For sale · Costa del Sol · Estepona
Available2-Bed Apartment for Sale in Benamara, Estepona
Gated community
€269,000
2 beds · 2 baths · 91 m² built
Ref HT5538685Updated daily · Last sync 7 November 2026
About this property
Overview
Two-bedroom apartment with private pool in Estepona, Costa del Sol. This top-floor residence in the Benamara district delivers 91 square metres of living space with panoramic mountain and garden views stretching across the communal grounds below.
The layout includes two double bedrooms, both fitted with built-in wardrobes, and two bathrooms, one of which is ensuite to the principal bedroom. The partially fitted kitchen opens to the main living area, which extends onto a private terrace where the elevated position captures views over the pool and surrounding gardens. The apartment comes part-furnished and benefits from a north-east-south orientation that brings natural light through multiple exposures. Storage is practical rather than generous, with fitted wardrobes in both bedrooms and limited additional cupboard space.
The property sits within a gated residential development in Benamara, a suburban pocket between Estepona town and the coastal strip. Communal facilities include a shared swimming pool and gardens maintained by the community. The complex is positioned 1.2 kilometres from Playa de Guadalmansa, a broad stretch of beach popular with families. Local shops, golf courses and schools are all within a short drive, and the centre of Estepona lies five kilometres west along the A-7. Street parking is available outside the gates, with open parking bays within the development grounds. The building dates from 1983 and retains its original structure, though some restoration work may be required to modernise fixtures and finishes.
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Features
What this home includes
- Pool
Property details
Specifications
- Property type
- Apartment
- Subtype
- Top floor apartment
- Bedrooms
- 2
- Bathrooms
- 2
- Built area
- 91 m²
- Levels
- 2
- Year built
- 1983
- Condition
- Good
- Furniture
- Part Furnished
- Pool
- Yes
- Gated community
- Yes
- Area
- Benamara
- City
- Estepona
- Postcode
- 29688
- Province
- Málaga
- Coast
- Costa del Sol
Location
Benamara, Estepona
Map shows the approximate Benamara, Estepona area. Exact address provided upon request. This property is in EsteponaCosta del Sol.
La Rada
4 mindrive
Azata Golf
14 mindrive
Puerto Estepona
4 mindrive
Hospital de Alta Resolución de Estepona
11 mindrive
Málaga Airport (AGP)
70 mindrive
9 questions answered
Buying this apartment in Benamara
Can foreigners buy property in Estepona?
Yes. Spain places no restrictions on foreign buyers, EU and non-EU citizens can purchase freely in Estepona. You will need a Spanish NIE (foreigner tax number) before signing the title deed, plus a Spanish bank account for the transfer. The full purchase typically completes 6 to 10 weeks from signing the reservation contract.
What is an NIE and how do I get one?
The NIE (Número de Identificación de Extranjero) is your Spanish tax ID and is mandatory for buying property, opening a bank account or paying taxes. You can apply at a Spanish consulate in your home country or in person in Spain. Your lawyer can also obtain it on your behalf with a power of attorney, typically 2 to 4 weeks.
Do I need a Spanish lawyer?
Strongly recommended. An independent lawyer (abogado), separate from the agent and seller, verifies title, checks for debts and planning issues, drafts contracts and represents you at the notary. Typical fee is 1% of the purchase price plus VAT, with a minimum around €1,500.
How long does completion take?
From accepted offer to keys: 6 to 10 weeks for a resale, 30 to 45 days from reservation if no mortgage is needed. New-build off-plan completes when the development is delivered, often 18 to 36 months after reservation, with staged payments along the way.
What taxes will I pay buying a property in Estepona?
Resale property in Andalucía: ITP (transfer tax) at 7%. New-build: 10% IVA + 1.2% AJD (stamp duty). Plus notary, land registry and legal fees of roughly 1 to 2%. Budget 10 to 13% on top of the asking price for total acquisition costs.
What ongoing costs should I expect?
Annual IBI (council tax) is typically 0.4 to 1.1% of cadastral value. Community fees on apartments and gated villas range €100 to €600/month depending on amenities. Non-resident owners pay an annual income tax based on cadastral value, plus utilities and home insurance.
Are agent fees paid by the buyer or seller?
In Spain the seller pays the agent commission (typically 3 to 6% + VAT), already baked into the asking price. Buyers do not pay agent fees on resale or new-build.
Can non-residents get a Spanish mortgage?
Yes. Spanish banks lend to non-residents at typical LTVs of 60 to 70% of the lower of purchase price or valuation (vs 80% for residents). Rates are competitive with the rest of the eurozone. You will need 6 months of bank statements, tax returns and proof of income, pre-approval takes 2 to 4 weeks.
Should I get pre-approval before viewing?
Recommended for serious buyers. A mortgage in principle confirms your budget, signals credibility to sellers and shortens completion. We can introduce you to specialist non-resident mortgage brokers familiar with the local market.
