent lawyer (abogado), separate from the agent and seller, verifies title, checks for debts and planning issues, drafts contracts and represents you at the notary. Typical fee is 1% of the purchase price plus VAT, with a minimum around €1,500.
How long does completion take?
From accepted offer to keys: 6 to 10 weeks for a resale, 30 to 45 days from reservation if no mortgage is needed. New-build off-plan completes when the development is delivered, often 18 to 36 months after reservation, with staged payments along the way.
What taxes will I pay buying a property in El Real Del Campanario?
Resale property in Andalucía: ITP (transfer tax) at 7%. New-build: 10% IVA + 1.2% AJD (stamp duty). Plus notary, land registry and legal fees of roughly 1 to 2%. Budget 10 to 13% on top of the asking price for total acquisition costs.
What ongoing costs should I expect?
Annual IBI (council tax) is typically 0.4 to 1.1% of cadastral value. Community fees on apartments and gated villas range €100 to €600/month depending on amenities. Non-resident owners pay an annual income tax based on cadastral value, plus utilities and home insurance.
Are agent fees paid by the buyer or seller?
In Spain the seller pays the agent commission (typically 3 to 6% + VAT), already baked into the asking price. Buyers do not pay agent fees on resale or new-build.
Can non-residents get a Spanish mortgage?
Yes. Spanish banks lend to non-residents at typical LTVs of 60 to 70% of the lower of purchase price or valuation (vs 80% for residents). Rates are competitive with the rest of the eurozone. You will need 6 months of bank statements, tax returns and proof of income, pre-approval takes 2 to 4 weeks.
Should I get pre-approval before viewing?
Recommended for serious buyers. A mortgage in principle confirms your budget, signals credibility to sellers and shortens completion. We can introduce you to specialist non-resident mortgage brokers familiar with the local market.
