For sale · Costa del Sol · Estepona
Available€370,000
2 beds · 2 baths · 100 m² built
Ref HT5498845Updated daily · Last sync 27 October 2026



About this property
Two-bedroom apartment with private pool in Estepona, Costa del Sol. This 100sqm residence delivers the rare advantage of direct access to Europe's largest crystalline lagoon from your own gated complex, transforming every day into a private resort experience without leaving home.
Inside, an open-plan kitchen flows into the dining and living areas, where floor-to-ceiling windows fill the 100sqm interior with natural light. Both bedrooms are double-sized, each served by its own bathroom, while the contemporary kitchen comes fully equipped. The 12sqm terrace overlooks the complex's tropical gardens, offering an outdoor extension to the living space. One allocated parking space is included, and the apartment comes fully furnished to move-in standard. Built in 2018, the property remains in excellent condition with modern fittings throughout.
Alcazaba Lagoon is a gated beachfront development with 24-hour security, shared swimming pools, a spa, and a fully equipped gym. The complex sits directly on Estepona's coastline, with the town's marina and old quarter reachable in under 10 minutes by car. Residents access the on-site artificial lagoon with white-sand beaches, creating a Caribbean atmosphere on the Mediterranean. The development's landscaped gardens include walking paths and seating areas positioned between the accommodation blocks and the beachfront.
Features
Property details
Location
Map shows the Alcazaba Lagoon complex location. Exact unit address provided upon request. This property is in EsteponaCosta del Sol.
9 questions answered
Yes. Spain places no restrictions on foreign buyers, EU and non-EU citizens can purchase freely in Estepona. You will need a Spanish NIE (foreigner tax number) before signing the title deed, plus a Spanish bank account for the transfer. The full purchase typically completes 6 to 10 weeks from signing the reservation contract.
The NIE (Número de Identificación de Extranjero) is your Spanish tax ID and is mandatory for buying property, opening a bank account or paying taxes. You can apply at a Spanish consulate in your home country or in person in Spain. Your lawyer can also obtain it on your behalf with a power of attorney, typically 2 to 4 weeks.
Strongly recommended. An independent lawyer (abogado), separate from the agent and seller, verifies title, checks for debts and planning issues, drafts contracts and represents you at the notary. Typical fee is 1% of the purchase price plus VAT, with a minimum around €1,500.
From accepted offer to keys: 6 to 10 weeks for a resale, 30 to 45 days from reservation if no mortgage is needed. New-build off-plan completes when the development is delivered, often 18 to 36 months after reservation, with staged payments along the way.
Resale property in Andalucía: ITP (transfer tax) at 7%. New-build: 10% IVA + 1.2% AJD (stamp duty). Plus notary, land registry and legal fees of roughly 1 to 2%. Budget 10 to 13% on top of the asking price for total acquisition costs.
Annual IBI (council tax) is typically 0.4 to 1.1% of cadastral value. Community fees on apartments and gated villas range €100 to €600/month depending on amenities. Non-resident owners pay an annual income tax based on cadastral value, plus utilities and home insurance.
In Spain the seller pays the agent commission (typically 3 to 6% + VAT), already baked into the asking price. Buyers do not pay agent fees on resale or new-build.
Yes. Spanish banks lend to non-residents at typical LTVs of 60 to 70% of the lower of purchase price or valuation (vs 80% for residents). Rates are competitive with the rest of the eurozone. You will need 6 months of bank statements, tax returns and proof of income, pre-approval takes 2 to 4 weeks.
Recommended for serious buyers. A mortgage in principle confirms your budget, signals credibility to sellers and shortens completion. We can introduce you to specialist non-resident mortgage brokers familiar with the local market.
Market context
Live €/m² comparisons from current inventory of similar apartments in the same city.
This Apartment
€3,700 / m²
€3,700 × 100 m² = €370,000 asking
Comparable averages
Estepona apartments
650 active listings
Similar properties
Market average €5,322/sqm across 650 active estepona apartments.