For sale · Costa del Sol · Estepona
Available2-Bed Apartment in Scala, Estepona
Residential complexScalaGated community
€475,000€490,000
2 beds · 2 baths · 81 m² built
Price reduced
Ref HT5430394Updated daily · Last sync 27 October 2026
About this property
Overview
Two-bedroom apartment with private pool in Estepona, Costa del Sol. This new-build residence, scheduled for completion in 2026, offers 81 square metres of interior space plus a 17-square-metre terrace facing west across unobstructed views. The fitted kitchen comes complete with integrated appliances, whilst the layout accommodates two full bathrooms alongside the two bedrooms.
The apartment includes one designated parking space, a separate motorbike bay, and a private storage room within the building. The open-plan living area connects directly to the west-facing terrace, which captures afternoon and evening light. Both bedrooms provide adequate separation from the social spaces, and the property arrives unfurnished, allowing buyers to configure the interiors to their own specification. The 81-square-metre footprint delivers functional living areas without wasted circulation space.
Scala occupies a rapidly developing quarter of Estepona, placing residents a few minutes' walk from the beachfront. The complex provides two communal swimming pools, a fully equipped gymnasium, and a dedicated co-working room with meeting facilities for remote professionals. An internal walking circuit runs through the grounds, offering a traffic-free exercise route within the development. The town centre lies within comfortable walking distance, whilst Estepona's marina sits approximately 1.5 kilometres east along the coastal promenade.
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Features
What this home includes
- Panoramic view
- Air conditioning
- Double glazing
- Fitted kitchen
- Fitted wardrobes
- Storage room
- Utility room
- Close to schools
- Close to the sea
- Close to town
- Near public transport
- Terrace
Property details
Specifications
- Property type
- Apartment
- Subtype
- Middle floor apartment
- Bedrooms
- 2
- Bathrooms
- 2
- Built area
- 81 m²
- Terrace
- 17 m²
- Parking spaces
- 1
- Pool
- Yes
- Gated community
- Yes
- New build
- Yes
- Orientation
- South, South West
- Complex
- Scala
- City
- Estepona
- Province
- Málaga
- Coast
- Costa del Sol
Location
Estepona
Residential complexScalaMap shows the Scala complex location. Exact unit address provided upon request. This property is in EsteponaCosta del Sol.
La Rada
3 mindrive
Azata Golf
13 mindrive
Puerto Estepona
3 mindrive
Colegio Público Santo Tomás de Aquino
2 mindrive
ALDI
5 minwalk
Vithas Xanit Estepona
3 mindrive
Farmacia Aragón
8 minwalk
Carrefour
5 mindrive
Estepona
5 mindrive
Gibraltar Airport (GIB)
43 mindrive
9 questions answered
Buying this apartment in Estepona
Can foreigners buy property in Estepona?
Yes. Spain places no restrictions on foreign buyers, EU and non-EU citizens can purchase freely in Estepona. You will need a Spanish NIE (foreigner tax number) before signing the title deed, plus a Spanish bank account for the transfer. The full purchase typically completes 6 to 10 weeks from signing the reservation contract.
What is an NIE and how do I get one?
The NIE (Número de Identificación de Extranjero) is your Spanish tax ID and is mandatory for buying property, opening a bank account or paying taxes. You can apply at a Spanish consulate in your home country or in person in Spain. Your lawyer can also obtain it on your behalf with a power of attorney, typically 2 to 4 weeks.
Do I need a Spanish lawyer?
Strongly recommended. An independent lawyer (abogado), separate from the agent and seller, verifies title, checks for debts and planning issues, drafts contracts and represents you at the notary. Typical fee is 1% of the purchase price plus VAT, with a minimum around €1,500.
How long does completion take?
From accepted offer to keys: 6 to 10 weeks for a resale, 30 to 45 days from reservation if no mortgage is needed. New-build off-plan completes when the development is delivered, often 18 to 36 months after reservation, with staged payments along the way.
What taxes will I pay buying a property in Estepona?
Resale property in Andalucía: ITP (transfer tax) at 7%. New-build: 10% IVA + 1.2% AJD (stamp duty). Plus notary, land registry and legal fees of roughly 1 to 2%. Budget 10 to 13% on top of the asking price for total acquisition costs.
What ongoing costs should I expect?
Annual IBI (council tax) is typically 0.4 to 1.1% of cadastral value. Community fees on apartments and gated villas range €100 to €600/month depending on amenities. Non-resident owners pay an annual income tax based on cadastral value, plus utilities and home insurance.
Are agent fees paid by the buyer or seller?
In Spain the seller pays the agent commission (typically 3 to 6% + VAT), already baked into the asking price. Buyers do not pay agent fees on resale or new-build.
Can non-residents get a Spanish mortgage?
Yes. Spanish banks lend to non-residents at typical LTVs of 60 to 70% of the lower of purchase price or valuation (vs 80% for residents). Rates are competitive with the rest of the eurozone. You will need 6 months of bank statements, tax returns and proof of income, pre-approval takes 2 to 4 weeks.
Should I get pre-approval before viewing?
Recommended for serious buyers. A mortgage in principle confirms your budget, signals credibility to sellers and shortens completion. We can introduce you to specialist non-resident mortgage brokers familiar with the local market.
