For sale · Costa del Sol · Fuengirola
Available€395,000
2 beds · 2 baths · 101 m² built
Ref HT5523919Updated daily · Last sync 24 October 2026



About this property
Two-bedroom apartment with private pool in Los Pacos, Costa del Sol. This 2025-built property offers 101 square metres of interior space and a 25-square-metre terrace with open views across the Mijas mountains, creating an unusually bright living environment for a ground-level residence.
The open-plan kitchen and living area spans the width of the apartment, with large glass doors opening onto the private terrace from both the main living space and the master bedroom. The terrace includes separate zones for outdoor dining and lounging. Inside, you'll find two bedrooms, two bathrooms, and contemporary fittings throughout the 101-square-metre layout. The property comes fully furnished and includes one allocated parking space. Natural light fills the interior from multiple aspects, while the terrace provides direct access to the communal pool area.
Los Pacos sits in the eastern reaches of Fuengirola, placing this apartment 2 kilometres from the town's marina and beachfront promenade. The area provides immediate access to local shops and restaurants along Avenida de Los Pacos, whilst Miramar Shopping Centre lies 15 minutes away on foot. Fuengirola's railway station connects to Málaga Airport in 25 minutes, and the coastal road links westward to Marbella in 30 minutes by car. The apartment's mountain-facing aspect means the terrace receives afternoon and evening sun during most of the year.
Features
Property details
Location
Map shows the approximate Los Pacos, Fuengirola area. Exact address provided upon request. This property is in Los PacosFuengirolaCosta del Sol.
9 questions answered
Yes. Spain places no restrictions on foreign buyers, EU and non-EU citizens can purchase freely in Los Pacos. You will need a Spanish NIE (foreigner tax number) before signing the title deed, plus a Spanish bank account for the transfer. The full purchase typically completes 6 to 10 weeks from signing the reservation contract.
The NIE (Número de Identificación de Extranjero) is your Spanish tax ID and is mandatory for buying property, opening a bank account or paying taxes. You can apply at a Spanish consulate in your home country or in person in Spain. Your lawyer can also obtain it on your behalf with a power of attorney, typically 2 to 4 weeks.
Strongly recommended. An independent lawyer (abogado), separate from the agent and seller, verifies title, checks for debts and planning issues, drafts contracts and represents you at the notary. Typical fee is 1% of the purchase price plus VAT, with a minimum around €1,500.
From accepted offer to keys: 6 to 10 weeks for a resale, 30 to 45 days from reservation if no mortgage is needed. New-build off-plan completes when the development is delivered, often 18 to 36 months after reservation, with staged payments along the way.
Resale property in Andalucía: ITP (transfer tax) at 7%. New-build: 10% IVA + 1.2% AJD (stamp duty). Plus notary, land registry and legal fees of roughly 1 to 2%. Budget 10 to 13% on top of the asking price for total acquisition costs.
Annual IBI (council tax) is typically 0.4 to 1.1% of cadastral value. Community fees on apartments and gated villas range €100 to €600/month depending on amenities. Non-resident owners pay an annual income tax based on cadastral value, plus utilities and home insurance.
In Spain the seller pays the agent commission (typically 3 to 6% + VAT), already baked into the asking price. Buyers do not pay agent fees on resale or new-build.
Yes. Spanish banks lend to non-residents at typical LTVs of 60 to 70% of the lower of purchase price or valuation (vs 80% for residents). Rates are competitive with the rest of the eurozone. You will need 6 months of bank statements, tax returns and proof of income, pre-approval takes 2 to 4 weeks.
Recommended for serious buyers. A mortgage in principle confirms your budget, signals credibility to sellers and shortens completion. We can introduce you to specialist non-resident mortgage brokers familiar with the local market.
Market context
Live €/m² comparisons from current inventory of similar apartments in the same city.
This Apartment
€3,911 / m²
€3,911 × 101 m² = €395,000 asking
Comparable averages
Fuengirola apartments
407 active listings
Similar properties
Market average €5,526/sqm across 407 active fuengirola apartments.