For sale · Costa del Sol · Estepona
Available€2,350,000
2 beds · 2 baths · 233 m² built
Ref HT5455165Updated daily · Last sync 29 October 2026



About this property
Two-bedroom apartment with beachfront position in Estepona, Costa del Sol. This 235sqm residence places you directly on Playa del Cristo with uninterrupted Mediterranean views from a 115sqm terrace that includes a private pool and jacuzzi. Completed in 2024, the apartment incorporates smart home technology throughout and comes fully furnished to an exacting standard.
The open-plan living area spans the full width of the property, connecting a fully fitted kitchen to floor-to-ceiling glass that frames the sea. Both bedrooms include en-suite bathrooms, while the apartment also contains a private sauna and dedicated space for two vehicles in the secure underground garage. The terrace functions as an outdoor room, large enough for separate dining and lounging zones alongside the pool. High-quality finishes run through every surface, from the kitchen cabinetry to the bathroom tiling, all selected for a 2024 completion.
Ikkil Bay is a gated beachfront complex offering residents an indoor pool, fully equipped gym, and 24-hour security. The property sits a five-minute walk from Estepona's old town, where the Tuesday market and harbour restaurants operate year-round. Estepona marina lies 1.2km east along the coastal promenade, accessible on foot or by bicycle via the dedicated path that connects the beach developments.
Features
Property details
Location
Map shows the Ikkil Bay complex location. Exact unit address provided upon request. This property is in EsteponaCosta del Sol.
9 questions answered
Yes. Spain places no restrictions on foreign buyers, EU and non-EU citizens can purchase freely in Estepona. You will need a Spanish NIE (foreigner tax number) before signing the title deed, plus a Spanish bank account for the transfer. The full purchase typically completes 6 to 10 weeks from signing the reservation contract.
The NIE (Número de Identificación de Extranjero) is your Spanish tax ID and is mandatory for buying property, opening a bank account or paying taxes. You can apply at a Spanish consulate in your home country or in person in Spain. Your lawyer can also obtain it on your behalf with a power of attorney, typically 2 to 4 weeks.
Strongly recommended. An independent lawyer (abogado), separate from the agent and seller, verifies title, checks for debts and planning issues, drafts contracts and represents you at the notary. Typical fee is 1% of the purchase price plus VAT, with a minimum around €1,500.
From accepted offer to keys: 6 to 10 weeks for a resale, 30 to 45 days from reservation if no mortgage is needed. New-build off-plan completes when the development is delivered, often 18 to 36 months after reservation, with staged payments along the way.
Resale property in Andalucía: ITP (transfer tax) at 7%. New-build: 10% IVA + 1.2% AJD (stamp duty). Plus notary, land registry and legal fees of roughly 1 to 2%. Budget 10 to 13% on top of the asking price for total acquisition costs.
Annual IBI (council tax) is typically 0.4 to 1.1% of cadastral value. Community fees on apartments and gated villas range €100 to €600/month depending on amenities. Non-resident owners pay an annual income tax based on cadastral value, plus utilities and home insurance.
In Spain the seller pays the agent commission (typically 3 to 6% + VAT), already baked into the asking price. Buyers do not pay agent fees on resale or new-build.
Yes. Spanish banks lend to non-residents at typical LTVs of 60 to 70% of the lower of purchase price or valuation (vs 80% for residents). Rates are competitive with the rest of the eurozone. You will need 6 months of bank statements, tax returns and proof of income, pre-approval takes 2 to 4 weeks.
Recommended for serious buyers. A mortgage in principle confirms your budget, signals credibility to sellers and shortens completion. We can introduce you to specialist non-resident mortgage brokers familiar with the local market.
Market context
Live €/m² comparisons from current inventory of similar apartments in the same city.
This Apartment
€10,086 / m²
€10,086 × 233 m² = €2,350,000 asking
Comparable averages
Estepona apartments
645 active listings
Similar properties
Market average €5,308/sqm across 645 active estepona apartments.