For sale · Costa del Sol · Estepona
Available€430,000
2 beds · 2 baths · 149 m² built
Ref HT5477422Updated daily · Last sync 27 October 2026



About this property
Two-bedroom apartment with private pool in Doña Julia, Costa del Sol. This ground-floor residence extends across 149 square metres of interior space, complemented by 44 square metres of terrace where the boundary between inside and outside dissolves. The private pool sits within your own garden, a rare feature in apartment living that transforms how you use the space throughout the year.
The apartment occupies a single level with two double bedrooms and two bathrooms. The principal bedroom includes an en-suite bathroom, whilst the second bedroom connects to the family bathroom. The open-plan living area flows directly onto the terrace through full-width glass doors, creating 193 square metres of usable space when opened. The kitchen arrives fully fitted with integrated appliances. Mountain views stretch beyond the garden boundary, whilst glimpses of the Mediterranean appear between the hills. One parking space comes with the property, and the furniture can be included if required.
Doña Julia sits on the lower slopes above Casares Costa, where the hillside meets the coastal plain. The development lies 4 kilometres from Playa Ancha, a wide stretch of sand that remains quieter than the beaches further east. Estepona's marina and old town centre are 15 minutes by car, whilst Sotogrande's port and polo fields sit the same distance in the opposite direction. The apartment was completed in 2016 and remains in excellent condition, with no work required before moving in.
Features
Property details
Location
Map shows the approximate Doña Julia, Estepona area. Exact address provided upon request. This property is in Doña JuliaEsteponaCosta del Sol.
9 questions answered
Yes. Spain places no restrictions on foreign buyers, EU and non-EU citizens can purchase freely in Doña Julia. You will need a Spanish NIE (foreigner tax number) before signing the title deed, plus a Spanish bank account for the transfer. The full purchase typically completes 6 to 10 weeks from signing the reservation contract.
The NIE (Número de Identificación de Extranjero) is your Spanish tax ID and is mandatory for buying property, opening a bank account or paying taxes. You can apply at a Spanish consulate in your home country or in person in Spain. Your lawyer can also obtain it on your behalf with a power of attorney, typically 2 to 4 weeks.
Strongly recommended. An independent lawyer (abogado), separate from the agent and seller, verifies title, checks for debts and planning issues, drafts contracts and represents you at the notary. Typical fee is 1% of the purchase price plus VAT, with a minimum around €1,500.
From accepted offer to keys: 6 to 10 weeks for a resale, 30 to 45 days from reservation if no mortgage is needed. New-build off-plan completes when the development is delivered, often 18 to 36 months after reservation, with staged payments along the way.
Resale property in Andalucía: ITP (transfer tax) at 7%. New-build: 10% IVA + 1.2% AJD (stamp duty). Plus notary, land registry and legal fees of roughly 1 to 2%. Budget 10 to 13% on top of the asking price for total acquisition costs.
Annual IBI (council tax) is typically 0.4 to 1.1% of cadastral value. Community fees on apartments and gated villas range €100 to €600/month depending on amenities. Non-resident owners pay an annual income tax based on cadastral value, plus utilities and home insurance.
In Spain the seller pays the agent commission (typically 3 to 6% + VAT), already baked into the asking price. Buyers do not pay agent fees on resale or new-build.
Yes. Spanish banks lend to non-residents at typical LTVs of 60 to 70% of the lower of purchase price or valuation (vs 80% for residents). Rates are competitive with the rest of the eurozone. You will need 6 months of bank statements, tax returns and proof of income, pre-approval takes 2 to 4 weeks.
Recommended for serious buyers. A mortgage in principle confirms your budget, signals credibility to sellers and shortens completion. We can introduce you to specialist non-resident mortgage brokers familiar with the local market.
Market context
Live €/m² comparisons from current inventory of similar apartments in the same city.
This Apartment
€2,886 / m²
€2,886 × 149 m² = €430,000 asking
Comparable averages
Estepona apartments
650 active listings
Similar properties
Market average €5,323/sqm across 650 active estepona apartments.