For sale · Costa del Sol · Estepona
Available2-Bed Apartment for Sale in Estepona
Gated community
€420,000
2 beds · 2 baths · 90 m² built
Ref HT5538193Updated daily · Last sync 7 November 2026
About this property
Overview
Two-bedroom apartment with beachfront position in Estepona, Costa del Sol. The property sits directly on the sand with immediate access to the beach, placing the Mediterranean shoreline within steps of the front door. East-facing orientation brings morning light across the terrace and through the living spaces, whilst the 10sqm outdoor area opens directly onto the communal gardens and swimming pools.
Inside, the 90sqm layout delivers two bedrooms fitted with built-in wardrobes, two bathrooms including one en-suite, a separate kitchen, and a living room that extends to the terrace. The apartment comes fully furnished and has been refurbished with new flooring, updated bathrooms, and a modern kitchen throughout. The residential complex maintains tropical gardens, two swimming pools, a padel court, and an on-site beach bar serving food and drinks. Communal garages provide parking, and the development operates with security measures in place.
The setting places residents 5km from Estepona town centre, reachable on foot, by bicycle, or scooter along the coastal path that connects Estepona to San Pedro. This path runs directly from the complex, offering car-free access along the shoreline in both directions. The beach bar within the grounds serves cocktails and meals without requiring residents to leave the development.
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Features
What this home includes
- Pool
- Sea view
- Beachfront
- Terrace
Property details
Specifications
- Property type
- Apartment
- Subtype
- Ground floor apartment
- Bedrooms
- 2
- Bathrooms
- 2
- Built area
- 90 m²
- Terrace
- 10 m²
- Levels
- 1
- Year built
- 1992
- Condition
- Good
- Furniture
- Fully Furnished
- Pool
- Yes
- Gated community
- Yes
- Beachfront
- Yes
- Sea view
- Yes
- Orientation
- east
- City
- Estepona
- Postcode
- 29680
- Province
- Málaga
- Coast
- Costa del Sol
Location
Estepona
Map shows the approximate Estepona area. Exact address provided upon request. This property is in EsteponaCosta del Sol.
La Rada
4 mindrive
Azata Golf
14 mindrive
Puerto Estepona
4 mindrive
Hospital de Alta Resolución de Estepona
11 mindrive
Málaga Airport (AGP)
70 mindrive
9 questions answered
Buying this apartment in Estepona
Can foreigners buy property in Estepona?
Yes. Spain places no restrictions on foreign buyers, EU and non-EU citizens can purchase freely in Estepona. You will need a Spanish NIE (foreigner tax number) before signing the title deed, plus a Spanish bank account for the transfer. The full purchase typically completes 6 to 10 weeks from signing the reservation contract.
What is an NIE and how do I get one?
The NIE (Número de Identificación de Extranjero) is your Spanish tax ID and is mandatory for buying property, opening a bank account or paying taxes. You can apply at a Spanish consulate in your home country or in person in Spain. Your lawyer can also obtain it on your behalf with a power of attorney, typically 2 to 4 weeks.
Do I need a Spanish lawyer?
Strongly recommended. An independent lawyer (abogado), separate from the agent and seller, verifies title, checks for debts and planning issues, drafts contracts and represents you at the notary. Typical fee is 1% of the purchase price plus VAT, with a minimum around €1,500.
How long does completion take?
From accepted offer to keys: 6 to 10 weeks for a resale, 30 to 45 days from reservation if no mortgage is needed. New-build off-plan completes when the development is delivered, often 18 to 36 months after reservation, with staged payments along the way.
What taxes will I pay buying a property in Estepona?
Resale property in Andalucía: ITP (transfer tax) at 7%. New-build: 10% IVA + 1.2% AJD (stamp duty). Plus notary, land registry and legal fees of roughly 1 to 2%. Budget 10 to 13% on top of the asking price for total acquisition costs.
What ongoing costs should I expect?
Annual IBI (council tax) is typically 0.4 to 1.1% of cadastral value. Community fees on apartments and gated villas range €100 to €600/month depending on amenities. Non-resident owners pay an annual income tax based on cadastral value, plus utilities and home insurance.
Are agent fees paid by the buyer or seller?
In Spain the seller pays the agent commission (typically 3 to 6% + VAT), already baked into the asking price. Buyers do not pay agent fees on resale or new-build.
Can non-residents get a Spanish mortgage?
Yes. Spanish banks lend to non-residents at typical LTVs of 60 to 70% of the lower of purchase price or valuation (vs 80% for residents). Rates are competitive with the rest of the eurozone. You will need 6 months of bank statements, tax returns and proof of income, pre-approval takes 2 to 4 weeks.
Should I get pre-approval before viewing?
Recommended for serious buyers. A mortgage in principle confirms your budget, signals credibility to sellers and shortens completion. We can introduce you to specialist non-resident mortgage brokers familiar with the local market.
