For sale · Costa del Sol · Fuengirola
Available€395,000
2 beds · 2 baths · 91 m² built
Ref HT5486077Updated daily · Last sync 27 October 2026



About this property
Two-bedroom apartment with private pool in Fuengirola, Costa del Sol. Built in 2019, this 91-square-metre property occupies the third floor of a modern block, offering south-facing orientation that floods the interior with natural light throughout the day. The layout prioritises open-plan living, with the lounge and dining area forming a single bright space that extends onto an 8-square-metre terrace.
Inside, the apartment provides two double bedrooms, each with fitted wardrobes, and two full bathrooms finished to a contemporary standard. The kitchen comes part-furnished and connects directly to the living area, creating a practical flow for everyday use. A private parking space is included in the sale, along with access to the communal facilities. The south-facing terrace overlooks the complex gardens rather than the sea, but receives consistent sunlight from mid-morning onwards. Floor-to-ceiling windows in the main living space maximise the natural light, while ceramic tiling throughout the apartment simplifies maintenance and keeps the interior cool during summer months.
The property sits within Los Lagos, a low-rise residential development with a shared swimming pool and landscaped gardens maintained year-round. Fuengirola's Miramar district places the apartment 1.2 kilometres from the town's main beach and promenade, accessible via a gentle downhill walk of approximately 15 minutes. Local supermarkets, pharmacies and cafés line Avenida de Miramar, 400 metres to the east. The apartment is sold part-furnished, with the kitchen units, wardrobes and selected furnishings included in the transfer.
Features
Property details
Location
Map shows the Los Lagos complex location. Exact unit address provided upon request. This property is in FuengirolaCosta del Sol.
9 questions answered
Yes. Spain places no restrictions on foreign buyers, EU and non-EU citizens can purchase freely in Fuengirola. You will need a Spanish NIE (foreigner tax number) before signing the title deed, plus a Spanish bank account for the transfer. The full purchase typically completes 6 to 10 weeks from signing the reservation contract.
The NIE (Número de Identificación de Extranjero) is your Spanish tax ID and is mandatory for buying property, opening a bank account or paying taxes. You can apply at a Spanish consulate in your home country or in person in Spain. Your lawyer can also obtain it on your behalf with a power of attorney, typically 2 to 4 weeks.
Strongly recommended. An independent lawyer (abogado), separate from the agent and seller, verifies title, checks for debts and planning issues, drafts contracts and represents you at the notary. Typical fee is 1% of the purchase price plus VAT, with a minimum around €1,500.
From accepted offer to keys: 6 to 10 weeks for a resale, 30 to 45 days from reservation if no mortgage is needed. New-build off-plan completes when the development is delivered, often 18 to 36 months after reservation, with staged payments along the way.
Resale property in Andalucía: ITP (transfer tax) at 7%. New-build: 10% IVA + 1.2% AJD (stamp duty). Plus notary, land registry and legal fees of roughly 1 to 2%. Budget 10 to 13% on top of the asking price for total acquisition costs.
Annual IBI (council tax) is typically 0.4 to 1.1% of cadastral value. Community fees on apartments and gated villas range €100 to €600/month depending on amenities. Non-resident owners pay an annual income tax based on cadastral value, plus utilities and home insurance.
In Spain the seller pays the agent commission (typically 3 to 6% + VAT), already baked into the asking price. Buyers do not pay agent fees on resale or new-build.
Yes. Spanish banks lend to non-residents at typical LTVs of 60 to 70% of the lower of purchase price or valuation (vs 80% for residents). Rates are competitive with the rest of the eurozone. You will need 6 months of bank statements, tax returns and proof of income, pre-approval takes 2 to 4 weeks.
Recommended for serious buyers. A mortgage in principle confirms your budget, signals credibility to sellers and shortens completion. We can introduce you to specialist non-resident mortgage brokers familiar with the local market.
Market context
Live €/m² comparisons from current inventory of similar apartments in the same city.
This Apartment
€4,341 / m²
€4,341 × 91 m² = €395,000 asking
Comparable averages
Fuengirola apartments
405 active listings
Similar properties
Market average €5,486/sqm across 405 active fuengirola apartments.