For sale · Costa del Sol · Fuengirola
Available2-Bed Apartment in Montecañada, Fuengirola
Residential complexMontecañada
€299,000
2 beds · 1 bath · 90 m² built
Ref HT5505961Updated daily · Last sync 27 October 2026
About this property
Overview
Two-bedroom apartment with private pool in Fuengirola, Costa del Sol. This 90-square-metre residence sits within the Montecañada complex, where each apartment enjoys access to dedicated swimming facilities alongside communal amenities. The elevated semi-basement position provides a practical layout with scope for modernisation according to personal specification.
Inside, the apartment delivers two bedrooms and one bathroom across a functional floor plan that separates living and sleeping quarters. The 90 square metres of built space includes a living area with direct access to outdoor zones, a kitchen requiring updating, and two bedrooms with fitted storage. One allocated parking space comes with the property, and the unfurnished condition allows incoming owners to implement their own design choices. The semi-basement level means fewer stairs than upper floors whilst maintaining natural light through strategically positioned windows.
Montecañada borders the El Higuerón area in eastern Fuengirola, placing the complex 3 kilometres from Fuengirola's central beaches and a similar distance to Benalmádena's coastal strip. Two communal pools serve residents during summer months, whilst the on-site tennis court and landscaped gardens provide year-round recreation space. The A7 motorway lies 1.5 kilometres north, connecting to Málaga Airport in 18 minutes and Marbella in 25 minutes. A minibus service stops directly outside the complex entrance, linking to Fuengirola town centre and the Cercanías train station on a regular timetable throughout the day.
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Features
What this home includes
- Pool
Property details
Specifications
- Property type
- Apartment
- Subtype
- Ground floor apartment
- Bedrooms
- 2
- Bathrooms
- 1
- Built area
- 90 m²
- Parking spaces
- 1
- Pool
- Yes
- Complex
- Montecañada
- City
- Fuengirola
- Province
- Málaga
- Coast
- Costa del Sol
Location
Fuengirola
Residential complexMontecañadaMap shows the Montecañada complex location. Exact unit address provided upon request. This property is in FuengirolaCosta del Sol.
Playa de Torreblanca
4 mindrive
Golf Benalmadena Pitch& Putt
12 mindrive
Puerto Deportivo de Fuengirola
10 mindrive
The British College
9 mindrive
Colegio de Educación Infantil y Primaria Valdelecrín
7 mindrive
Aldi
24 minwalk
Hospital Vithas Xanit International
13 mindrive
Farmacia Jiménez Ortigosa
9 minwalk
Centro Idea
10 mindrive
Fuengirola
12 mindrive
Málaga Airport (AGP)
34 mindrive
Mountain side, north of the coastal road (A-7), hillside setting.
9 questions answered
Buying this apartment in Fuengirola
Can foreigners buy property in Fuengirola?
Yes. Spain places no restrictions on foreign buyers, EU and non-EU citizens can purchase freely in Fuengirola. You will need a Spanish NIE (foreigner tax number) before signing the title deed, plus a Spanish bank account for the transfer. The full purchase typically completes 6 to 10 weeks from signing the reservation contract.
What is an NIE and how do I get one?
The NIE (Número de Identificación de Extranjero) is your Spanish tax ID and is mandatory for buying property, opening a bank account or paying taxes. You can apply at a Spanish consulate in your home country or in person in Spain. Your lawyer can also obtain it on your behalf with a power of attorney, typically 2 to 4 weeks.
Do I need a Spanish lawyer?
Strongly recommended. An independent lawyer (abogado), separate from the agent and seller, verifies title, checks for debts and planning issues, drafts contracts and represents you at the notary. Typical fee is 1% of the purchase price plus VAT, with a minimum around €1,500.
How long does completion take?
From accepted offer to keys: 6 to 10 weeks for a resale, 30 to 45 days from reservation if no mortgage is needed. New-build off-plan completes when the development is delivered, often 18 to 36 months after reservation, with staged payments along the way.
What taxes will I pay buying a property in Fuengirola?
Resale property in Andalucía: ITP (transfer tax) at 7%. New-build: 10% IVA + 1.2% AJD (stamp duty). Plus notary, land registry and legal fees of roughly 1 to 2%. Budget 10 to 13% on top of the asking price for total acquisition costs.
What ongoing costs should I expect?
Annual IBI (council tax) is typically 0.4 to 1.1% of cadastral value. Community fees on apartments and gated villas range €100 to €600/month depending on amenities. Non-resident owners pay an annual income tax based on cadastral value, plus utilities and home insurance.
Are agent fees paid by the buyer or seller?
In Spain the seller pays the agent commission (typically 3 to 6% + VAT), already baked into the asking price. Buyers do not pay agent fees on resale or new-build.
Can non-residents get a Spanish mortgage?
Yes. Spanish banks lend to non-residents at typical LTVs of 60 to 70% of the lower of purchase price or valuation (vs 80% for residents). Rates are competitive with the rest of the eurozone. You will need 6 months of bank statements, tax returns and proof of income, pre-approval takes 2 to 4 weeks.
Should I get pre-approval before viewing?
Recommended for serious buyers. A mortgage in principle confirms your budget, signals credibility to sellers and shortens completion. We can introduce you to specialist non-resident mortgage brokers familiar with the local market.
