For sale · Costa del Sol · Fuengirola
Available€359,000
2 beds · 2 baths · 94 m² built
Ref HT5234494Updated daily · Last sync 27 October 2026



About this property
Two-bedroom apartment with sea views in Los Pacos, Costa del Sol. The 39sqm southwest-facing terrace delivers open vistas across the Mediterranean and surrounding mountains, creating an outdoor room large enough for dining and lounging year-round. Inside, the 94sqm layout centres on a bright living-dining area that connects directly to the terrace through wide glass doors.
The kitchen comes fully equipped with large windows that bring natural light into the workspace. Both bedrooms include built-in wardrobes, and the two bathrooms serve the apartment without sharing access through private rooms. The ground-floor position means no stairs or lift waits, and one designated parking space sits within the complex grounds. Air circulation benefits from the dual-aspect design, with windows on opposite sides pulling coastal breezes through the interior.
Residencial Lomas de Los Pacos provides a communal pool, gym, and maintained gardens across its gated grounds. Los Pacos itself sits 2.5 kilometres inland from Fuengirola's beaches, positioning the apartment between coastal access and the quieter hillside streets where local shops and restaurants operate at a neighbourhood pace. The AP-7 motorway lies 3 kilometres north, connecting to Marbella in 25 minutes and Málaga airport in 20 minutes.
Features
Property details
Location
Map shows the Residencial Lomas de Los Pacos complex location. Exact unit address provided upon request. This property is in Los PacosFuengirolaCosta del Sol.
9 questions answered
Yes. Spain places no restrictions on foreign buyers, EU and non-EU citizens can purchase freely in Los Pacos. You will need a Spanish NIE (foreigner tax number) before signing the title deed, plus a Spanish bank account for the transfer. The full purchase typically completes 6 to 10 weeks from signing the reservation contract.
The NIE (Número de Identificación de Extranjero) is your Spanish tax ID and is mandatory for buying property, opening a bank account or paying taxes. You can apply at a Spanish consulate in your home country or in person in Spain. Your lawyer can also obtain it on your behalf with a power of attorney, typically 2 to 4 weeks.
Strongly recommended. An independent lawyer (abogado), separate from the agent and seller, verifies title, checks for debts and planning issues, drafts contracts and represents you at the notary. Typical fee is 1% of the purchase price plus VAT, with a minimum around €1,500.
From accepted offer to keys: 6 to 10 weeks for a resale, 30 to 45 days from reservation if no mortgage is needed. New-build off-plan completes when the development is delivered, often 18 to 36 months after reservation, with staged payments along the way.
Resale property in Andalucía: ITP (transfer tax) at 7%. New-build: 10% IVA + 1.2% AJD (stamp duty). Plus notary, land registry and legal fees of roughly 1 to 2%. Budget 10 to 13% on top of the asking price for total acquisition costs.
Annual IBI (council tax) is typically 0.4 to 1.1% of cadastral value. Community fees on apartments and gated villas range €100 to €600/month depending on amenities. Non-resident owners pay an annual income tax based on cadastral value, plus utilities and home insurance.
In Spain the seller pays the agent commission (typically 3 to 6% + VAT), already baked into the asking price. Buyers do not pay agent fees on resale or new-build.
Yes. Spanish banks lend to non-residents at typical LTVs of 60 to 70% of the lower of purchase price or valuation (vs 80% for residents). Rates are competitive with the rest of the eurozone. You will need 6 months of bank statements, tax returns and proof of income, pre-approval takes 2 to 4 weeks.
Recommended for serious buyers. A mortgage in principle confirms your budget, signals credibility to sellers and shortens completion. We can introduce you to specialist non-resident mortgage brokers familiar with the local market.
Market context
Live €/m² comparisons from current inventory of similar apartments in the same city.
This Apartment
€3,819 / m²
€3,819 × 94 m² = €359,000 asking
Comparable averages
Fuengirola apartments
409 active listings
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Market average €5,523/sqm across 409 active fuengirola apartments.