For sale · Costa del Sol · Marbella
Available2-Bed Apartment in Jardines de Santa María Golf, Marbella
Residential complexJardines de Santa María GolfGated community
€460,000
2 beds · 2 baths · 95 m² built
Ref HT5356483Updated daily · Last sync 27 October 2026
About this property
Overview
Two-bedroom apartment with private pool access in Elviria, Costa del Sol. This ground-floor residence within the secure Jardines de Santa María Golf offers direct terrace access to communal pool areas, eliminating stairs and creating an easy indoor-outdoor flow for daily living.
The 95sqm layout includes an open-plan living area that extends onto a 20sqm south-facing terrace with views over the pool and landscaped grounds. Both bedrooms feature en-suite bathrooms, and the property comes fully furnished with quality pieces selected for the space. The south and south-west orientation delivers natural light throughout the day, whilst the ground-floor position provides immediate garden access. One allocated parking space is included, and the apartment's 2004 construction remains in excellent condition with no renovation required.
Jardines de Santa María Golf sits within a gated perimeter with 24-hour security and three communal swimming pools set amongst mature Mediterranean planting. The complex borders Santa María Golf & Country Club, whose 18-hole course lies just beyond the entrance gates. Elviria's commercial centre, with its supermarkets, restaurants and medical services, is a four-minute drive, whilst the beaches at Playa de las Cañas are 2.5 kilometres south. Marbella town centre lies 12 kilometres west along the A-7 coastal road.
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Features
What this home includes
- Pool view
- Air conditioning
- Double glazing
- Ensuite bathroom
- Fitted kitchen
- Fitted wardrobes
- Furnished
- Storage room
- Utility room
- Fibre internet
- Close to golf
- Close to schools
- Close to the sea
- Near public transport
- Urbanisation
- Terrace
Property details
Specifications
- Property type
- Apartment
- Subtype
- Middle floor apartment
- Bedrooms
- 2
- Bathrooms
- 2
- Built area
- 95 m²
- Terrace
- 20 m²
- Parking spaces
- 1
- Pool
- Yes
- Gated community
- Yes
- Orientation
- South, South West
- Energy rating
- D
- Complex
- Jardines de Santa María Golf
- Area
- Elviria
- City
- Marbella
- Province
- Málaga
- Coast
- Costa del Sol
Location
Elviria, Marbella
Residential complexJardines de Santa María GolfMap shows the Jardines de Santa María Golf complex location. Exact unit address provided upon request. This property is in ElviriaMarbellaCosta del Sol.
Playa de Artola
5 mindrive
Greenlife Golf Marbella
4 mindrive
Puerto Cabopino
7 mindrive
English International College
4 mindrive
Colegio Infantil Pinolivo
5 mindrive
Carrefour Market
9 minwalk
Urgencias Hospital Costa del Sol
8 mindrive
Farmacia Lasso
9 minwalk
Centro Comercial Los Cipreses
8 mindrive
Marbella
15 mindrive
Málaga Airport (AGP)
48 mindrive
Mountain side, north of the coastal road (A-7), hillside setting.
9 questions answered
Buying this apartment in Elviria
Can foreigners buy property in Elviria?
Yes. Spain places no restrictions on foreign buyers, EU and non-EU citizens can purchase freely in Elviria. You will need a Spanish NIE (foreigner tax number) before signing the title deed, plus a Spanish bank account for the transfer. The full purchase typically completes 6 to 10 weeks from signing the reservation contract.
What is an NIE and how do I get one?
The NIE (Número de Identificación de Extranjero) is your Spanish tax ID and is mandatory for buying property, opening a bank account or paying taxes. You can apply at a Spanish consulate in your home country or in person in Spain. Your lawyer can also obtain it on your behalf with a power of attorney, typically 2 to 4 weeks.
Do I need a Spanish lawyer?
Strongly recommended. An independent lawyer (abogado), separate from the agent and seller, verifies title, checks for debts and planning issues, drafts contracts and represents you at the notary. Typical fee is 1% of the purchase price plus VAT, with a minimum around €1,500.
How long does completion take?
From accepted offer to keys: 6 to 10 weeks for a resale, 30 to 45 days from reservation if no mortgage is needed. New-build off-plan completes when the development is delivered, often 18 to 36 months after reservation, with staged payments along the way.
What taxes will I pay buying a property in Elviria?
Resale property in Andalucía: ITP (transfer tax) at 7%. New-build: 10% IVA + 1.2% AJD (stamp duty). Plus notary, land registry and legal fees of roughly 1 to 2%. Budget 10 to 13% on top of the asking price for total acquisition costs.
What ongoing costs should I expect?
Annual IBI (council tax) is typically 0.4 to 1.1% of cadastral value. Community fees on apartments and gated villas range €100 to €600/month depending on amenities. Non-resident owners pay an annual income tax based on cadastral value, plus utilities and home insurance.
Are agent fees paid by the buyer or seller?
In Spain the seller pays the agent commission (typically 3 to 6% + VAT), already baked into the asking price. Buyers do not pay agent fees on resale or new-build.
Can non-residents get a Spanish mortgage?
Yes. Spanish banks lend to non-residents at typical LTVs of 60 to 70% of the lower of purchase price or valuation (vs 80% for residents). Rates are competitive with the rest of the eurozone. You will need 6 months of bank statements, tax returns and proof of income, pre-approval takes 2 to 4 weeks.
Should I get pre-approval before viewing?
Recommended for serious buyers. A mortgage in principle confirms your budget, signals credibility to sellers and shortens completion. We can introduce you to specialist non-resident mortgage brokers familiar with the local market.
