For sale · Costa del Sol · Estepona
Available2-Bed Apartment in Bahía de Estepona, Estepona
Residential complexBahía de EsteponaGated community
€399,000
2 beds · 2 baths · 85 m² built
Ref HT5380348Updated daily · Last sync 27 October 2026
About this property
Overview
Two-bedroom apartment with beachfront position in Estepona, Costa del Sol. This ground-floor residence sits directly on the sand within a gated complex, placing the Mediterranean just steps from the terrace. Recently renovated in 2026, the interiors feature contemporary finishes and quality materials throughout, with the southwest orientation drawing natural light across the living spaces from mid-morning through to sunset.
The 85sqm layout includes two double bedrooms and two bathrooms, each fitted with modern fixtures. The open-plan living and dining area connects directly to an 11sqm private terrace that faces the sea. The kitchen has been updated with integrated appliances and stone worktops. Air conditioning runs throughout, and the apartment includes one underground parking space. The property is sold fully furnished, with pieces selected to complement the neutral palette and clean lines of the refurbishment.
Bahía de Estepona is a beachfront complex with 24-hour security, communal gardens, a swimming pool, tennis courts, and padel facilities. Estepona's marina lies 2km west along the promenade, reachable on foot in under 25 minutes. The town centre, with its whitewashed old quarter and weekly market, sits 15 minutes' walk inland. The complex provides direct access to the beach via a private gate.
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Features
What this home includes
- Sea view
- Barbecue
- Air conditioning
- Double glazing
- Ensuite bathroom
- Furnished
- Beachfront
- Beachside
- Close to schools
- Close to the sea
- Close to town
- Near public transport
- Terrace
Property details
Specifications
- Property type
- Apartment
- Subtype
- Middle floor apartment
- Bedrooms
- 2
- Bathrooms
- 2
- Built area
- 85 m²
- Terrace
- 11 m²
- Parking spaces
- 1
- Pool
- Yes
- Gated community
- Yes
- Beachfront
- Yes
- Sea view
- Yes
- Orientation
- South West
- Energy rating
- E
- Complex
- Bahía de Estepona
- City
- Estepona
- Province
- Málaga
- Coast
- Costa del Sol
Location
Estepona
Residential complexBahía de EsteponaMap shows the Bahía de Estepona complex location. Exact unit address provided upon request. This property is in EsteponaCosta del Sol.
Nearest beach
7 minwalk
Azata Golf
8 mindrive
Puerto Estepona
3 mindrive
Colegio Diocesano Juan XXIII
4 mindrive
Mercadona
3 mindrive
Carrefour
3 mindrive
Supercor
3 mindrive
Aldi
14 minwalk
Hospital de Alta Resolución de Estepona
6 mindrive
Farmacia Estepona
16 minwalk
Carrefour
8 mindrive
Estepona
9 mindrive
3 restaurants & bars
within 12 minwalk
Málaga Airport (AGP)
70 mindrive
Gibraltar Airport (GIB)
43 mindrive
9 questions answered
Buying this apartment in Estepona
Can foreigners buy property in Estepona?
Yes. Spain places no restrictions on foreign buyers, EU and non-EU citizens can purchase freely in Estepona. You will need a Spanish NIE (foreigner tax number) before signing the title deed, plus a Spanish bank account for the transfer. The full purchase typically completes 6 to 10 weeks from signing the reservation contract.
What is an NIE and how do I get one?
The NIE (Número de Identificación de Extranjero) is your Spanish tax ID and is mandatory for buying property, opening a bank account or paying taxes. You can apply at a Spanish consulate in your home country or in person in Spain. Your lawyer can also obtain it on your behalf with a power of attorney, typically 2 to 4 weeks.
Do I need a Spanish lawyer?
Strongly recommended. An independent lawyer (abogado), separate from the agent and seller, verifies title, checks for debts and planning issues, drafts contracts and represents you at the notary. Typical fee is 1% of the purchase price plus VAT, with a minimum around €1,500.
How long does completion take?
From accepted offer to keys: 6 to 10 weeks for a resale, 30 to 45 days from reservation if no mortgage is needed. New-build off-plan completes when the development is delivered, often 18 to 36 months after reservation, with staged payments along the way.
What taxes will I pay buying a property in Estepona?
Resale property in Andalucía: ITP (transfer tax) at 7%. New-build: 10% IVA + 1.2% AJD (stamp duty). Plus notary, land registry and legal fees of roughly 1 to 2%. Budget 10 to 13% on top of the asking price for total acquisition costs.
What ongoing costs should I expect?
Annual IBI (council tax) is typically 0.4 to 1.1% of cadastral value. Community fees on apartments and gated villas range €100 to €600/month depending on amenities. Non-resident owners pay an annual income tax based on cadastral value, plus utilities and home insurance.
Are agent fees paid by the buyer or seller?
In Spain the seller pays the agent commission (typically 3 to 6% + VAT), already baked into the asking price. Buyers do not pay agent fees on resale or new-build.
Can non-residents get a Spanish mortgage?
Yes. Spanish banks lend to non-residents at typical LTVs of 60 to 70% of the lower of purchase price or valuation (vs 80% for residents). Rates are competitive with the rest of the eurozone. You will need 6 months of bank statements, tax returns and proof of income, pre-approval takes 2 to 4 weeks.
Should I get pre-approval before viewing?
Recommended for serious buyers. A mortgage in principle confirms your budget, signals credibility to sellers and shortens completion. We can introduce you to specialist non-resident mortgage brokers familiar with the local market.
